Japanese Bobtails are usually known to be healthy pets, but they can contract diseases that could lead to expensive vet bills. Pet insurance can help with expensive vet visits when your pet gets sick or injured. We’ve looked at the top choices for coverage, discounts, reimbursements, and overall quality.
Pumpkin offers high-quality pet insurance plans for cats and dogs as well as an optional non-insurance preventive care plan for vaccinations, key tests and wellness exams, which will help to keep your pet happy and healthy through their life. You can travel with your pet in Canada or the US and can get access from any licensed vet in these countries. The platform is entirely digitized and serves as a one-stop-shop for all your pet's healthcare needs.
Pumpkin will cover up to $20,000 for dogs and $15,000 for cats annually.
What we like
Extensive coverage on multiple health issues
Optional preventive care plan that reimburses in full for annual wellness exams and vaccines
Pumpkin Advertiser Disclosure: Pumpkin Pet Insurance policies do not cover pre-existing conditions. Waiting periods, annual deductible, co-insurance, benefit limits and exclusions may apply. For full terms, visit pumpkin.care/insurancepolicy. Products, discounts, and rates may vary and are subject to change. Pumpkin Insurance Services Inc. (“Pumpkin”) (NPN #19084749) is a licensed insurance agency, not an insurer. Insurance is underwritten by United States Fire Insurance Company, a Crum & Forster Company (NAIC #21113, Morristown, NJ) and produced by Pumpkin. Pumpkin Preventive Essentials is not an insurance policy. It is offered as an optional add-on non-insurance benefit. Pumpkin is responsible for the product and administration. Pumpkin Preventive Essentials is not available in all states. For full terms, visit pumpkin.care/customeragreement. Paid Endorsement.
Lemonade has earned a stellar reputation in the pet insurance industry with its affordable monthly premiums and fast reimbursement of claims with its AI technology. This technology has attracted thousands with its customizable policies and provides comprehensive coverage on illness and accidents to dogs and cats.
What we like
Customizable plans so you only pay for coverage that your pet needs
Claims are reimbursed in minutes
Affordable monthly premiums starting at $10/month
Comprehensive wellness plans to keep your pet in good health
Pawp offers pet owners an emergency fund up to but not exceeding $3,000 annually. The platform is different from other traditional pet insurance agencies as it does not require you to provide a medical examination report before enrolling your pet. Whether your pet is healthy or has been diagnosed with a pre-existing condition, you can still enroll it and access the emergency fund when the need arises.
With no deductibles and low monthly premiums as low as $24, the digital platform will protect your furry friend during an incident and save money from large vet expenses. Although the agency does not provide any limitations on age, it is best to insure your pet while still young and be prepared in advance when an emergency occurs.
What we like
Monthly premiums as low as $24
Allows coverage on 6 pets for $24 a month
Allows enrollment of pets with pre-existing conditions
24/7 unlimited access to Pawp’s virtual vet doctors
What we don't
Coverage is restricted to healthcare emergencies only
Does not offer wellness coverage
Emergency funds can be accessed only once per year
Prudent pet has excellent coverage for your pet regardless of their age. The insurer can customize your plan from illnesses, medications, accidents to preventive care that will fit your pet's needs and financial situation. This plan will give you peace of mind that you won't break the bank with unlimited coverage if an emergency occurs since treatments tend to be more expensive for older pets.
What we like
Older cats and dogs are covered
Customize your plan to fit your pet's needs and financial situation
Customers from US can get covered in Canada as well
Unlimited live vet chat if an issue occurs with your pet
In the unfortunate event of your cat becoming ill or injured, pet insurance allows you to get your Japanese Bobtail the best possible care. Without pet insurance, the cost of veterinary treatments can quickly add up, making it difficult to afford the treatments your cat needs.
Japanese bobtails are prone to various genetic diseases. This means that there is a chance that your pet will suffer from diabetes when they grow up. If they do not receive proper medical care, the condition can worsen, and they die early. This is why it is important to get insurance for this type of cat.
The Japanese Bobtail is a medium-sized cat with an athletic, medium-boned build with hind legs slightly longer than the front. Most are good jumpers. Such activities put them at risk of getting injuries requiring medical attention, hence where the pet insurance comes in.
Japanese Bobtails can cost a lot in vet bills for health conditions like hypothyroidism and urinary tract disease. That’s to treat them. As a responsible pet parent, you want to do everything possible to keep your feline friend healthy. Pet insurance helps cover unexpected vet visits so you can focus on what matters most.
Common health conditions for Japanese Bobtail
Some of the health conditions most commonly seen in Japanese Bobtail are:
Eye problems: Japanese Bobtails may develop a condition called entropion, which causes the eyelids to turn inward, rubbing against the eyeball. This can also lead to infection, eye discharge, and corneal ulcers.
Heart disease: Some Japanese Bobtails may have hypertrophic cardiomyopathy (HCM). This type of heart disease causes excessive growth of the heart muscle, making it harder for the heart to pump blood through the body.
Cystinuria: Cystinuria is a genetic problem affecting all male cats and female cats. The disorder prevents proper protein digestion, causing cystine crystals to accumulate in the urine. Crystals can build up in the bladder or urethra and cause pain or blockage.*
Ataxia: This neurological disorder is characterized by uncoordinated movements caused by degenerative changes in the nervous system. The condition is caused by a recessive gene and occurs only in kittens from parents with both copies of the gene,
Ear Infections: Ear infections are fairly common in cats, particularly those with long or hairy ears, like the Japanese Bobtail. If an ear infection is not treated, it can damage the ear canal and the cat’s hearing.
Hip Dysplasia: This condition is caused when the thigh bone does not fit snugly into the hip joint. Some cats show pain and lameness on one or both rear legs, but others don’t display outward symptoms.
What does pet insurance cover for Japanese Bobtail?
Here’s what pet insurance generally covers:
Accident and illness: This covers injuries and illnesses that occur after you purchase insurance and have a waiting period. This kind of policy may also include some routine care benefits such as annual exams, vaccinations, and flea treatments.
Accidents: Accidents include things like broken bones, snake bites, and cuts. There are usually some exclusions, so make sure you carefully read the policy wording to see if your claim will be covered.
Routine care: Routine care refers to the checkups, vaccinations, and other maintenance required to keep your pet healthy. Pet insurance providers don’t cover these costs, in part because they’re usually predictable and relatively inexpensive.
How are pet insurance premiums determined for Japanese Bobtail?
Here are the factors that affect Abyssinian insurance premiums:
Age: The older your Japanese Bobtail gets, the more likely she will develop health problems requiring pet insurance — and the higher your premiums will be.
Gender: Male pets are generally more expensive to insure than female pets. This is because male animals are often involved in more accidents and are more likely to develop certain diseases.
Location: Where you live also affects your Japanese bobtail insurance premiums. For example, live in areas where natural disasters such as earthquakes and hurricanes are common. You may have to pay higher premiums than someone who lives in a room at lower risk for natural disasters.
Gender: The typical lifespan for a Japanese Bobtail is between 10 and 15 years. This may lead to higher monthly premiums for male cats as they are statistically more likely to have claimed during their lifetimes.
How to choose the best pet insurance plan for Japanese Bobtail
Here are some tips on how to choose the best pet insurance plan for your Japanese Bobtail;
Consider your budget: Pet insurance plans can be expensive, but there are ways to keep costs down. Make sure you consider how much you can afford to pay for coverage each month when looking for a plan. This way, you won’t get stuck paying more than you can handle if your pet happens to get sick or injured during the policy period.
Define your needs: Determine whether you’re buying insurance because you need help with routine care or because you want a safety net if something truly unexpected happens. Some plans cover regular care, but others do not.
Pre-existing conditions: Before you buy a plan, make sure you understand what pre-existing conditions are and that your pet qualifies for coverage. Most pet insurance companies exclude pre-existing conditions, so if your Japanese Bobtail is older or has any long-term health issues, you might be out of luck.
Check out the company’s reputation: Ensure that the company is reputable and has good reviews, especially from other customers who have filed claims. Look for companies with good customer service and easy-to-understand policies that provide all of the information you need to make an informed decision.
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