A popular companion that’s athletic and versatile, the English Springer Spaniel is a loyal and loving family pet. Keep your dog safe and healthy by investing in quality pet insurance.
Pumpkin offers high-quality pet insurance plans for cats and dogs as well as an optional non-insurance preventive care plan for vaccinations, key tests and wellness exams, which will help to keep your pet happy and healthy through their life. You can travel with your pet in Canada or the US and can get access from any licensed vet in these countries. The platform is entirely digitized and serves as a one-stop-shop for all your pet's healthcare needs.
Pumpkin will cover up to $20,000 for dogs and $15,000 for cats annually.
What we like
Extensive coverage on multiple health issues
Optional preventive care plan that reimburses in full for annual wellness exams and vaccines
Pumpkin Advertiser Disclosure: Pumpkin Pet Insurance policies do not cover pre-existing conditions. Waiting periods, annual deductible, co-insurance, benefit limits and exclusions may apply. For full terms, visit pumpkin.care/insurancepolicy. Products, discounts, and rates may vary and are subject to change. Pumpkin Insurance Services Inc. (“Pumpkin”) (NPN #19084749) is a licensed insurance agency, not an insurer. Insurance is underwritten by United States Fire Insurance Company, a Crum & Forster Company (NAIC #21113, Morristown, NJ) and produced by Pumpkin. Pumpkin Preventive Essentials is not an insurance policy. It is offered as an optional add-on non-insurance benefit. Pumpkin is responsible for the product and administration. Pumpkin Preventive Essentials is not available in all states. For full terms, visit pumpkin.care/customeragreement. Paid Endorsement.
Lemonade has earned a stellar reputation in the pet insurance industry with its affordable monthly premiums and fast reimbursement of claims with its AI technology. This technology has attracted thousands with its customizable policies and provides comprehensive coverage on illness and accidents to dogs and cats.
What we like
Customizable plans so you only pay for coverage that your pet needs
Claims are reimbursed in minutes
Affordable monthly premiums starting at $10/month
Comprehensive wellness plans to keep your pet in good health
Pawp offers pet owners an emergency fund up to but not exceeding $3,000 annually. The platform is different from other traditional pet insurance agencies as it does not require you to provide a medical examination report before enrolling your pet. Whether your pet is healthy or has been diagnosed with a pre-existing condition, you can still enroll it and access the emergency fund when the need arises.
With no deductibles and low monthly premiums as low as $24, the digital platform will protect your furry friend during an incident and save money from large vet expenses. Although the agency does not provide any limitations on age, it is best to insure your pet while still young and be prepared in advance when an emergency occurs.
What we like
Monthly premiums as low as $24
Allows coverage on 6 pets for $24 a month
Allows enrollment of pets with pre-existing conditions
24/7 unlimited access to Pawp’s virtual vet doctors
What we don't
Coverage is restricted to healthcare emergencies only
Does not offer wellness coverage
Emergency funds can be accessed only once per year
Prudent pet has excellent coverage for your pet regardless of their age. The insurer can customize your plan from illnesses, medications, accidents to preventive care that will fit your pet's needs and financial situation. This plan will give you peace of mind that you won't break the bank with unlimited coverage if an emergency occurs since treatments tend to be more expensive for older pets.
What we like
Older cats and dogs are covered
Customize your plan to fit your pet's needs and financial situation
Customers from US can get covered in Canada as well
Unlimited live vet chat if an issue occurs with your pet
Is English Springer Spaniel pet insurance worth it?
Taking the very best care of our pets can at times mean you have to pay out-of-pocket for wellness check-ups and medical costs. Accidents and illnesses can happen unexpectedly, and when they do, you may be required to take your dog to the vet for an examination.
Many breeds including the English Springer Spaniel can be susceptible to genetic health conditions, and these health issues can become a financial burden on the household budget.
Pet insurance can help provide coverage for costs incurred when accidents and illnesses happen throughout your dog’s life. It can also give you the peace of mind you need during a stressful time, that your pet’s health conditions can be financially covered.
Common health conditions for an English Springer Spaniel
A healthy English Springer Spaniel can live as long as 15 years when in good health, however, they can be susceptible to various health issues. Some common health conditions they may experience are:
Phosphofructokinase (PFK) deficiency: A genetic disease that can cause your English Springer Spaniel to become weak and lethargic. They may also experience muscle cramps and anemia.
Ear infections: With long droopy ears, the English Springer Spaniel can be prone to developing ear infections. This is likely to require vet visits to avoid chronic ear problems later down the road.
Eye conditions: As a breed, the English Springer Spaniel is 24.6 times more likely to be at risk for progressive retinal atrophy (PRA). It’s a good idea to take your dog for routine eye check-ups to prevent any clouding or sight loss.
Hip Dysplasia: A genetic condition common in dogs, due to abnormal development of the hips, it can be painful for the dog to walk or stand. Severe cases can require surgery.
What does pet insurance cover for an English Springer Spaniel?
Pet insurance can cover a range of treatments and diagnostics to help keep your English Springer Spaniel healthy and safe. Based on your plan, you could receive the following coverage:
Emergency care: Accidents can happen and when they do pet insurance can help cover the costs of treatments and procedures needed to bring your dog back to good health.
Tests and diagnostics: X-rays, ultrasounds, MRI scans, CT scans, blood tests, and urinalysis can be covered under pet insurance.
Prescription medication: If your dog requires prescription medication to treat an illness, your costs are likely to be reimbursed.
Breed-specific conditions: These can include genetic conditions, congenital conditions, chronic conditions, and hip dysplasia. It’s a good idea to read the terms and conditions to make sure that hereditary conditions that are likely to come up for your dog are covered.
In addition, pet insurance policies can typically come under three different types of coverage. These are accident-only, accident and illness, and routine check-ups. Generally, accident-only policies are a cheaper option as they don’t provide coverage for sickness or illness.
You may also have the option to purchase certain policy add-ons, such as dental coverage which can be beneficial if your dog is prone to dental issues.
How are insurance premiums determined for an English Springer Spaniel?
Many different factors determine the cost of your pet insurance coverage. Some of these factors include:
Breed: An English Springer Spaniel is subject to certain genetic health conditions and depending on the type of treatments required, this can increase the cost of your insurance premiums.
Annual coverage limits: The more extensive your coverage limits, the higher your insurance premium is likely to be. You can lower your premium, by opting for less coverage.
Reimbursement rate: Depending on your budget, you can choose to lower your reimbursement rate to make your pet insurance plan more affordable. However, keep in mind that you will be responsible for paying a larger amount out of pocket.
Age: With age often comes illnesses and medical issues that can require a visit to the vet. Younger dogs are generally cheaper to insure than older dogs.
Payment of policy: Many insurers will provide an annual discount when you pay for the entire policy upfront. If you choose to pay monthly, this can increase your premium.
When taking out a pet insurance policy, be mindful to read the terms and conditions as almost all policies have exclusions attached. Common exclusions can include cosmetic treatment, pre-existing medical conditions, teeth cleaning, microchipping, pregnancy or birth, and preventable diseases.
How to choose the best English Springer Spaniel pet insurance?
When shopping around for the best pet insurance for your English Springer Spaniel, it’s important to compare different insurers and policies. As your dog ages, changing providers can result in higher premiums as your dog is likely to have previous medical conditions. Therefore, starting your dog out when they’re young on the best pet insurance plan can help to alleviate the stress of finding a different insurer later on. Here are some key factors to keep in mind when choosing your plan:
Waiting periods: This is where the effective date of the policy occurs after the start date of the policy. If your dog has an accident or illness during the waiting period, they may not be covered for medical expenses. Be sure to read the fine print when you take out your policy.
Calculate your premiums: As premiums can increase with the age of a dog, it’s a good idea to calculate the lifetime cost. This can help you balance your coverage needs with your household budget.
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