Making sure your cat is covered for all dental procedures and treatments is critical to their health. Finding a good dental insurance plan for your cat is a great way to ensure their teeth are always in great shape. We’ve looked at the top choices for coverage, discounts, reimbursements, and overall quality.
ASPCA® Pet Health Insurance program offers coverage on accidents, illnesses, and optional preventive care (at an additional cost) at affordable monthly premiums. It has a robust customer service center that will guide you through your pet insurance needs and help your pet receive great care during emergencies. The provider also offers a wide range of reimbursement options, deductibles, and annual limits to help you customize your policy to suit your financial needs.
Disclosure provided by the ASPCA Pet Health Insurance program: Pre-existing conditions are not covered. Waiting periods, annual deductible, co-insurance, benefit limits and exclusions may apply. For all terms and conditions visit www.aspcapetinsurance.com/terms. Complete Coverage℠ reimbursements are based on the invoice. Preventive and Wellness Care reimbursements are based on a schedule. Products, schedules, discounts, and rates may vary and are subject to change. More information available at checkout. The ASPCA® is not an insurer and is not engaged in the business of insurance. Products are underwritten by United States Fire Insurance Company (NAIC #21113. Morristown, NJ), produced and administered by C&F Insurance Agency, Inc. (NPN # 3974227). Through a licensing agreement, the ASPCA receives a royalty fee that is in exchange for use of the ASPCA’s marks and is not a charitable contribution. C&F and Crum & Forster are registered trademarks of United States Fire Insurance Company. Crum & Forster Pet Insurance Group™ is a trademark of United States Fire Insurance Company. The Crum & Forster group of companies is rated A (Excellent) by AM Best Company 2020.
Pumpkin offers high-quality pet insurance plans for cats and dogs as well as an optional non-insurance preventive care plan for vaccinations, key tests and wellness exams, which will help to keep your pet happy and healthy through their life. You can travel with your pet in Canada or the US and can get access from any licensed vet in these countries. The platform is entirely digitized and serves as a one-stop-shop for all your pet's healthcare needs.
Pumpkin will cover up to $20,000 for dogs and $15,000 for cats annually.
Pumpkin Advertiser Disclosure: Pumpkin Pet Insurance policies do not cover pre-existing conditions. Waiting periods, annual deductible, co-insurance, benefit limits and exclusions may apply. For full terms, visit pumpkin.care/insurancepolicy. Products, discounts, and rates may vary and are subject to change. Pumpkin Insurance Services Inc. (“Pumpkin”) (NPN #19084749) is a licensed insurance agency, not an insurer. Insurance is underwritten by United States Fire Insurance Company, a Crum & Forster Company (NAIC #21113, Morristown, NJ) and produced by Pumpkin. Pumpkin Preventive Essentials is not an insurance policy. It is offered as an optional add-on non-insurance benefit. Pumpkin is responsible for the product and administration. Pumpkin Preventive Essentials is not available in all states. For full terms, visit pumpkin.care/customeragreement. Paid Endorsement.
Lemonade has earned a stellar reputation in the pet insurance industry with its affordable monthly premiums and fast reimbursement of claims with its AI technology. This technology has attracted thousands with its customizable policies and provides comprehensive coverage on illness and accidents to dogs and cats.
When we think of our cats getting sick, dental problems are not typically the first thing that comes to mind. The fact is, though, there are many dental problems cats can experience in their lifetime that can lead to significant health issues in the future. This is why it is crucial to take your cat for regular check-ups and ensure their teeth get checked out during this process.
Having a better idea of your cat’s dental health will help you identify problems earlier to treat them more effectively. Though critical, taking your cat for dental treatments and procedures can add up quickly. This is why it is helpful to have dental insurance coverage for your cat. With insurance coverage, you can ensure your cat gets the dental attention it needs without having to debate whether or not you can afford it.
Dental insurance coverage for your cat gives you the peace of mind that your cat’s dental health is cared for. It’s an important part of your cat’s holistic health and will prevent them from experiencing severe medical issues down the road.
Policy providers offer different dental insurance plans that cover various dental treatments and procedures. Some providers may offer separate plans that include accident-only dental coverage, illness-only dental coverage, or a combination of the two. Depending on the policy provider, you may be covered for a range of dental procedures, including:
Coverage for these dental procedures can help you avoid common serious dental issues pets may experience later in life, including periodontal disease or stomatitis. Most cat dental insurance providers offer treatments related to any dental issues that are hereditary or caused by an illness. However, most policies will not cover any pre-existing conditions that were present before you got dental insurance coverage for your cat. Additionally, many policies will not cover regular teeth cleanings either.
Your cat’s unique characteristics, combined with your insurance provider and what they have to offer, will help you determine your dental insurance plan’s premium. Details that affect your premium include:
There are plenty of cat dental insurance plans available to choose from, but how do you know which one is the best for your cat? Taking a few different details and considerations into account, you can find the right plan for you and your cat: