FROM OUR PARTNERS

Best Credit Cards of 2023

Anna Scott

You can find the credit card that best fits you, whether you want low interest rates, fast cash back, travel, or something else. There is no credit card that fits all and depends on your credit history, spending habits, and traveling that will determine what’s right for you. Compare some of the top credit cards that offer you more cash back and rewards.

Upgrade Cash Rewards Visa®

upgrade credit card cash rewards logo
4.7

N/A

Intro Offer

$0

Annual Fee

14.99% - 29.99%

Regular APR

Average/Excellent

Rec. Credit Score

Overview

The Upgrade Card is a hybrid between a credit card and a personal loan product, and it offers a Visa card’s flexibility with the low costs and the predictability of a personal loan.

What we like

  • No annual fees
  • Earn 1.5% unlimited cash back
  • Requires no security deposit
  • Helps build credit

What we don't

  • No welcome bonus
  • Less flexible payments

Owner’s Rewards Card by M1

m1 owners rewards card logo
4.8

N/A

Intro Offer

$0

Annual Fee

17.99% - 27.99%

Regular APR

Good/Excellent

Rec. Credit Score

Overview

The Owner's Rewards Card by M1 offers card M1 plus members up to 10% cash back and 1.5% for all other card holders.

What we like

  • High cash back rate for M1 plus members
  • Integration with M1 account

What we don't

  • Cash back is limited to select few companies

Chime Credit Builder Visa® Credit Card

chime credit builder card logo
4.5

N/A

Intro Offer

$0

Annual Fee

N/A

Regular APR

Poor/Average

Rec. Credit Score

Overview

Secured Chime Credit Builder Visa® Credit Card is a cost-effective option when building up your credit profile as it does not charge you fees or interest.

What we like

  • No annual fees
  • No interest charges
  • No security deposit requirement
  • Reports to all three credit bureaus

What we don't

  • Direct deposit account required with Chime

Chime is a financial technology company, not a bank. Banking services provided by The Bancorp Bank, N.A. or Stride Bank, N.A., Members FDIC.

BMO Harris Bank Cash Back Mastercard®

$200

Intro Offer

1% - 5%

Cashback

17.99% - 25.99%

Regular APR

Average/Excellent

Rec. Credit Score

Overview

BMO Harris cash back card provides up to 5% cash back on eligible streaming, cable TV and satellite services. In addition, you can get $400 in cell phone protection coverage when you pay your monthly cell phone bill with the card.

What we like

  • Welcome bonus available
  • Up to 5% cash back on certain purcahses
  • No annual fee
  • $400 cell phone protection if bill paid by card

What we don't

  • Not available in every state

Teams and conditions apply.