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Best Pet Insurance in Green Bay, WI of 2024

Lisa Scott

Pets are an important part of many families, and in Green Bay, Wisconsin, pet ownership is especially popular. From dogs and cats to birds and reptiles, Green Bay pet owners have a wide variety of animals to choose from. With so many options, it can be difficult to know which type of pet insurance is best for your furry friend. In this article, we’ll take a closer look at the different types of pet insurance available in Green Bay, Wisconsin, and help you choose the best option for your pet.

Super-extensive accident & illness coverage

$20,000

Coverage Up To

90%

Reimbursement

Overview

Pumpkin offers high-quality pet insurance plans for cats and dogs as well as an optional non-insurance preventive care plan for vaccinations, key tests and wellness exams, which will help to keep your pet happy and healthy through their life. You can travel with your pet in Canada or the US and can get access from any licensed vet in these countries. The platform is entirely digitized and serves as a one-stop-shop for all your pet's healthcare needs.

Pumpkin will cover up to $20,000 for dogs and $15,000 for cats annually.

What we like

  • Extensive coverage on multiple health issues
  • Optional preventive care plan that reimburses in full for annual wellness exams and vaccines
  • No exclusion on breeds or older pets
  • Offers a Fur Family Discount on multiple pets
  • Healthcare coverage in Canada and the US

What we don't

  • Pre-existing health conditions not covered
  • Pumpkin only covers dogs and cats

Pumpkin Advertiser Disclosure: Pumpkin Pet Insurance policies do not cover pre-existing conditions. Waiting periods, annual deductible, co-insurance, benefit limits and exclusions may apply. For full terms, visit pumpkin.care/insurancepolicy. Products, discounts, and rates may vary and are subject to change. Pumpkin Insurance Services Inc. (“Pumpkin”) (NPN #19084749) is a licensed insurance agency, not an insurer. Insurance is underwritten by United States Fire Insurance Company, a Crum & Forster Company (NAIC #21113, Morristown, NJ) and produced by Pumpkin. Pumpkin Preventive Essentials is not an insurance policy. It is offered as an optional add-on non-insurance benefit. Pumpkin is responsible for the product and administration. Pumpkin Preventive Essentials is not available in all states. For full terms, visit pumpkin.care/customeragreement. Paid Endorsement.

Multiple options for wellness plans

$100,000

Coverage Up To

90% - 100%

Reimbursement Rates

Overview

Wagmo began by providing stand-alone pet wellness coverages. Today, it has expanded its portfolio to include customizable pet insurance coverage.

What we like

  • Customizable policies
  • Variety of wellness plans
  • Fast reimbursements
  • High incident limits
  • Visit a vet of your choice

What we don't

  • 15 day waiting period on accident policy

Affordable prices with a fast reimbursement process

$100,000

Coverage Up To

70% - 90%

Reimbursement

Overview

Lemonade has earned a stellar reputation in the pet insurance industry with its affordable monthly premiums and fast reimbursement of claims with its AI technology. This technology has attracted thousands with its customizable policies and provides comprehensive coverage on illness and accidents to dogs and cats.

What we like

  • Customizable plans so you only pay for coverage that your pet needs
  • Claims are reimbursed in minutes
  • Affordable monthly premiums starting at $10/month
  • Comprehensive wellness plans to keep your pet in good health
  • Pay deductible once per year and not per incident

What we don't

  • Lemonade is only available in 33 states
  • Certain hybrid breeds may be denied

Short waiting periods on accidental coverage

$25,000

Coverage Up To

50% - 100%

Reimbursement

Overview

MetLife Insurance offers pet insurance for cats and dogs and is known for the shortest waiting periods in the industry.

What we like

  • No restriction on breeds and pet age
  • Customizable annual benefit limits
  • Short waiting periods accidental coverage
  • Flexible deductibles from $50 to $2,000
  • No incident limits

What we don't

  • Wellness treatment not included (optional add-on)
  • Pay first out of pocket and reimbursed later

Quick claims process

$10,000

Coverage Up To

70% - 90%

Reimbursement

Overview

Spot will insure older animals and provides a multi-pet discount when you insure two or more pets

What we like

  • Multi-pet discount
  • No upper age limit
  • Quick claims process
  • Fast and simple filing of claims
  • Optional no lifetime limits or caps on payouts

What we don't

  • Customer service limited to weekdays
  • 14 day waiting period

Pre-existing conditions and 6 pets covered for $24/m

$3,000

Coverage Up To

100%

Reimbursement

Overview

Pawp offers pet owners an emergency fund up to but not exceeding $3,000 annually. The platform is different from other traditional pet insurance agencies as it does not require you to provide a medical examination report before enrolling your pet. Whether your pet is healthy or has been diagnosed with a pre-existing condition, you can still enroll it and access the emergency fund when the need arises.

With no deductibles and low monthly premiums as low as $24, the digital platform will protect your furry friend during an incident and save money from large vet expenses. Although the agency does not provide any limitations on age, it is best to insure your pet while still young and be prepared in advance when an emergency occurs.

What we like

  • Monthly premiums as low as $24
  • Allows coverage on 6 pets for $24 a month
  • Allows enrollment of pets with pre-existing conditions
  • 24/7 unlimited access to Pawp’s virtual vet doctors

What we don't

  • Coverage is restricted to healthcare emergencies only
  • Does not offer wellness coverage
  • Emergency funds can be accessed only once per year

Provides holistic therapy coverage

$15,000

Coverage Up To

70% - 90%

Reimbursement

Overview

Fetch covers various conditions and offers holistic therapy coverage.

What we like

  • Covers examination fee during vet visits
  • Holistic therapy coverage
  • Comprehensive dental coverage
  • No penalty for multiple claims
  • No upper age limit for the pets

What we don't

  • Offers a single plan
  • No preventive care plans
  • No multi-pet discount

No age limit on pets - older dogs and cats are covered

Unlimited

Coverage Up To

70% - 90%

Reimbursement Rates

Overview

Prudent pet has excellent coverage for your pet regardless of their age. The insurer can customize your plan from illnesses, medications, accidents to preventive care that will fit your pet's needs and financial situation. This plan will give you peace of mind that you won't break the bank with unlimited coverage if an emergency occurs since treatments tend to be more expensive for older pets.

What we like

  • Older cats and dogs are covered
  • Customize your plan to fit your pet's needs and financial situation
  • Customers from US can get covered in Canada as well
  • Unlimited live vet chat if an issue occurs with your pet
  • 10% multiple pets discount

What we don't

  • Pre-existing health conditions not covered
  • Wellness add-ons can get expensive

Importance of pet insurance in Green Bay

Pets are an important part of many families, and in Green Bay, Wisconsin, pet ownership is especially popular. With so many options, it can be difficult to know which type of pet insurance is best for your furry (or feathered) friend. In this article, we’ll take a closer look at the different types of pet insurance available in Green Bay, Wisconsin, and help you choose the best option for your pet.

One important reason to have pet insurance is that unexpected vet bills can be very expensive and can put a financial strain on a household. Even a minor accident or illness can result in a vet bill that is thousands of dollars. Pet insurance can help to mitigate the financial impact of unexpected vet bills and can help to ensure that your pet gets the care they need.

Another important reason to have pet insurance is that it can provide peace of mind. Knowing that your pet is covered in case of an accident or illness can give you the peace of mind that you need to enjoy your time with your pet without worrying about unexpected expenses.

Types of Pet Insurance

There are several different types of pet insurance available in Green Bay, Wisconsin. Each type of insurance has its own unique set of benefits, so it’s important to understand the differences between them before making a decision.

  • Accident-only pet insurance: This type of insurance covers your pet in case of an accident, such as being hit by a car or ingesting a toxic substance. Accident-only insurance is typically the most affordable type of pet insurance, but it doesn’t cover illnesses or routine care.
  • Illness-only pet insurance: This type of insurance covers your pet in case of an illness, such as cancer or diabetes. Illness-only insurance is typically more expensive than accident-only insurance, but it doesn’t cover accidents.
  • Accident and illness pet insurance: This type of insurance covers both accidents and illnesses. Accident and illness insurance is typically the most comprehensive type of pet insurance available, but it’s also the most expensive.
  • Routine care pet insurance: This type of insurance covers routine care, such as vaccinations and annual check-ups. Routine care insurance is typically less expensive than accident and illness insurance, but it doesn’t cover accidents or illnesses.

Exclusion and Limitations

When choosing a pet insurance policy in Green Bay, Wisconsin, it’s important to understand the exclusions and limitations of the policy. Exclusions are conditions that are not covered by the policy, and limitations are restrictions on the coverage offered by the policy.

One common exclusion of pet insurance policies is pre-existing conditions. If your pet has a pre-existing condition, it may not be covered by the policy. It’s important to review the exclusions of different policies and choose one that covers the conditions that are most likely to affect your pet.

Another common limitation of pet insurance policies is the annual or lifetime benefit limit. Some policies may have a limit on the amount of money that can be paid out for claims each year or over the lifetime of the policy. It’s important to review the benefit limits of different policies and choose one that meets your needs.

When choosing pet insurance in Green Bay, Wisconsin, it’s important to understand the exclusions and limitations of the policy. By understanding the exclusions and limitations of different policies, you can make an informed decision and choose the best pet insurance for your furry (or feathered) friend.

Coverage options

When choosing a pet insurance policy in Green Bay, Wisconsin, it’s important to consider the coverage options available. Some policies may include coverage for prescription medications, while others may not. Some policies may include coverage for alternative therapies, such as acupuncture or chiropractic care, while others may not. Be sure to carefully review the coverage options offered by different pet insurance companies before making a decision.

Costs of pet insurance in Green Bay

The cost of pet insurance in Green Bay, Wisconsin will vary depending on the type of policy you choose, the coverage options included, and the age and breed of your pet. Accident-only policies are typically the most affordable, while accident and illness policies are the most expensive. It’s important to consider the costs of different policies and choose one that fits within your budget.

How to choose the best pet Insurance in Green Bay

When choosing the best pet insurance in Green Bay, Wisconsin, there are several things to consider. First, think about the type of coverage you need. If you’re looking for comprehensive coverage, an accident and illness policy may be the best option. If you’re looking for more affordable coverage, an accident-only policy may be a better choice.

Next, consider the coverage options offered by different policies. Be sure to review the coverage options carefully and choose a policy that includes the options you need.

Finally, consider the cost of different policies. Be sure to choose a policy that fits within your budget.

When choosing pet insurance in Green Bay, Wisconsin, it’s important to do your research and carefully consider the different options available. By understanding the types of coverage available, the coverage options offered, and the costs of different policies, you can make an informed decision and choose the best pet insurance for your furry (or feathered) friend.


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