Best American Bulldog Pet Insurance of 2022

Lisa Scott

An American Bulldog can make a great companion, and easily become a loyal family member too. In order to keep them healthy and happy, consider pet insurance coverage for your American Bulldog when unexpected events happen. We’ve looked at the top choices for coverage, discounts, reimbursements, and overall quality.

Customizable plan to fit your pet's needs

$10,000

Coverage Up To

70% - 90%

Reimbursement Rates

Overview

ASPCA® Pet Health Insurance program offers coverage on accidents, illnesses, and optional preventive care (at an additional cost) at affordable monthly premiums. It has a robust customer service center that will guide you through your pet insurance needs and help your pet receive great care during emergencies. The provider also offers a wide range of reimbursement options, deductibles, and annual limits to help you customize your policy to suit your financial needs.

What we like

  • Customizable plans to fit your pet's needs and financial situation
  • Prescription medication coverage for covered conditions
  • Optional wellness plan (at an additional cost)
  • Fast and simple filing of claims
  • Vet finder feature to help you to locate a licensed vet clinic within your area

What we don't

  • Does not cover pre-existing conditions
  • 14 day waiting period

Disclosure provided by the ASPCA Pet Health Insurance program: Pre-existing conditions are not covered. Waiting periods, annual deductible, co-insurance, benefit limits and exclusions may apply. For all terms and conditions visit www.aspcapetinsurance.com/terms. Complete Coverage℠ reimbursements are based on the invoice. Preventive and Wellness Care reimbursements are based on a schedule. Products, schedules, discounts, and rates may vary and are subject to change. More information available at checkout. The ASPCA® is not an insurer and is not engaged in the business of insurance. Products are underwritten by United States Fire Insurance Company (NAIC #21113. Morristown, NJ), produced and administered by C&F Insurance Agency, Inc. (NPN # 3974227). Through a licensing agreement, the ASPCA receives a royalty fee that is in exchange for use of the ASPCA’s marks and is not a charitable contribution. C&F and Crum & Forster are registered trademarks of United States Fire Insurance Company. Crum & Forster Pet Insurance Group™ is a trademark of United States Fire Insurance Company. The Crum & Forster group of companies is rated A (Excellent) by AM Best Company 2020.

Extensive coverage to help keep your pet healthy

$20,000

Coverage Up To

90%

Reimbursement Rates

Overview

Pumpkin offers high-quality pet insurance plans for cats and dogs as well as an optional non-insurance preventive care plan for vaccinations, key tests and wellness exams, which will help to keep your pet happy and healthy through their life. You can travel with your pet in Canada or the US and can get access from any licensed vet in these countries. The platform is entirely digitized and serves as a one-stop-shop for all your pet's healthcare needs.

Pumpkin will cover up to $20,000 for dogs and $15,000 for cats annually.

What we like

  • Extensive coverage on multiple health issues
  • Optional preventive care plan that reimburses in full for annual wellness exams and vaccines
  • No exclusion on breeds or older pets
  • Offers a Fur Family Discount on multiple pets
  • Healthcare coverage in Canada and the US

What we don't

  • Pre-existing health conditions not covered
  • Pumpkin only covers dogs and cats

Pumpkin Advertiser Disclosure: Pumpkin Pet Insurance policies do not cover pre-existing conditions. Waiting periods, annual deductible, co-insurance, benefit limits and exclusions may apply. For full terms, visit pumpkin.care/insurancepolicy. Products, discounts, and rates may vary and are subject to change. Pumpkin Insurance Services Inc. (“Pumpkin”) (NPN #19084749) is a licensed insurance agency, not an insurer. Insurance is underwritten by United States Fire Insurance Company, a Crum & Forster Company (NAIC #21113, Morristown, NJ) and produced by Pumpkin. Pumpkin Preventive Essentials is not an insurance policy. It is offered as an optional add-on non-insurance benefit. Pumpkin is responsible for the product and administration. Pumpkin Preventive Essentials is not available in all states. For full terms, visit pumpkin.care/customeragreement. Paid Endorsement.

Affordable prices with a fast reimbursement process

$100,000

Coverage Up To

70% - 90%

Reimbursement Rates

Overview

Lemonade has earned a stellar reputation in the pet insurance industry with its affordable monthly premiums and fast reimbursement of claims with its AI technology. This technology has attracted thousands with its customizable policies and provides comprehensive coverage on illness and accidents to dogs and cats.

What we like

  • Customizable plans so you only pay for coverage that your pet needs
  • Claims are reimbursed in minutes
  • Affordable monthly premiums starting at $10/month
  • Comprehensive wellness plans to keep your pet in good health
  • Pay deductible once per year and not per incident

What we don't

  • Lemonade is only available in 33 states
  • Certain hybrid breeds may be denied

Community cost sharing model and unused contributions roll over

$8,500

Coverage Up To

80%

Reimbursement Rates

Overview

Eusoh is able to provide an affordable pet health plan because of its community-based health sharing plan. Pet parents directly fund each other's vet expenses, which helps everyone save.

What we like

  • Affordable, all-in-one pet health plan
  • Unused contributions roll over to the next month
  • Community cost sharing model
  • Save and help others save
  • See your own veterinarian

What we don't

  • Upfront costs for medical expenses
  • Only long term subscription option available

Pre-existing conditions and 6 pets covered for $24/m

$3,000

Coverage Up To

100%

Reimbursement Rates

Overview

Pawp offers pet owners an emergency fund up to but not exceeding $3,000 annually. The platform is different from other traditional pet insurance agencies as it does not require you to provide a medical examination report before enrolling your pet. Whether your pet is healthy or has been diagnosed with a pre-existing condition, you can still enroll it and access the emergency fund when the need arises.

With no deductibles and low monthly premiums as low as $24, the digital platform will protect your furry friend during an incident and save money from large vet expenses. Although the agency does not provide any limitations on age, it is best to insure your pet while still young and be prepared in advance when an emergency occurs.

What we like

  • Monthly premiums as low as $24
  • Allows coverage on 6 pets for $24 a month
  • Allows enrollment of pets with pre-existing conditions
  • 24/7 unlimited access to Pawp’s virtual vet doctors

What we don't

  • Coverage is restricted to healthcare emergencies only
  • Does not offer wellness coverage
  • Emergency funds can be accessed only once per year

Is pet insurance worth it for an American Bulldog?

American Bulldogs are devoted pets and kind, sweet dogs towards their families. They are muscular dogs that have lots of energy and require exercise daily to keep them happy.

Many people who have American Bulldogs see them as strong and resilient dogs. However, even the strongest dogs can endure unexpected medical issues and injuries, which can threaten their long-term health and happiness.

Medical treatment for your American Bulldog can become very expensive, especially if they encounter a more serious issue that requires invasive treatment. In these situations, you don’t want to be in the middle of a crisis and have to choose between your beloved dog and the affordability of their medical treatment.

To prepare for these unexpected circumstances, consider investing in pet insurance. Pet insurance coverage helps you afford your dog’s necessary medical treatments and procedures, while you focus on your dog’s recovery. It’s a worthwhile investment that ensures you are consistently able to care for your American Bulldog.

Common health conditions for an American Bulldog

American Bulldogs require lots of exercise to keep them in good shape, as well as a great diet that provides the nutrition and vitamins they need.

Even when you’re taking great care of your American Bulldog, they can still be susceptible to certain health issues. The following are some medical conditions your dog may develop:

  • Obesity: American Bulldogs are more prone to obesity than other dog breeds. This can lead to issues with their heart, respiratory system, and other organs.
  • Hip dysplasia: occurs when the hip joint wears down overtime or misaligns, resulting in damage to the hip area. Over a longer period, this can lead to highly uncomfortable walking and sitting for your dog, and may require surgery to fix.
  • Hypothyroidism: many American Bulldogs experience hypothyroidism, which occurs when their thyroid is unable to produce the necessary hormones. This can lead to lethargy, which affects the dogs’ energy levels and prevents them from getting necessary exercise to stay healthy.

What does pet insurance cover for an American Bulldog?

Most pet insurance providers offer coverage for illnesses, injuries, or a combination of both to take care of all unexpected health concerns your dog may experience. Most plans cover a range of medical treatments and procedures, including:

  • Diagnostic and blood tests: if you take your American Bulldog to the veterinary clinic, the veterinarian may need to perform blood, urine, or diagnostic tests to determine the issue at hand. Many pet insurance plans cover these type of tests.
  • Surgery and medicine: if your American Bulldog needs surgery, your pet insurance plan is likely to cover the costs associated. Medication is often required to help with post-op recovery, which many insurance providers will also cover.
  • Vaccinations: following a regular vaccine schedule with your dog helps them to avoid serious illnesses and health issues. Your pet insurance plan is likely to cover the cost for vaccinations.

While pet insurance covers a range of treatment plans, it is important to note that not every medical issue is covered under pet insurance. If your American Bulldog has a pre-existing condition, your dog may not be eligible for coverage for treatments related to the condition. This is why it is advised to get pet insurance for your dog when it is young.

How are pet insurance premiums determined for an American Bulldog?

There are a range of factors that will help to determine your pet insurance premium costs. Here are some of the main factors that will influence your overall insurance coverage premiums:

  • Age: if your American Bulldog is older, you are more likely to pay a higher premium amount. Older dogs are prone to developing serious health issues, and will typically require more expensive medical treatment.
  • Medical history: if your American Bulldog has a history of serious health issues, or is currently experiencing some health difficulties, you can expect your pet insurance premium to be higher.
  • Plan details: depending on the specific details of your unique plan, you may be required to pay more or less on average for coverage. For plans that have a lower yearly deductible or a higher coverage capacity, the higher the premium will be.

Additionally, where you are located will factor into the cost of your pet insurance premium. If you and your American Bulldog are located in an area that has more expensive veterinary services, you can expect to pay more overall for your pet insurance coverage.

How to choose the best pet insurance plan for an American Bulldog

When looking for pet insurance coverage, you are going to want what’s best for your American Bulldog. Here are some things to keep in mind when browsing insurance plans:

  • Consider your pet’s unique needs: age, current medical history, and overall needs will be unique to your American Bulldog. Review what each plan has to offer to determine which one will cover your dog’s potential needs and ensure you are covered for as much as possible.
  • Set a budget: every pet insurance plan will have a monthly premium, in addition to a yearly deductible. Before you choose a plan, review these costs and determine what you can afford. By setting a budget, you can narrow down your options and choose the best plan for your pet.
  • Read customer reviews: you will want to read customer reviews from your potential insurance provider to determine how they handle their claims process, customer service inquiries, and more. This will provide a better understanding of the policy provider, should you choose to go with their pet insurance plan.