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Heartworm prevention is a key aspect of preventative care and by having access to the right medications, you can ensure that your pet is getting the medical attention it needs in order to remain healthy. Pet insurance can help pay for preventative care and offset those expensive vet bills. We’ve looked at the top choices for coverage, discounts, reimbursements, and overall quality so you can find the best pet insurance for heartworm prevention.
Pumpkin offers high-quality pet insurance plans for cats and dogs as well as an optional non-insurance preventive care plan for vaccinations, key tests and wellness exams, which will help to keep your pet happy and healthy through their life. You can travel with your pet in Canada or the US and can get access from any licensed vet in these countries. The platform is entirely digitized and serves as a one-stop-shop for all your pet's healthcare needs.
Pumpkin will cover up to $20,000 for dogs and $15,000 for cats annually.
Pumpkin Advertiser Disclosure: Pumpkin Pet Insurance policies do not cover pre-existing conditions. Waiting periods, annual deductible, co-insurance, benefit limits and exclusions may apply. For full terms, visit pumpkin.care/insurancepolicy. Products, discounts, and rates may vary and are subject to change. Pumpkin Insurance Services Inc. (“Pumpkin”) (NPN #19084749) is a licensed insurance agency, not an insurer. Insurance is underwritten by United States Fire Insurance Company, a Crum & Forster Company (NAIC #21113, Morristown, NJ) and produced by Pumpkin. Pumpkin Preventive Essentials is not an insurance policy. It is offered as an optional add-on non-insurance benefit. Pumpkin is responsible for the product and administration. Pumpkin Preventive Essentials is not available in all states. For full terms, visit pumpkin.care/customeragreement. Paid Endorsement.
Wagmo began by providing stand-alone pet wellness coverages. Today, it has expanded its portfolio to include customizable pet insurance coverage.
Lemonade has earned a stellar reputation in the pet insurance industry with its affordable monthly premiums and fast reimbursement of claims with its AI technology. This technology has attracted thousands with its customizable policies and provides comprehensive coverage on illness and accidents to dogs and cats.
MetLife Insurance offers pet insurance for cats and dogs and is known for the shortest waiting periods in the industry.
Spot will insure older animals and provides a multi-pet discount when you insure two or more pets
Pawp offers pet owners an emergency fund up to but not exceeding $3,000 annually. The platform is different from other traditional pet insurance agencies as it does not require you to provide a medical examination report before enrolling your pet. Whether your pet is healthy or has been diagnosed with a pre-existing condition, you can still enroll it and access the emergency fund when the need arises.
With no deductibles and low monthly premiums as low as $24, the digital platform will protect your furry friend during an incident and save money from large vet expenses. Although the agency does not provide any limitations on age, it is best to insure your pet while still young and be prepared in advance when an emergency occurs.
Fetch covers various conditions and offers holistic therapy coverage.
Prudent pet has excellent coverage for your pet regardless of their age. The insurer can customize your plan from illnesses, medications, accidents to preventive care that will fit your pet's needs and financial situation. This plan will give you peace of mind that you won't break the bank with unlimited coverage if an emergency occurs since treatments tend to be more expensive for older pets.
Heartworms are parasitic worms that can infect cats and dogs through mosquito bites. For mosquitos that carry heartworm larvae, the bite transfers the larvae over to the pet, where they mature into adults. Here, they will continue to reproduce and mature, causing a widespread infection that largely takes place in the heart, lungs, and veins. Over time, the infection can progress, causing serious damage to the affected organs that result in organ damage or failure, leading to death.
Wherever mosquitos are active, there is a risk that your pet could be affected by heartworm. Often, it can be difficult to recognize the early signs of heartworm, preventing you from getting your pet the treatment they need earlier. Once the disease has progressed, treatment can become extremely expensive and invasive.
One of the best defenses for heartworm in your pet is heartworm preventative medication. This greatly reduces your pet’s risk of contracting the deadly disease. With medication and routine care, you can work to minimize your pet’s risk of contracting heartworm, contributing to overall better health for your pet.
By getting pet insurance for your animal from a young age, you can ensure your pet is getting routine care while also securing affordable treatments with your coverage.
Insurance plans can differ by provider when it comes to the specific treatments and care options you are seeking for your pet. That being said, many cover a variety of medical treatments such as:
Most insurance providers also offer add-on options for your existing pet insurance plan, so you can access wellness and routine care. Typically, this includes wellness check-ups at the veterinary clinic, which will also allow you to arrange regular appointments with the veterinarian. Moreover, it will allow you to keep your pet’s health up to date and to keep heartworm preventative care treatment in check, including medication refills.
It is important to note that most pet insurance plans do not cover pre-existing conditions. Therefore, if your pet has already been diagnosed with heartworm, your pet may not be eligible for coverage related to this condition.
Insurance premiums for heartworm prevention and other preventative care can vary depending on the type of insurance coverage you’re seeking. A variety of factors can also come into play when determining your monthly premium such as:
There are plenty of plans available to help your pet avoid heartworm disease, and for keeping up with their overall health. To help you make a decision, keep these key factors in mind:
