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Best Greyhound Pet Insurance of 2024

Lisa Scott

Originally bred as hunting dogs, the Greyhound is one of the fastest dogs in the world. While agile and obedient, the Greyhound makes a loyal and loving family pet. Keep your Greyhound healthy by investing in good quality pet insurance. 

Super-extensive accident & illness coverage

$20,000

Coverage Up To

90%

Reimbursement

Overview

Pumpkin offers high-quality pet insurance plans for cats and dogs as well as an optional non-insurance preventive care plan for vaccinations, key tests and wellness exams, which will help to keep your pet happy and healthy through their life. You can travel with your pet in Canada or the US and can get access from any licensed vet in these countries. The platform is entirely digitized and serves as a one-stop-shop for all your pet's healthcare needs.

Pumpkin will cover up to $20,000 for dogs and $15,000 for cats annually.

What we like

  • Extensive coverage on multiple health issues
  • Optional preventive care plan that reimburses in full for annual wellness exams and vaccines
  • No exclusion on breeds or older pets
  • Offers a Fur Family Discount on multiple pets
  • Healthcare coverage in Canada and the US

What we don't

  • Pre-existing health conditions not covered
  • Pumpkin only covers dogs and cats

Pumpkin Advertiser Disclosure: Pumpkin Pet Insurance policies do not cover pre-existing conditions. Waiting periods, annual deductible, co-insurance, benefit limits and exclusions may apply. For full terms, visit pumpkin.care/insurancepolicy. Products, discounts, and rates may vary and are subject to change. Pumpkin Insurance Services Inc. (“Pumpkin”) (NPN #19084749) is a licensed insurance agency, not an insurer. Insurance is underwritten by United States Fire Insurance Company, a Crum & Forster Company (NAIC #21113, Morristown, NJ) and produced by Pumpkin. Pumpkin Preventive Essentials is not an insurance policy. It is offered as an optional add-on non-insurance benefit. Pumpkin is responsible for the product and administration. Pumpkin Preventive Essentials is not available in all states. For full terms, visit pumpkin.care/customeragreement. Paid Endorsement.

Multiple options for wellness plans

$100,000

Coverage Up To

90% - 100%

Reimbursement Rates

Overview

Wagmo began by providing stand-alone pet wellness coverages. Today, it has expanded its portfolio to include customizable pet insurance coverage.

What we like

  • Customizable policies
  • Variety of wellness plans
  • Fast reimbursements
  • High incident limits
  • Visit a vet of your choice

What we don't

  • 15 day waiting period on accident policy

Affordable prices with a fast reimbursement process

$100,000

Coverage Up To

70% - 90%

Reimbursement

Overview

Lemonade has earned a stellar reputation in the pet insurance industry with its affordable monthly premiums and fast reimbursement of claims with its AI technology. This technology has attracted thousands with its customizable policies and provides comprehensive coverage on illness and accidents to dogs and cats.

What we like

  • Customizable plans so you only pay for coverage that your pet needs
  • Claims are reimbursed in minutes
  • Affordable monthly premiums starting at $10/month
  • Comprehensive wellness plans to keep your pet in good health
  • Pay deductible once per year and not per incident

What we don't

  • Lemonade is only available in 33 states
  • Certain hybrid breeds may be denied

Short waiting periods on accidental coverage

$25,000

Coverage Up To

50% - 100%

Reimbursement

Overview

MetLife Insurance offers pet insurance for cats and dogs and is known for the shortest waiting periods in the industry.

What we like

  • No restriction on breeds and pet age
  • Customizable annual benefit limits
  • Short waiting periods accidental coverage
  • Flexible deductibles from $50 to $2,000
  • No incident limits

What we don't

  • Wellness treatment not included (optional add-on)
  • Pay first out of pocket and reimbursed later

Quick claims process

$10,000

Coverage Up To

70% - 90%

Reimbursement

Overview

Spot will insure older animals and provides a multi-pet discount when you insure two or more pets

What we like

  • Multi-pet discount
  • No upper age limit
  • Quick claims process
  • Fast and simple filing of claims
  • Optional no lifetime limits or caps on payouts

What we don't

  • Customer service limited to weekdays
  • 14 day waiting period

Pre-existing conditions and 6 pets covered for $24/m

$3,000

Coverage Up To

100%

Reimbursement

Overview

Pawp offers pet owners an emergency fund up to but not exceeding $3,000 annually. The platform is different from other traditional pet insurance agencies as it does not require you to provide a medical examination report before enrolling your pet. Whether your pet is healthy or has been diagnosed with a pre-existing condition, you can still enroll it and access the emergency fund when the need arises.

With no deductibles and low monthly premiums as low as $24, the digital platform will protect your furry friend during an incident and save money from large vet expenses. Although the agency does not provide any limitations on age, it is best to insure your pet while still young and be prepared in advance when an emergency occurs.

What we like

  • Monthly premiums as low as $24
  • Allows coverage on 6 pets for $24 a month
  • Allows enrollment of pets with pre-existing conditions
  • 24/7 unlimited access to Pawp’s virtual vet doctors

What we don't

  • Coverage is restricted to healthcare emergencies only
  • Does not offer wellness coverage
  • Emergency funds can be accessed only once per year

Provides holistic therapy coverage

$15,000

Coverage Up To

70% - 90%

Reimbursement

Overview

Fetch covers various conditions and offers holistic therapy coverage.

What we like

  • Covers examination fee during vet visits
  • Holistic therapy coverage
  • Comprehensive dental coverage
  • No penalty for multiple claims
  • No upper age limit for the pets

What we don't

  • Offers a single plan
  • No preventive care plans
  • No multi-pet discount

No age limit on pets - older dogs and cats are covered

Unlimited

Coverage Up To

70% - 90%

Reimbursement Rates

Overview

Prudent pet has excellent coverage for your pet regardless of their age. The insurer can customize your plan from illnesses, medications, accidents to preventive care that will fit your pet's needs and financial situation. This plan will give you peace of mind that you won't break the bank with unlimited coverage if an emergency occurs since treatments tend to be more expensive for older pets.

What we like

  • Older cats and dogs are covered
  • Customize your plan to fit your pet's needs and financial situation
  • Customers from US can get covered in Canada as well
  • Unlimited live vet chat if an issue occurs with your pet
  • 10% multiple pets discount

What we don't

  • Pre-existing health conditions not covered
  • Wellness add-ons can get expensive

Is Greyhound pet insurance worth it?  

While routine care and vaccinations can be affordable, when unexpected events happen and your dog falls sick or gets injured, you can expect veterinary costs to substantially increase. 

Greyhounds can be subject to many health conditions, and being a physically active dog may require extra routine checkups. Not only can these increase your yearly costs of owning a dog, but some medical conditions may also require long-term treatment and medication that can affect your long-term budget. 

Pet insurance can help provide a valuable safety net to cover out-of-pocket medical expenses throughout your dog’s life, alleviating the financial strain and pressure of taking care of your pet’s health. 

Common health conditions for a Greyhound  

An active racing dog, the Greyhound can live on average 12 – 15 years. Here are some common health conditions your Greyhound can experience throughout its life:

  • Gastric Dilatation Volvulus (Bloat): Greyhounds have a high probability of bloat, where the stomach twists on itself and can require emergency surgery to save the dog’s life. 
  • Bone cancer: There is a high chance of bone cancer within Greyhounds, which can be due to inherited traits being passed down from the parents. 
  • Deafness: With age, your dog can be diagnosed with deafness. Although treatment may be limited, specialized training can help support your dog. 
  • Heart murmurs: This can be due to heart disease or other causes which can require vet visits for an accurate diagnosis. 

What does pet insurance cover for a Greyhound?  

Pet insurance can help cover a range of illnesses and injuries for your dog. Based on your plan, you could be eligible for the following coverage:

  • Breed-specific conditions: Different breeds are likely to develop certain hereditary health conditions such as hip dysplasia, diabetes, and heart disease. Pet insurance can help cover veterinary expenses. 
  • Surgery, procedures, and hospitalization: Minor and major procedures can be covered by pet insurance and if your dog needs to stay overnight at the hospital, you can be reimbursed for the costs. 
  • Testing and diagnostics: The cost for x-rays, ultrasounds, MRI scans, blood tests, CT scans, and urinalysis can be reimbursed by pet insurance.  
  • Accidents and illness: If you choose to take out accident and illness policy, pet insurance will cover you for the cost of treatment for unexpected sickness and illnesses. 
  • Alternative therapies: Many insurance policies can include alternative therapies as part of their pet insurance plan. It’s best to read the small print to confirm what is covered before you take out your policy, but some treatments can include physical therapy, acupuncture, hydrotherapy, chiropractic, homeopathy, and naturopathy.

As with any insurance policy, there are likely to be some exclusions. Common exclusions include cosmetic treatment, pre-existing medical conditions, teeth cleaning, microchipping, pregnancy or birth, and preventable diseases.

How are insurance premiums determined for a Greyhound?  

Many different factors determine the cost of your pet insurance coverage. Some of these factors include:

  • Breed and gender: Certain breeds and genders are predisposed to genetic health conditions. If the cost to treat these health issues is high, the cost of your pet insurance premium is likely to increase.
  • Age: As your Greyhound gets older, pet insurance premiums can increase as health conditions are more common in older dogs. It’s best to double-check with your insurer the expected lifetime cost of your policy, as this can have an impact on your household budget down the road. 
  • Deductibles: You can typically adjust your deductibles to increase or lower your premium. If you choose to pay a higher deductible, this will lower your premium. 
  • Coverage type: Accident and illness policies provide more extensive coverage than accident-only policies, but also come with a higher premium cost. 
  • Add-ons: If you choose to add policy add-ons such as dental care, wellness check-ups, and behavioral therapy, this will also increase your policy premium. 

It’s a good idea to carefully read your policy’s terms and conditions before you purchase so that you can avoid any surprises if you go to make a claim. 

How to choose the best Greyhound pet insurance?

There are many pet insurance options for your Greyhound and comparing multiple providers can be time-consuming. Here are some key factors to keep in mind when choosing your pet insurance plan:  

  • Waiting periods: Almost all pet insurance policies come with a waiting period where the effective date of the policy is a certain number of days after the start date. It’s a good idea to be aware of this before you take out your policy, as any claims submitted during the waiting period are unlikely to be covered. 
  • Start your policy when your dog is young: Many insurers increase premiums for older dogs or refuse to insure dogs with pre-existing medical conditions, therefore changing your policy down the road can be costly. Starting your Greyhound with the best pet insurance plan while their young can ensure they have adequate health coverage that meets their needs throughout their life. 
  • Consider wellness coverage: Routine checkups can ensure that your dog is in good health and any illnesses or diseases can be caught in their early stages. In addition, the costs of preventative care are likely to be included in coverage, which can ensure that your dog gets the vaccinations and treatments needed to stay happy and healthy. 

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