A healthy mouth is a major key to your dog’s overall health. Dental insurance plans for your dog help you prepare for the unexpected and ensure your dog’s teeth are in great shape throughout their life. We’ve looked at the top choices for coverage, discounts, reimbursements, and overall quality.
ASPCA® Pet Health Insurance program offers coverage on accidents, illnesses, and optional preventive care (at an additional cost) at affordable monthly premiums. It has a robust customer service center that will guide you through your pet insurance needs and help your pet receive great care during emergencies. The provider also offers a wide range of reimbursement options, deductibles, and annual limits to help you customize your policy to suit your financial needs.
Disclosure provided by the ASPCA Pet Health Insurance program: Pre-existing conditions are not covered. Waiting periods, annual deductible, co-insurance, benefit limits and exclusions may apply. For all terms and conditions visit www.aspcapetinsurance.com/terms. Complete Coverage℠ reimbursements are based on the invoice. Preventive and Wellness Care reimbursements are based on a schedule. Products, schedules, discounts, and rates may vary and are subject to change. More information available at checkout. The ASPCA® is not an insurer and is not engaged in the business of insurance. Products are underwritten by United States Fire Insurance Company (NAIC #21113. Morristown, NJ), produced and administered by C&F Insurance Agency, Inc. (NPN # 3974227). Through a licensing agreement, the ASPCA receives a royalty fee that is in exchange for use of the ASPCA’s marks and is not a charitable contribution. C&F and Crum & Forster are registered trademarks of United States Fire Insurance Company. Crum & Forster Pet Insurance Group™ is a trademark of United States Fire Insurance Company. The Crum & Forster group of companies is rated A (Excellent) by AM Best Company 2020.
Wagmo began by providing stand-alone pet wellness coverages. Today, it has expanded its portfolio to include customizable pet insurance coverage.
Pumpkin offers high-quality pet insurance plans for cats and dogs as well as an optional non-insurance preventive care plan for vaccinations, key tests and wellness exams, which will help to keep your pet happy and healthy through their life. You can travel with your pet in Canada or the US and can get access from any licensed vet in these countries. The platform is entirely digitized and serves as a one-stop-shop for all your pet's healthcare needs.
Pumpkin will cover up to $20,000 for dogs and $15,000 for cats annually.
Pumpkin Advertiser Disclosure: Pumpkin Pet Insurance policies do not cover pre-existing conditions. Waiting periods, annual deductible, co-insurance, benefit limits and exclusions may apply. For full terms, visit pumpkin.care/insurancepolicy. Products, discounts, and rates may vary and are subject to change. Pumpkin Insurance Services Inc. (“Pumpkin”) (NPN #19084749) is a licensed insurance agency, not an insurer. Insurance is underwritten by United States Fire Insurance Company, a Crum & Forster Company (NAIC #21113, Morristown, NJ) and produced by Pumpkin. Pumpkin Preventive Essentials is not an insurance policy. It is offered as an optional add-on non-insurance benefit. Pumpkin is responsible for the product and administration. Pumpkin Preventive Essentials is not available in all states. For full terms, visit pumpkin.care/customeragreement. Paid Endorsement.
Lemonade has earned a stellar reputation in the pet insurance industry with its affordable monthly premiums and fast reimbursement of claims with its AI technology. This technology has attracted thousands with its customizable policies and provides comprehensive coverage on illness and accidents to dogs and cats.
There are many types of dental problems a dog may experience throughout their life. Though regularly brushing your dog’s teeth can help avoid certain dental issues, there may be some unexpected ailments you will need to visit a vet to treat.
Dental problems in dogs are not always obvious at first. If they are developing problems without exhibiting any symptoms, the issue may develop into something serious that requires vet intervention. Visits to the vet for corrective dental procedures can get expensive fast. Dental insurance is a great way to prepare for these unexpected issues and help you afford any treatments and procedures needed to get your dog’s teeth healthy again.
Overall, dental insurance coverage for your dog is a great choice regardless of their age or breed. Even one dental procedure can get to be very expensive, and having insurance to reimburse you for these pricey treatments will allow you to spend necessary funds on your dog’s treatment.
Dental insurance coverage varies widely by the provider. Some insurance providers include dental procedures as part of their overall pet insurance package coverage. Others may offer it as part of a larger wellness plan, or a separate policy altogether. Dental insurance covers a range of illnesses and injuries, including:
Most pet dental insurance plans do not cover routine cleanings and preventive dental procedures. Most likely, you will either need to pay for those treatments out of pocket, or get coverage from an overall dog wellness plan that covers preventive and routine care.
Similar to illness or injury pet insurance, dog dental insurance providers take a few different factors into consideration to determine your monthly premium.
Depending on whether your dog’s dental coverage is part of a larger illness and injury insurance coverage plan, wellness plan, or a separate plan altogether, your monthly premium payments can vary greatly.
There are a few things you will want to keep top of mind as you navigate choosing the best dental plan for your dog. Here are some things to consider:
