As pets get older, they often require more medical treatment to keep them healthy. Pet insurance is a great way to ensure you can consistently provide them with the care they need to live healthy and longer lives.
ASPCA® Pet Health Insurance program offers coverage on accidents, illnesses, and optional preventive care (at an additional cost) at affordable monthly premiums. It has a robust customer service center that will guide you through your pet insurance needs and help your pet receive great care during emergencies. The provider also offers a wide range of reimbursement options, deductibles, and annual limits to help you customize your policy to suit your financial needs.
Disclosure provided by the ASPCA Pet Health Insurance program: Pre-existing conditions are not covered. Waiting periods, annual deductible, co-insurance, benefit limits and exclusions may apply. For all terms and conditions visit www.aspcapetinsurance.com/terms. Complete Coverage℠ reimbursements are based on the invoice. Preventive and Wellness Care reimbursements are based on a schedule. Products, schedules, discounts, and rates may vary and are subject to change. More information available at checkout. The ASPCA® is not an insurer and is not engaged in the business of insurance. Products are underwritten by United States Fire Insurance Company (NAIC #21113. Morristown, NJ), produced and administered by C&F Insurance Agency, Inc. (NPN # 3974227). Through a licensing agreement, the ASPCA receives a royalty fee that is in exchange for use of the ASPCA’s marks and is not a charitable contribution. C&F and Crum & Forster are registered trademarks of United States Fire Insurance Company. Crum & Forster Pet Insurance Group™ is a trademark of United States Fire Insurance Company. The Crum & Forster group of companies is rated A (Excellent) by AM Best Company 2020.
Pumpkin offers high-quality pet insurance plans for cats and dogs as well as an optional non-insurance preventive care plan for vaccinations, key tests and wellness exams, which will help to keep your pet happy and healthy through their life. You can travel with your pet in Canada or the US and can get access from any licensed vet in these countries. The platform is entirely digitized and serves as a one-stop-shop for all your pet's healthcare needs.
Pumpkin will cover up to $20,000 for dogs and $15,000 for cats annually.
Pumpkin Advertiser Disclosure: Pumpkin Pet Insurance policies do not cover pre-existing conditions. Waiting periods, annual deductible, co-insurance, benefit limits and exclusions may apply. For full terms, visit pumpkin.care/insurancepolicy. Products, discounts, and rates may vary and are subject to change. Pumpkin Insurance Services Inc. (“Pumpkin”) (NPN #19084749) is a licensed insurance agency, not an insurer. Insurance is underwritten by United States Fire Insurance Company, a Crum & Forster Company (NAIC #21113, Morristown, NJ) and produced by Pumpkin. Pumpkin Preventive Essentials is not an insurance policy. It is offered as an optional add-on non-insurance benefit. Pumpkin is responsible for the product and administration. Pumpkin Preventive Essentials is not available in all states. For full terms, visit pumpkin.care/customeragreement. Paid Endorsement.
Lemonade has earned a stellar reputation in the pet insurance industry with its affordable monthly premiums and fast reimbursement of claims with its AI technology. This technology has attracted thousands with its customizable policies and provides comprehensive coverage on illness and accidents to dogs and cats.
Pawp offers pet owners an emergency fund up to but not exceeding $3,000 annually. The platform is different from other traditional pet insurance agencies as it does not require you to provide a medical examination report before enrolling your pet. Whether your pet is healthy or has been diagnosed with a pre-existing condition, you can still enroll it and access the emergency fund when the need arises.
With no deductibles and low monthly premiums as low as $19, the digital platform will protect your furry friend during an incident and save money from large vet expenses. Although the agency does not provide any limitations on age, it is best to insure your pet while still young and be prepared in advance when an emergency occurs.
When pets are still young, it is easy to forget that one day, they may not be as healthy as they are right now.
The fact is, though, as our pets get older, they are more likely to come down with an illness or experience injury. For certain pet breeds, getting older means they are susceptible to specific types of health issues that may require ongoing care to keep them in good shape.
Ongoing medical care and treatment for your pet can add up quickly. Depending on your budget, you may be wondering how you will afford specific medical treatments for your pet.
No pet owner ever wants to forego necessary medical treatment for their pet because of the cost. To avoid this stressful situation, consider investing in pet insurance. It helps you afford medical treatments and procedures for your pet when they experience a severe illness or injury.
Depending on your pet insurance provider, your pet may be covered for a number of medical treatments under their plan. You will often have to choose between injury-only, illness-only, or a combination of injury and illness coverage. Most often, pet insurance plans cover:
As your pet gets older, they are more susceptible to developing long-term issues that could affect them for the rest of their life. It’s important to note that pet insurance does not typically cover pre-existing conditions that arise ahead of their insurance coverage. For coverage related to more serious, ongoing illnesses, such as cancer, you will need to ensure your pet has an insurance plan ahead of the diagnosis, and treatments for the specific issue are covered.
There are few variables that contribute to your pet’s monthly insurance premium for coverage. Here are some of the factors that insurance providers take into consideration when determining a monthly premium:
You have many options to choose from when deciding on the right insurance plan for your pet. Here are some things to keep in mind as you figure out which plan is right for you: