Norwegian Elkhounds are known to be healthy and long-lived dogs, but they do sometimes develop health issues that can lead to high veterinary expenses. Pet insurance can help you cover those unexpected costs. We’ve looked at the top choices for coverage, discounts, reimbursements, and overall quality.
Pumpkin offers high-quality pet insurance plans for cats and dogs as well as an optional non-insurance preventive care plan for vaccinations, key tests and wellness exams, which will help to keep your pet happy and healthy through their life. You can travel with your pet in Canada or the US and can get access from any licensed vet in these countries. The platform is entirely digitized and serves as a one-stop-shop for all your pet's healthcare needs.
Pumpkin will cover up to $20,000 for dogs and $15,000 for cats annually.
What we like
Extensive coverage on multiple health issues
Optional preventive care plan that reimburses in full for annual wellness exams and vaccines
Pumpkin Advertiser Disclosure: Pumpkin Pet Insurance policies do not cover pre-existing conditions. Waiting periods, annual deductible, co-insurance, benefit limits and exclusions may apply. For full terms, visit pumpkin.care/insurancepolicy. Products, discounts, and rates may vary and are subject to change. Pumpkin Insurance Services Inc. (“Pumpkin”) (NPN #19084749) is a licensed insurance agency, not an insurer. Insurance is underwritten by United States Fire Insurance Company, a Crum & Forster Company (NAIC #21113, Morristown, NJ) and produced by Pumpkin. Pumpkin Preventive Essentials is not an insurance policy. It is offered as an optional add-on non-insurance benefit. Pumpkin is responsible for the product and administration. Pumpkin Preventive Essentials is not available in all states. For full terms, visit pumpkin.care/customeragreement. Paid Endorsement.
Lemonade has earned a stellar reputation in the pet insurance industry with its affordable monthly premiums and fast reimbursement of claims with its AI technology. This technology has attracted thousands with its customizable policies and provides comprehensive coverage on illness and accidents to dogs and cats.
What we like
Customizable plans so you only pay for coverage that your pet needs
Claims are reimbursed in minutes
Affordable monthly premiums starting at $10/month
Comprehensive wellness plans to keep your pet in good health
Pawp offers pet owners an emergency fund up to but not exceeding $3,000 annually. The platform is different from other traditional pet insurance agencies as it does not require you to provide a medical examination report before enrolling your pet. Whether your pet is healthy or has been diagnosed with a pre-existing condition, you can still enroll it and access the emergency fund when the need arises.
With no deductibles and low monthly premiums as low as $24, the digital platform will protect your furry friend during an incident and save money from large vet expenses. Although the agency does not provide any limitations on age, it is best to insure your pet while still young and be prepared in advance when an emergency occurs.
What we like
Monthly premiums as low as $24
Allows coverage on 6 pets for $24 a month
Allows enrollment of pets with pre-existing conditions
24/7 unlimited access to Pawp’s virtual vet doctors
What we don't
Coverage is restricted to healthcare emergencies only
Does not offer wellness coverage
Emergency funds can be accessed only once per year
Prudent pet has excellent coverage for your pet regardless of their age. The insurer can customize your plan from illnesses, medications, accidents to preventive care that will fit your pet's needs and financial situation. This plan will give you peace of mind that you won't break the bank with unlimited coverage if an emergency occurs since treatments tend to be more expensive for older pets.
What we like
Older cats and dogs are covered
Customize your plan to fit your pet's needs and financial situation
Customers from US can get covered in Canada as well
Unlimited live vet chat if an issue occurs with your pet
Is pet insurance worth it for a Norwegian Elkhound?
Norwegian Elkhounds have a life expectancy of 13 to 15 years and can be prone to hip dysplasia, progressive retinal atrophy (PRA), and cataracts. Pet Insurance is a great way to get your pet the care they need if they become injured or sick while you’re away from home.
Pet Insurance cover can also help cover emergency trips to the vet, surgery, and other medical procedures typically performed as part of a pet exam.
Norwegian Elkhounds are strong and energetic dogs with a thick double coat to protect them from the cold weather. Their coat will need regular grooming, particularly when shedding their undercoat in the spring and autumn months.
Pet insurance for your Norwegian Elkhound will help protect against unexpected vet bills for emergency surgery, cancer treatment, and other illnesses that may occur during your pet’s life.
Common health conditions for a Norwegian Elkhound
The Norwegian Elkhound is generally a healthy breed, but some conditions can affect them. Not all of these conditions will affect every Elkhound:
Hip dysplasia: Like most large breeds, Elkhounds can be predisposed to hip dysplasia, a malformation of the hip joint. Dogs with hip dysplasia may eventually develop arthritis in the hips.
Progressive Retinal Atrophy (PRA): PRA is a family of eye diseases that involves the gradual deterioration of the retina. Early in the disease, affected dogs become night-blind; they lose sight during the day as the disease progresses. Many dogs adapt to limited or complete vision loss very well, as long as their surroundings remain the same.
Hyperuricosuria: This is an inherited condition in which elevated uric acid levels in the urine causes the formation of bladder stones. This condition is hereditary, so dogs with the disease should not be bred. There are tests available to identify dogs with hyperuricosuria before they are bred. Dogs can be treated with special diets or medications to reduce the level of uric acid in their urine.
Autoimmune Hypothyroidism: This condition occurs when the dog’s immune system attacks its thyroid gland, causing insufficient production of thyroid hormones and resulting in various symptoms, including weight gain, hair loss, infertility, chronic skin infections, and lethargy. Hypothyroidism can be treated with medication and a special diet.
Fanconi syndrome: This is a disorder of proximal renal tubular function resulting in excess loss of glucose, amino acids, phosphate, and bicarbonate into urine. It can result in dehydration and electrolyte imbalance. There is no specific treatment for Fanconi syndrome except supportive care (i.e., fluid therapy).
What does pet insurance cover for a Norwegian Elkhound?
Pet insurance is designed to help cover the costs of veterinary care for your pet. Pet insurance policies can cover accidents, illnesses, and routine care, depending on which provider you select. To make sure that your Norwegian Elkhound has the best chance at a happy and healthy life, you’ll want to find an insurance policy that covers all of the following:
Accidents: Your Elkhound is an active breed with plenty of energy. This could make them more prone to accidents that require emergency veterinary treatment.
Illness: conditions such as cancer are all too common in dogs. Fortunately, pet health insurance coverage can help defray the cost of expensive treatments that may be needed to treat cancer in dogs.
Routine care: Routine care such as vaccinations, dental cleanings, and physical exams is important for keeping your dog healthy. If a pet insurance company doesn’t cover routine care, it might not be worth considering because those expenses will add up quickly over time.
How are pet insurance premiums determined for a Norwegian Elkhound?
The cost of pet insurance for a Norwegian Elkhound depends on several factors, including your pet’s age, gender, and location. It’s important to understand what these factors mean for you before buying coverage for your pet:
Location: If you live in a place with high vet bills, your premiums will likely be higher than if you lived elsewhere. While it’s not always possible to choose where you live, it’s important to know that this factor affects your premiums and may be worth considering when choosing where to live.
Age: As you get older, your health tends to decline, so you may need more medical care and medications than when you were younger. This is why your age can be an important factor in determining how much your pet insurance will cost – older pets tend to have higher premiums than younger ones do!
Deductible: This is the amount you’ll pay out of pocket before coverage kicks in, and it’s often one of the biggest factors in how much you’ll pay. A high deductible will lower your monthly premiums, but if you have to file a claim, it could cost you hundreds more dollars out of pocket than if you had opted for a lower deductible.
Gender: In general, female dogs are cheaper to insure than male dogs. Male pets have a higher risk of orthopedic issues, such as arthritis and cruciate ligament rupture. And because the average lifespan for male pets is shorter, their medical bills may be higher over their lifetimes.
How to choose the best pet insurance plan for a Norwegian Elkhound
Here are some suggestions from the experts on how to find the right pet insurance policy and company for your Norwegian Elkhound:
Check out the company’s reputation: Some companies have better reputations than others. When shopping around, take the time to read reviews from other customers who have used the company before. What are they saying? How was their overall experience? Did their claims get paid out promptly? Also, check out how long the company has been in business and if it has a good financial standing.
Consider your budget: Pet insurance is a great way to be prepared for unexpected vet bills, but it can also become costly if you don’t choose the right plan for you and your pet. Many companies these days offer plans that allow you to customize your deductible and coverage amount, so you only pay for what you need and what your budget allows for.
Consider pre-existing conditions: Before getting a pet insurance policy, make sure you know whether or not your dog’s health history will be considered. Some companies won’t cover pre-existing conditions or may only cover them if they meet certain criteria.
Define your needs: Make sure you’re purchasing enough coverage to cover all of your pup’s needs if something were to happen. While it might be tempting to get a bare-bones plan because it’s cheaper, it could leave you scrambling when your pup gets sick.
