As with any other cat, you will have to keep up with your Russian Blue’s vaccinations and occasional health problems that may arise. It’s a good idea to consider pet insurance to help with the costs of veterinary care, especially if your Russian Blue has unique needs. We’ve looked at the top choices for coverage, discounts, reimbursements, and overall quality.
Pumpkin offers high-quality pet insurance plans for cats and dogs as well as an optional non-insurance preventive care plan for vaccinations, key tests and wellness exams, which will help to keep your pet happy and healthy through their life. You can travel with your pet in Canada or the US and can get access from any licensed vet in these countries. The platform is entirely digitized and serves as a one-stop-shop for all your pet's healthcare needs.
Pumpkin will cover up to $20,000 for dogs and $15,000 for cats annually.
What we like
Extensive coverage on multiple health issues
Optional preventive care plan that reimburses in full for annual wellness exams and vaccines
Pumpkin Advertiser Disclosure: Pumpkin Pet Insurance policies do not cover pre-existing conditions. Waiting periods, annual deductible, co-insurance, benefit limits and exclusions may apply. For full terms, visit pumpkin.care/insurancepolicy. Products, discounts, and rates may vary and are subject to change. Pumpkin Insurance Services Inc. (“Pumpkin”) (NPN #19084749) is a licensed insurance agency, not an insurer. Insurance is underwritten by United States Fire Insurance Company, a Crum & Forster Company (NAIC #21113, Morristown, NJ) and produced by Pumpkin. Pumpkin Preventive Essentials is not an insurance policy. It is offered as an optional add-on non-insurance benefit. Pumpkin is responsible for the product and administration. Pumpkin Preventive Essentials is not available in all states. For full terms, visit pumpkin.care/customeragreement. Paid Endorsement.
Lemonade has earned a stellar reputation in the pet insurance industry with its affordable monthly premiums and fast reimbursement of claims with its AI technology. This technology has attracted thousands with its customizable policies and provides comprehensive coverage on illness and accidents to dogs and cats.
What we like
Customizable plans so you only pay for coverage that your pet needs
Claims are reimbursed in minutes
Affordable monthly premiums starting at $10/month
Comprehensive wellness plans to keep your pet in good health
Pawp offers pet owners an emergency fund up to but not exceeding $3,000 annually. The platform is different from other traditional pet insurance agencies as it does not require you to provide a medical examination report before enrolling your pet. Whether your pet is healthy or has been diagnosed with a pre-existing condition, you can still enroll it and access the emergency fund when the need arises.
With no deductibles and low monthly premiums as low as $24, the digital platform will protect your furry friend during an incident and save money from large vet expenses. Although the agency does not provide any limitations on age, it is best to insure your pet while still young and be prepared in advance when an emergency occurs.
What we like
Monthly premiums as low as $24
Allows coverage on 6 pets for $24 a month
Allows enrollment of pets with pre-existing conditions
24/7 unlimited access to Pawp’s virtual vet doctors
What we don't
Coverage is restricted to healthcare emergencies only
Does not offer wellness coverage
Emergency funds can be accessed only once per year
Prudent pet has excellent coverage for your pet regardless of their age. The insurer can customize your plan from illnesses, medications, accidents to preventive care that will fit your pet's needs and financial situation. This plan will give you peace of mind that you won't break the bank with unlimited coverage if an emergency occurs since treatments tend to be more expensive for older pets.
What we like
Older cats and dogs are covered
Customize your plan to fit your pet's needs and financial situation
Customers from US can get covered in Canada as well
Unlimited live vet chat if an issue occurs with your pet
The decision to purchase pet insurance for your Russian Blue is really up to you. However, there are many reasons why pet insurance is worth it, especially if you own an expensive cat breed like the Russian Blue, which has been shown to have specific health problems.
When you own a cat that costs thousands of dollars, the last thing you want is to pay a lot of money for health care. For example, if your Russian Blue needs surgery to remove a blockage from their intestines, this could easily cost a lot, just for the surgery itself.
If you’re not sure whether or not pet insurance is worth it for a Russian Blue, then here are some reasons why it might be:
You’ll Make Sure Your Cat Gets The Best Care Possible: When your cat gets sick or injured, you want them to get the best possible care to make a full recovery. When you don’t have pet insurance, then this could mean that you need to make compromises when it comes to how much treatment your cat can receive because of how much it costs.
You won’t have to pay out of pocket for expensive treatments or surgeries: If your Russian Blue gets seriously injured and needs emergency surgery, pet insurance will cover for it.
Common health conditions for a Russian Blue
Russian Blues are generally healthy cats that don’t experience much of health problems. However, it’s essential to catch any potential illnesses early, so you should take your Russian Blue to the vet for a checkup at least once a year. Here are some of the more common health conditions that Russian Blues are susceptible to:
Panleukopenia: This is a viral infection that can cause fatigue and fever and is often fatal. Vaccination against panleukopenia is recommended, mainly if your cat goes outside or around other cats.
Calicivirus: While this virus isn’t often fatal, it can cause severe respiratory issues for your cat and make them very sick. It isn’t possible to vaccinate against every strain of calicivirus, but vaccines are available for the most common ones.
Feline leukemia virus (FeLV): This virus is usually transmitted through bodily fluids such as saliva and blood, so it isn’t considered a significant risk unless multiple cats live together.
Rabies: This is a viral disease that affects the nervous system in mammals, including cats and humans. One of the primary ways that rabies spreads is by biting an infected animal (which is why it’s essential to keep your pets up-to-date on their vaccinations). Symptoms include altered behavior and aggression in the early stages of infection; later symptoms may include paralysis and death.
Rhinotracheitis: This is a common feline upper respiratory infection caused by feline herpesvirus type-1 (FHV-1). It’s also known as feline influenza or cat flu. Symptoms include sneezing, runny nose, coughing, and fever. In severe cases, cats can suffer from conjunctivitis (inflammation of the eye). The infection is treatable with antibiotics and anti-viral medications. Talk to your veterinarian about how to prevent this condition.
What does pet insurance cover for a Russian Blue?
The Russian Blue cat is known to be intelligent, curious and playful. This feline breed is also known for its elegant look: a long, slim body and a thick double coat of soft fur. Here’s what pet insurance can cover for this breed:
Accidents: Accidents can be covered if your cat is hit by a car or gets sick from eating something it shouldn’t. Many accident-only policies are available, but pet owners will receive the most value from having a combination policy that covers both accidents and illness.
Illness: If your cat is diagnosed with cancer, has diabetes or any other medical condition, illness coverage can help pay for the treatment and medications.
Routine care: Caring for your Russian Blue goes beyond treating accidents and illness. Pet insurance can help cover costs associated with regular care like dental cleanings, wellness exams and vaccines.
How are pet insurance premiums determined for a Russian Blue?
Several factors affect the cost of pet insurance. These include:
Location: Rates vary depending on where you live; costs tend to be higher in areas with more veterinary practices and specialists than in urban areas.
Age: older pets are more likely to experience health issues than younger pets. Generally, the younger your pet is when you purchase a policy, the lower your monthly premiums. However, pet insurance plans don’t cover pre-existing conditions, so it’s essential to start coverage as soon as possible.
Deductible: A deductible is an amount you pay out of pocket before the insurance company begins to pay. If you choose a higher deductible, you can expect to pay lower premiums. However, many people don’t realize that this means you have to pay more out of pocket before your coverage kicks in.
Gender: A male dog has a higher risk of developing prostate problems later in life than a female. This is why some insurers will charge more for male dogs than females.
How to choose the best pet insurance plan for a Russian Blue
There are plenty of great reasons to consider buying pet insurance for your beloved furry friend, but it’s not a decision you should make lightly. Here’s how to choose the best pet insurance plan for your Russian Blue:
Check out the company’s reputation: The last thing you want is to take out a policy only to find that the insurer won’t pay out when you need it. Check how long the company’s been in business, whether there have been any complaints, etc.
Consider your budget: Monthly premiums can add up, balancing monthly costs with what you’re getting in return. Be careful about too cheap policies — they might not cover much when you make a claim.
Consider pre-existing conditions: If your Russian Blue has been treated for any medical issues before applying for insurance, those conditions will likely be considered pre-existing and not covered under your policy. For this reason, it’s best to get your pet insured as early as possible so that you’re covered for new illnesses or injuries as soon as possible.
Define your needs: Before looking at pet insurance plans, it’s essential to decide what best coverage for you and your cat. If your Russian Blue is older or has a history of illness or injury, you may want a plan covering emergency care that includes no limits on payouts per condition. But if your cat has few health concerns, a more limited plan with wellness coverage may be enough.
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