Best Airedale Terrier Pet Insurance of September 2021

Lisa Scott

Medical bills for your pet can be expensive and getting the right insurance plan can ensure they receive the best care possible. We have put together information that can help you find the best insurance plan for your Airedale Terrier.

Extensive coverage to help keep your pet healthy

$20,000

Annual Coverage

90%

Reimbursement Rate

Overview

Pumpkin offers high-quality pet insurance plans for cats and dogs as well as an optional non-insurance preventive care plan for vaccinations, key tests and wellness exams, which will help to keep your pet happy and healthy through their life. You can travel with your pet in Canada or the US and can get access from any licensed vet in these countries. The platform is entirely digitized and serves as a one-stop-shop for all your pet's healthcare needs.

Pumpkin will cover up to $20,000 for dogs and $15,000 for cats annually.

What we like

  • Extensive coverage on multiple health issues
  • Optional preventive care plan that reimburses in full for annual wellness exams and vaccines
  • No exclusion on breeds or older pets
  • Offers a Fur Family Discount on multiple pets
  • Healthcare coverage in Canada and the US

What we don't

  • Pre-existing health conditions not covered
  • Pumpkin only covers dogs and cats

Pumpkin Advertiser Disclosure: Pumpkin Pet Insurance policies do not cover pre-existing conditions. Waiting periods, annual deductible, co-insurance, benefit limits and exclusions may apply. For full terms, visit pumpkin.care/insurancepolicy. Products, discounts, and rates may vary and are subject to change. Pumpkin Insurance Services Inc. (“Pumpkin”) (NPN #19084749) is a licensed insurance agency, not an insurer. Insurance is underwritten by United States Fire Insurance Company, a Crum & Forster Company (NAIC #21113, Morristown, NJ) and produced by Pumpkin. Pumpkin Preventive Essentials is not an insurance policy. It is offered as an optional add-on non-insurance benefit. Pumpkin is responsible for the product and administration. Pumpkin Preventive Essentials is not available in all states. For full terms, visit pumpkin.care/customeragreement. Paid Endorsement.

Customizable plan to fit your pet's needs

$10,000

Annual Coverage

90%

Reimbursement Rate

Overview

ASPCA® Pet Health Insurance program offers coverage on accidents, illnesses, and optional preventive care (at an additional cost) at affordable monthly premiums. It has a robust customer service center that will guide you through your pet insurance needs and help your pet receive great care during emergencies. The provider also offers a wide range of reimbursement options, deductibles, and annual limits to help you customize your policy to suit your financial needs.

What we like

  • Customizable plans to fit your pet's needs and financial situation
  • Prescription medication coverage for covered conditions
  • Optional wellness plan (at an additional cost)
  • Fast and simple filing of claims
  • Vet finder feature to help you to locate a licensed vet clinic within your area

What we don't

  • Does not cover pre-existing conditions
  • 14 day waiting period

Disclosure provided by the ASPCA Pet Health Insurance program: Pre-existing conditions are not covered. Waiting periods, annual deductible, co-insurance, benefit limits and exclusions may apply. For all terms and conditions visit www.aspcapetinsurance.com/terms. Complete Coverage℠ reimbursements are based on the invoice. Preventive and Wellness Care reimbursements are based on a schedule. Products, schedules, discounts, and rates may vary and are subject to change. More information available at checkout. The ASPCA® is not an insurer and is not engaged in the business of insurance. Products are underwritten by United States Fire Insurance Company (NAIC #21113. Morristown, NJ), produced and administered by C&F Insurance Agency, Inc. (NPN # 3974227). Through a licensing agreement, the ASPCA receives a royalty fee that is in exchange for use of the ASPCA’s marks and is not a charitable contribution. C&F and Crum & Forster are registered trademarks of United States Fire Insurance Company. Crum & Forster Pet Insurance Group™ is a trademark of United States Fire Insurance Company. The Crum & Forster group of companies is rated A (Excellent) by AM Best Company 2020.

Affordable prices with a fast reimbursement process

$100,000

Annual Coverage

90%

Reimbursement Rate

Overview

Lemonade has earned a stellar reputation in the pet insurance industry with its affordable monthly premiums and fast reimbursement of claims with its AI technology. This technology has attracted thousands with its customizable policies and provides comprehensive coverage on illness and accidents to dogs and cats.

What we like

  • Customizable plans so you only pay for coverage that your pet needs
  • Claims are reimbursed in minutes
  • Affordable monthly premiums starting at $10/month
  • Comprehensive wellness plans to keep your pet in good health
  • Pay deductible once per year and not per incident

What we don't

  • Lemonade is only available in 33 states
  • Certain hybrid breeds may be denied

Pre-existing conditions and 6 pets covered for $19/m

$3,000

Annual Coverage

100%

Reimbursement Rate

Overview

Pawp offers pet owners an emergency fund up to but not exceeding $3,000 annually. The platform is different from other traditional pet insurance agencies as it does not require you to provide a medical examination report before enrolling your pet. Whether your pet is healthy or has been diagnosed with a pre-existing condition, you can still enroll it and access the emergency fund when the need arises.

With no deductibles and low monthly premiums as low as $19, the digital platform will protect your furry friend during an incident and save money from large vet expenses. Although the agency does not provide any limitations on age, it is best to insure your pet while still young and be prepared in advance when an emergency occurs.

What we like

  • Monthly premiums as low as $19
  • Allows coverage on 6 pets for $19 a month
  • Allows enrollment of pets with pre-existing conditions
  • 24/7 unlimited access to Pawp’s virtual vet doctors

What we don't

  • Coverage is restricted to healthcare emergencies only
  • Does not offer wellness coverage
  • Emergency funds can be accessed only once per year

Is pet insurance worth it for an Airedale Terrier?

A purebred Airedale Terrier is more susceptible to genetic health problems compared to a mixed breed dog. Unexpected trips to the vet and certain medical conditions can cost thousands of dollars to treat.

Most people cannot afford to pay for their pet’s medical expenses out of pocket. Having a pet insurance plan will get you 70% to 90% reimbursement on these bills. This will help ensure that money won’t come between your pet and proper medical care, in case of an illness or accident.

Common health conditions for an Airedale Terrier

An Airedale Terrier is a purebred dog with an average lifespan of 10-13 years. Around 40 % of deaths in an Airedale Terrier are due to cancer. They are also at risk for other health conditions such as:

  • Hip dysplasia: This is a common condition in purebred dogs. It is a genetic issue that causes deformities in the hip joints and appears in dogs before the age of two.
  • Dermatitis: This is a skin condition, which is common in Airedale Terrier breeds. Skin problems can develop and go unnoticed in Airedales due to their dense coats.
  • Cataracts: Cataracts arise in about 8% of Airedale Terriers. Usually, dogs are more prone to this condition as they get old. However, cataracts can be found in younger dogs as well.
  • Colon diseases: Inflammation of the bowels is common in an Airedale Terrier. This condition is not very serious if treated early.

What does pet insurance cover for an Airedale Terrier?

A good pet insurance plan would give you substantial coverage for many expensive medical treatments. However, the coverage would vary depending on the type of plan you get. Typically, there are three types of plans to pick from:

  • Accident-only: This plan provides coverage for emergency care in case your pet is injured as a result of an accident.
  • Accident-illness: This is the most popular type of pet insurance. It provides coverage for both accidents and illnesses that may require medical care and treatment.
  • Accident-illness plus wellness add-on: This is the most expensive type of pet insurance. You can buy add-ons with your pet insurance that will cover vet visits and other routine care such as deworming, dental cleaning, wellness exams, etc.

Pet owners must be aware that issues caused by pre-existing conditions may not be covered by pet insurance. In most cases, costs related to pregnancy are not covered by insurance. Death or theft of the pet is typically also not covered.

How are pet insurance premiums determined for an Airedale Terrier?

Pet insurance plans for an Airedale Terrier tend to be more expensive in comparison to mixed breed dogs. The premium for your pet’s insurance plan can vary greatly depending on many factors such as:

  • Breed: Your pet’s breed can have an impact on your insurance premiums. Different breeds have different life expectancies and hereditary health issues that are taken into account when calculating your premium.
  • Age: As your pets get older, they are more prone to encountering health issues, which results in higher premiums for older pets.
  • Gender: Female pets are known to have fewer medical issues compared to males. Male pets tend to be more active, which results in more accidents. Therefore, insurance for female pets is cheaper.
  • Location: The medical costs for pets vary depending on your location, which means your premium will depend on where you are located to account for the costs.

How to choose the best pet insurance for an Airedale Terrier?

Picking the perfect pet insurance plan can be a difficult task. Not all plans cover every expense that your pet may have. This is why it is very important to find a plan that meets the needs of your dog’s breed. The following pointers will help you choose the right pet insurance for your Airedale Terrier.

  • Learn about your dog’s needs: As a pet owner, it will be very beneficial to know what medical conditions your dog may be susceptible to. Learning about your dog’s breed-specific needs will help you narrow down your search.
  • Compare insurance companies: Different insurance companies charge different premiums for similar coverage. It is in your best interest to consider multiple options to find the best price.
  • Understand what is covered: Pet insurance plans may have certain exclusions for pre-existing or hereditary conditions. You must clarify any doubts before you pick a plan for your pet.
  • Get your pet coverage as early as possible: As your pets get older, they may develop health conditions. Therefore, if you get them enrolled early on in their life, you can avoid getting limited coverage.