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Do you have a Poodle? If you do, you would agree with me that Poodles are fantastic companions to have. There are usually no dull moments when you have one around.
Their fun-filled, lively and intelligent nature is a massive plus for me. And I’m sure you would want to have your Poodle around for as long as possible. If that’s your desire, then you might want to consider getting Poodle pet insurance.
Pumpkin offers high-quality pet insurance plans for cats and dogs as well as an optional non-insurance preventive care plan for vaccinations, key tests and wellness exams, which will help to keep your pet happy and healthy through their life. You can travel with your pet in Canada or the US and can get access from any licensed vet in these countries. The platform is entirely digitized and serves as a one-stop-shop for all your pet's healthcare needs.
Pumpkin will cover up to $20,000 for dogs and $15,000 for cats annually.
Pumpkin Advertiser Disclosure: Pumpkin Pet Insurance policies do not cover pre-existing conditions. Waiting periods, annual deductible, co-insurance, benefit limits and exclusions may apply. For full terms, visit pumpkin.care/insurancepolicy. Products, discounts, and rates may vary and are subject to change. Pumpkin Insurance Services Inc. (“Pumpkin”) (NPN #19084749) is a licensed insurance agency, not an insurer. Insurance is underwritten by United States Fire Insurance Company, a Crum & Forster Company (NAIC #21113, Morristown, NJ) and produced by Pumpkin. Pumpkin Preventive Essentials is not an insurance policy. It is offered as an optional add-on non-insurance benefit. Pumpkin is responsible for the product and administration. Pumpkin Preventive Essentials is not available in all states. For full terms, visit pumpkin.care/customeragreement. Paid Endorsement.
Wagmo began by providing stand-alone pet wellness coverages. Today, it has expanded its portfolio to include customizable pet insurance coverage.
Lemonade has earned a stellar reputation in the pet insurance industry with its affordable monthly premiums and fast reimbursement of claims with its AI technology. This technology has attracted thousands with its customizable policies and provides comprehensive coverage on illness and accidents to dogs and cats.
MetLife Insurance offers pet insurance for cats and dogs and is known for the shortest waiting periods in the industry.
Spot will insure older animals and provides a multi-pet discount when you insure two or more pets
Pawp offers pet owners an emergency fund up to but not exceeding $3,000 annually. The platform is different from other traditional pet insurance agencies as it does not require you to provide a medical examination report before enrolling your pet. Whether your pet is healthy or has been diagnosed with a pre-existing condition, you can still enroll it and access the emergency fund when the need arises.
With no deductibles and low monthly premiums as low as $24, the digital platform will protect your furry friend during an incident and save money from large vet expenses. Although the agency does not provide any limitations on age, it is best to insure your pet while still young and be prepared in advance when an emergency occurs.
Fetch covers various conditions and offers holistic therapy coverage.
Prudent pet has excellent coverage for your pet regardless of their age. The insurer can customize your plan from illnesses, medications, accidents to preventive care that will fit your pet's needs and financial situation. This plan will give you peace of mind that you won't break the bank with unlimited coverage if an emergency occurs since treatments tend to be more expensive for older pets.
Dogs are prone to genetic health imbalances, particularly those of a pure breed, and your Poodle is not an exception. Having such health imbalances come up suddenly can cause you to worry about paying out-of-pocket expenses.
This is where pet insurance becomes very important. Having pet insurance serves as a covering for your Poodle in case of any health crisis or accidents. Pet insurance bears the major financial burdens you would have paid if anything happened to your Poodle.
With Poodle pet insurance, you can be sure that your pet can get proper treatment from the best of Veterans without you bothering about the financial implication. A basic insurance plan should sort out a good percentage of your Poodle’s veterinary cost depending on what is obtainable in your locality.
Some pet insurance plans give you the luxury of a regular check-up, vaccinations, and some special treatment. Securing your Poodle’s health through insurance at an early stage will certainly provide you with confidence towards the welfare of your pet.
Different dog breeds have common health issues peculiar to them. These issues are prone to occur at specific points in the dog’s life. Poodles are prone to certain diseases, requiring you to give due attention to their health condition as much as possible. Here are common health conditions that are likely to be experienced by Poodles:
This dog disease results in adrenal gland disorder. It’s scientifically known as hypoadrenocorticism. Addison’s disease makes it impossible for your Poodle’s adrenal gland to produce sufficient cortisol and aldosterone for the body.
A major concern for this disease is that it’s not easy to identify at an early stage. Sometimes, its appearance is irregular, and its symptoms vague. Addison’s disease is diagnosed through urinary and blood tests. Some of its symptoms include:
Certain conditions can affect the firmness of the joints near the hip region; hip dysplasia is one of them. This disease could be due to a genetic health condition. Additionally, hip dysplasia could be a result of improper formation of the Poodle’s socket.
These conditions can cause dislocation in the hip joints. With constant dislocation and location, the hip becomes weak. Some of the symptoms include:
These signs might not be evident in the early years of your Poodle puppy, but with time, it becomes easily noticeable.
Bloat is the same thing as Gastric Dilatation and Volvulus (GDV). GDV is a stomach disorder that is common amongst deep-chested breeds like the Poodles. This illness occurs when there is excess gas trapped inside your Poodle’s stomach.
When this occurs, digestion becomes difficult, and pressure builds up in the belly region. This pressure makes the stomach twist to the point of 180 degrees due to the Volvulus. This experience is usually painful and has a mortality rate of 20%, even with surgical aid.
Identifying the symptoms at the onset can help salvage the illness before it graduates to a critical stage. The possible symptoms include:
Epilepsy is an illness commonly seen among humans but not restricted to them alone. Canines also suffer from epilepsy. When this occurs, the dog experiences a sudden seizure which can cause a panic.
The sight of your dog seizing is not a good sight to behold, and you will most likely move to do something to help, which is understandable. However, specific actions can be detrimental to the health of your dog at that time.
Some symptoms that might help in identifying the existence of this condition are
This von Willebrand Disease (vWD) is more common among puppy Poodles. It’s a case of blood clotting. The condition is of three types which are type I, II, and III. Type I is the most common case you find around, while type II and III are critical and rare.
The most prevailing symptoms for this health condition are:
Pet insurance is of different plans, and each plan has its own unique health coverage policy. Not all insurance plans cover all possible health risks a dog might encounter. It is necessary to research the particular pet insurance that will provide the needed cover for your Poodle, and in this case, a Poodle insurance will suffice.
Most insurers offer Pet insurance plans like any of the following:
Securing a Poodle pet insurance can cover up for everything that pertains to your Poodle except they are pre-existing conditions. A pre-existing condition is a condition that has been occurring before the policyholder bought the insurance.
A basic Poodle pet insurance should cover for:
Insurers determine the premium for Poodle insurance by considering the following factors:
Poodle puppies have certain illnesses that are peculiar to them. However, as your Poodle advances in age, it is prone to develop certain diseases. Based on the age bracket of your Poodle, the insurance company will help determine the premium plans that are best for your dog.
Your residential location also plays a role in determining your Poodle’s premium package. Places with high veterinary bills will have a higher cost effect on the premiums.
The more money you make available for your pet insurance, the higher your premium package will be. It is advisable to invest enough funds for your Poodle’s insurance to cover unexpected critical situations like emergency surgery.
The extent of medical care you desire for your Poodle also influences the premium you get. For instance, an accident-only plan will undoubtedly be less than an accident-illness wellness plan because of differences in medical care coverage.
Your deductible is the required fund you must have paid before the insurance company begins your bill payment. A higher deductible usually decreases the cost of your premium, so most pet owners try to adjust their deductibles for that purpose.
The deductibles are of two types:
Ideally, a higher deductible is best advised for the annual deductible to avoid the insurance activation from lingering.
Choosing the best pet insurance for your Poodle will require you to go a mile further researching and comparing insurance companies. You can consider customers reviews on the insurance company and performance ranking online. When choosing pet insurance for your Poodle, you should consider its age bracket, its pre-existing health condition, and your financial capacity.
It is advisable to avoid pet insurance companies that do not have a track record. You can look out for companies that have been in existence for longer years. You might also want to avoid an insurance company slow in reimbursement if you intend to use your funds for emergency expenses.
