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Best Boxer Pet Insurance of 2022

Lisa Scott

As dog owners, we strive to give our pets long, happy lives. To ensure your boxer dog is as healthy as possible, you will want to invest in the right pet insurance plan. We’ve looked at the top choices for coverage, discounts, reimbursements, and overall quality.

Extensive coverage to help keep your pet healthy

$20,000

Coverage Up To

90%

Reimbursement Rates

Overview

Pumpkin offers high-quality pet insurance plans for cats and dogs as well as an optional non-insurance preventive care plan for vaccinations, key tests and wellness exams, which will help to keep your pet happy and healthy through their life. You can travel with your pet in Canada or the US and can get access from any licensed vet in these countries. The platform is entirely digitized and serves as a one-stop-shop for all your pet's healthcare needs.

Pumpkin will cover up to $20,000 for dogs and $15,000 for cats annually.

What we like

  • Extensive coverage on multiple health issues
  • Optional preventive care plan that reimburses in full for annual wellness exams and vaccines
  • No exclusion on breeds or older pets
  • Offers a Fur Family Discount on multiple pets
  • Healthcare coverage in Canada and the US

What we don't

  • Pre-existing health conditions not covered
  • Pumpkin only covers dogs and cats

Pumpkin Advertiser Disclosure: Pumpkin Pet Insurance policies do not cover pre-existing conditions. Waiting periods, annual deductible, co-insurance, benefit limits and exclusions may apply. For full terms, visit pumpkin.care/insurancepolicy. Products, discounts, and rates may vary and are subject to change. Pumpkin Insurance Services Inc. (“Pumpkin”) (NPN #19084749) is a licensed insurance agency, not an insurer. Insurance is underwritten by United States Fire Insurance Company, a Crum & Forster Company (NAIC #21113, Morristown, NJ) and produced by Pumpkin. Pumpkin Preventive Essentials is not an insurance policy. It is offered as an optional add-on non-insurance benefit. Pumpkin is responsible for the product and administration. Pumpkin Preventive Essentials is not available in all states. For full terms, visit pumpkin.care/customeragreement. Paid Endorsement.

Short waiting periods on accidental coverage

Unlimited

Coverage Up To

70% - 100%

Reimbursement Rates

Overview

MetLife Insurance offers pet insurance for cats and dogs and is known for the shortest waiting periods in the industry.

What we like

  • No restriction on breeds and pet age
  • Customizable annual benefit limits
  • Short waiting periods accidental coverage
  • Flexible deductibles from $50 to $2,000
  • No incident limits

What we don't

  • Wellness treatment not included (optional add-on)
  • Pay first out of pocket and reimbursed later

Affordable prices with a fast reimbursement process

$100,000

Coverage Up To

70% - 90%

Reimbursement Rates

Overview

Lemonade has earned a stellar reputation in the pet insurance industry with its affordable monthly premiums and fast reimbursement of claims with its AI technology. This technology has attracted thousands with its customizable policies and provides comprehensive coverage on illness and accidents to dogs and cats.

What we like

  • Customizable plans so you only pay for coverage that your pet needs
  • Claims are reimbursed in minutes
  • Affordable monthly premiums starting at $10/month
  • Comprehensive wellness plans to keep your pet in good health
  • Pay deductible once per year and not per incident

What we don't

  • Lemonade is only available in 33 states
  • Certain hybrid breeds may be denied

Pre-existing conditions and 6 pets covered for $24/m

$3,000

Coverage Up To

100%

Reimbursement Rates

Overview

Pawp offers pet owners an emergency fund up to but not exceeding $3,000 annually. The platform is different from other traditional pet insurance agencies as it does not require you to provide a medical examination report before enrolling your pet. Whether your pet is healthy or has been diagnosed with a pre-existing condition, you can still enroll it and access the emergency fund when the need arises.

With no deductibles and low monthly premiums as low as $24, the digital platform will protect your furry friend during an incident and save money from large vet expenses. Although the agency does not provide any limitations on age, it is best to insure your pet while still young and be prepared in advance when an emergency occurs.

What we like

  • Monthly premiums as low as $24
  • Allows coverage on 6 pets for $24 a month
  • Allows enrollment of pets with pre-existing conditions
  • 24/7 unlimited access to Pawp’s virtual vet doctors

What we don't

  • Coverage is restricted to healthcare emergencies only
  • Does not offer wellness coverage
  • Emergency funds can be accessed only once per year

Is pet insurance worth it for a Boxer?

When your Boxer is young and healthy, it’s easy to assume they will stay that way for a long time. Boxers are a healthy breed on the whole and are relatively easy to take care of. However, as dogs get older, they are more susceptible to illness and other serious health issues.

Treatments for Boxer’s health issues often require frequent visits to the veterinarian. These treatments and visits can add up quickly, becoming quite expensive to cover your pet’s medical needs. By purchasing pet insurance, you can alleviate some of the costs.

By paying a monthly premium, you’re ensuring your Boxer is covered should they experience an unexpected significant injury or illness. Even from a young age, pet insurance is a great way to maintain your pet’s health without having to worry about hefty medical bills.

Common health conditions for a Boxer

Like all breeds, Boxers are genetically predisposed to certain health conditions and injuries. Some of the most common health problems Boxers experience include:

  • Heart disease: Boxers are prone to heart disease and most often they develop dilated cardiomyopathy. This causes the heart to enlarge and stretch until it is unable to pump blood, leading to a heart attack.
  • Bloat: this is a life-threatening issue common in medium and large dogs. It is caused by an influx of gas in the stomach, which then twists and cuts off oxygen to the organs. This can lead to organ failure and even death and must be treated immediately.
  • Neurological issues: Boxers can develop certain neurological issues including wobbly gait, which causes them to have difficulty walking and maintaining balance.

Additionally, Boxers are susceptible to bone and ligament issues, which can significantly affect their mobility and may sometimes require surgery to treat.

What does pet insurance cover for a Boxer?

Boxer pet insurance covers a range of medical treatments and procedures. The specific types of coverage depend on the type of plan you have. Some of the most common things covered under pet insurance policies include:

  • Torn ligaments and broken bones: if your Boxer tears a ligament or breaks a bone, you can expect your pet insurance to cover the costs associated with treatment. 
  • Diagnostic tests: if your Boxer is experiencing health issues, it is likely the veterinarian will call for diagnostic tests. The costs of these diagnostics will be covered by your insurance plan.
  • Surgery: in some situations, your Boxer may need surgery to treat their illness or injury. If surgery is required, you can expect your insurance to help with the cost.

Pet insurance covers a range of treatments and procedures, but what your dog is covered for will depend on the plan’s specific details. Most insurance providers offer illness-only, injury-only, or a combination of injury and illness coverage plans. The coverage you receive will depend on the type of plan you choose for your Boxer.

How are pet insurance premiums determined for a Boxer?

Insurance premiums are dependent on a number of factors. Some of the most common factors that play into your insurance premium costs include:

  • Age: the older your Boxer is, the higher your overall monthly insurance premium will be. Older Boxers are more likely to develop serious health issues in comparison to younger Boxers, hence the differentiation in premium cost.
  • Location: if you are located in an area where veterinary services are limited, you can expect to pay more for your insurance premium.
  • Medical history: Boxers that have a history of serious medical conditions often have a higher monthly insurance premium. These dogs are more likely to need treatments compared to a dog that does not have a serious medical history. 

Additionally, the details of the plan you choose will factor into your overall monthly premium. If you select a plan with a lower yearly deductible, higher overall coverage capacity, or a higher reimbursement percentage, you can expect to pay more month to month.

How to choose the best pet insurance plan for a Boxer

You have a lot of different options when it comes to Boxer pet insurance plans. To help you choose the best plan for your dog, be sure to keep these key things in mind:

  • Budget: before moving forward with your research, be sure to set a monthly budget you are comfortable with for your insurance premium. By doing so, you can look at your options to see which plan offers the best coverage for the premium you will pay.
  • Your pet’s needs: each insurance plan differs in the specific types of treatments covered. Be sure to confirm your insurance provider will cover the treatments your dog may need before moving forward.
  • Customer reviews: be sure to read what customers of your insurance provider have to say about the plan before choosing one. This will give you an idea of what to expect once you are covered under the plan, and how they handle claims processes.