Pumpkin offers high-quality pet insurance plans for cats and dogs as well as an optional non-insurance preventive care plan for vaccinations, key tests and wellness exams, which will help to keep your pet happy and healthy through their life. You can travel with your pet in Canada or the US and can get access from any licensed vet in these countries. The platform is entirely digitized and serves as a one-stop-shop for all your pet's healthcare needs.
Pumpkin will cover up to $20,000 for dogs and $15,000 for cats annually.
What we like
Extensive coverage on multiple health issues
Optional preventive care plan that reimburses in full for annual wellness exams and vaccines
Pumpkin Advertiser Disclosure: Pumpkin Pet Insurance policies do not cover pre-existing conditions. Waiting periods, annual deductible, co-insurance, benefit limits and exclusions may apply. For full terms, visit pumpkin.care/insurancepolicy. Products, discounts, and rates may vary and are subject to change. Pumpkin Insurance Services Inc. (“Pumpkin”) (NPN #19084749) is a licensed insurance agency, not an insurer. Insurance is underwritten by United States Fire Insurance Company, a Crum & Forster Company (NAIC #21113, Morristown, NJ) and produced by Pumpkin. Pumpkin Preventive Essentials is not an insurance policy. It is offered as an optional add-on non-insurance benefit. Pumpkin is responsible for the product and administration. Pumpkin Preventive Essentials is not available in all states. For full terms, visit pumpkin.care/customeragreement. Paid Endorsement.
Lemonade has earned a stellar reputation in the pet insurance industry with its affordable monthly premiums and fast reimbursement of claims with its AI technology. This technology has attracted thousands with its customizable policies and provides comprehensive coverage on illness and accidents to dogs and cats.
What we like
Customizable plans so you only pay for coverage that your pet needs
Claims are reimbursed in minutes
Affordable monthly premiums starting at $10/month
Comprehensive wellness plans to keep your pet in good health
Pawp offers pet owners an emergency fund up to but not exceeding $3,000 annually. The platform is different from other traditional pet insurance agencies as it does not require you to provide a medical examination report before enrolling your pet. Whether your pet is healthy or has been diagnosed with a pre-existing condition, you can still enroll it and access the emergency fund when the need arises.
With no deductibles and low monthly premiums as low as $24, the digital platform will protect your furry friend during an incident and save money from large vet expenses. Although the agency does not provide any limitations on age, it is best to insure your pet while still young and be prepared in advance when an emergency occurs.
What we like
Monthly premiums as low as $24
Allows coverage on 6 pets for $24 a month
Allows enrollment of pets with pre-existing conditions
24/7 unlimited access to Pawp’s virtual vet doctors
What we don't
Coverage is restricted to healthcare emergencies only
Does not offer wellness coverage
Emergency funds can be accessed only once per year
Prudent pet has excellent coverage for your pet regardless of their age. The insurer can customize your plan from illnesses, medications, accidents to preventive care that will fit your pet's needs and financial situation. This plan will give you peace of mind that you won't break the bank with unlimited coverage if an emergency occurs since treatments tend to be more expensive for older pets.
What we like
Older cats and dogs are covered
Customize your plan to fit your pet's needs and financial situation
Customers from US can get covered in Canada as well
Unlimited live vet chat if an issue occurs with your pet
Is pet insurance worth it for an Olde English Bulldogge?
The truth is that pet insurance can be worth it, but only if you are ready to pay the monthly premiums for many years. If you have a pure-bred dog, especially one with specific breed health problems, pet insurance is worth considering. This is especially true for an Olde English Bulldogge.
They have several health issues common to their breed. They have a short nose and flat face, leading to breathing problems requiring surgery. Hip and joint problems are common to the breed, requiring surgery to repair.
The costs of these surgeries can run into thousands of dollars. If you don’t have pet insurance, all of those costs will come out of your pocket, which can be financially devastating.
The good news is that pet insurance policies cover most of the costs associated with breed-specific health issues. Choose a policy that covers “accidents” and “illnesses,” including hereditary conditions related to your dog’s breed. You should be able to get the coverage you need without paying too much in premiums each month.
Common health conditions for an Olde English Bulldogge
Here are some common health conditions for an Olde English Bulldogge. Remember, you can always ask your veterinarian if you have any concerns:
Hip and Elbow Dysplasia: In dogs, it describes misalignments in the hip and elbow joints that cause pain and lead to arthritis. It’s usually genetic but can be made worse by poor nutrition or excessive exercise as a puppy. Signs of dysplasia include stiffness, reluctance to climb stairs, lameness in the legs, and difficulty getting up after naps.
Brachycephalic airway syndrome: This common respiratory syndrome is typical of short-nosed breeds such as bulldogs. The symptoms include noisy breathing, snoring, exercise intolerance and gagging/vomiting after eating or drinking too much.
Cherry Eye: The Olde English Bulldogge has a third eyelid that can become inflamed and prolapse out of the eye. It appears as a pink mass protruding from the corner of the eye that looks like a cherry! This condition requires surgery to correct it and prevent secondary complications such as discomfort and an increased risk for corneal ulceration or infection.
Demodectic Mange: Demodex mites are normal inhabitants of your dog’s skin, but an overgrowth of these mites can cause hair loss, crusty skin, itching, redness, and odor. Secondary bacterial infections are common as well.
Parvo: This is a highly contagious virus that affects dogs and puppies. Parvo is spread through contact with the feces of an infected dog. Once your puppy has been vaccinated, you can avoid parvo by staying away from unvaccinated puppies and dogs or places where they have been
Rabies: This is an acute viral infection transmitted to humans or other mammals, usually through the saliva from a bite of an infected animal. It is also zoonotic, which can be transmitted from animals to humans. Although rabies can be found in dogs, bats, raccoons, and foxes, any warm-blooded animal can carry rabies.
What does pet insurance cover for an Olde English Bulldogge?
Pet medical coverage is available for the following types of conditions:
Accidents: Most pet insurance plans cover accidents. That’s why it’s easiest to get reimbursed for an accident. Get a quote and see how much money you could be reimbursed for veterinary bills if your dog has an accident.
Illness: Most pet insurance plans will cover illness. Get a quote to see how much money you could be reimbursed for veterinary bills if your dog gets sick.
Routine care: Most pet insurance companies offer routine care packages as optional add-ons to their plans. These packages may include coverage for teeth cleanings, vaccines, heartworm prevention medicine, nail trimming, microchipping, spaying/neutering, flea treatments, and deworming medications.
How are pet insurance premiums determined for an Olde English Bulldogge?
Pet insurance can help you cover the cost of treating your pet’s medical issues. But depending on the breed and age of your pet, your insurance might cost more than that of another person’s. Fortunately, there are several ways to keep costs down. Here are a few factors that affect how much pet insurance for an Olde English Bulldogge will cost and what you can do about them:
Location: If you live in an area where the cost of veterinarian care is high, your policy will likely reflect this fact. If you’re concerned about the affordability of veterinary care in your area, call local veterinarians to ask about their prices before buying a policy.
Age: It’s no secret that as animals get older, they become more susceptible to health problems. The older your dog is, the more likely it is that he’ll need treatment for a medical issue. Because of this, older pets can be more expensive to insure.
Deductible: The deductible is the amount of money you pay toward your medical bills before your coverage kicks in. Pet insurance plans with a lower deductible will cost more each month, while plans with a higher deductible will cost less.
Gender: Male pets tend to have higher premiums than female pets because they’re more prone to certain health problems, such as cystitis (bladder infections). Moreover, Female dogs tend to live longer than male dogs, so female dog owners usually pay lower premiums than male dog owners.
How to choose the best pet insurance plan for an Olde English Bulldogge
Choosing the best pet insurance plan for your Olde English Bulldogge isn’t easy. Several companies to choose from and thousands of plans, each with unique pros and cons. But you can land on an affordable policy that meets your needs if you follow the steps below:
Check out the company’s reputation: When researching pet insurance companies, check out their history and reviews. How long has the company been in business? Are they financially stable? What do other pet owners say about them? You can check out companies at the Better Business Bureau website.
Consider your budget: Do you have a certain amount of money you want to spend on pet insurance each month? Or maybe a figure that you don’t want to go over? If so, decide which financial option works best for your household.
Consider pre-existing conditions: If your dog has any preexisting conditions, you’ll want to look for a pet insurance plan to provide coverage. Most plans do not cover preexisting conditions, but some provide coverage after a waiting period.
Define your needs: Are you looking for coverage for accidents, illnesses or both? Is there a particular condition you want to be covered? Are you looking for coverage that will pay out a certain amount per incident or condition? How much are you prepared to spend on premiums?
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