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Best Greenland Dog Pet Insurance of 2025

Lisa Scott

If you have a Greenland Dog, they’ve already become a loved member of your family. Keep them healthy and safe by considering quality pet insurance for expensive veterinarian bills. To help you with this process, we’ve looked at the top choices for coverage, discounts, reimbursements, and overall quality.

Super-extensive accident & illness coverage

$20,000

Coverage Up To

90%

Reimbursement

Overview

Pumpkin offers high-quality pet insurance plans for cats and dogs as well as an optional non-insurance preventive care plan for vaccinations, key tests and wellness exams, which will help to keep your pet happy and healthy through their life. You can travel with your pet in Canada or the US and can get access from any licensed vet in these countries. The platform is entirely digitized and serves as a one-stop-shop for all your pet's healthcare needs.

Pumpkin will cover up to $20,000 for dogs and $15,000 for cats annually.

What we like

  • Extensive coverage on multiple health issues
  • Optional preventive care plan that reimburses in full for annual wellness exams and vaccines
  • No exclusion on breeds or older pets
  • Offers a Fur Family Discount on multiple pets
  • Healthcare coverage in Canada and the US

What we don't

  • Pre-existing health conditions not covered
  • Pumpkin only covers dogs and cats

Pumpkin Advertiser Disclosure: Pumpkin Pet Insurance policies do not cover pre-existing conditions. Waiting periods, annual deductible, co-insurance, benefit limits and exclusions may apply. For full terms, visit pumpkin.care/insurancepolicy. Products, discounts, and rates may vary and are subject to change. Pumpkin Insurance Services Inc. (“Pumpkin”) (NPN #19084749) is a licensed insurance agency, not an insurer. Insurance is underwritten by United States Fire Insurance Company, a Crum & Forster Company (NAIC #21113, Morristown, NJ) and produced by Pumpkin. Pumpkin Preventive Essentials is not an insurance policy. It is offered as an optional add-on non-insurance benefit. Pumpkin is responsible for the product and administration. Pumpkin Preventive Essentials is not available in all states. For full terms, visit pumpkin.care/customeragreement. Paid Endorsement.

Multiple options for wellness plans

$100,000

Coverage Up To

90% - 100%

Reimbursement Rates

Overview

Wagmo began by providing stand-alone pet wellness coverages. Today, it has expanded its portfolio to include customizable pet insurance coverage.

What we like

  • Customizable policies
  • Variety of wellness plans
  • Fast reimbursements
  • High incident limits
  • Visit a vet of your choice

What we don't

  • 15 day waiting period on accident policy

Affordable prices with a fast reimbursement process

$100,000

Coverage Up To

70% - 90%

Reimbursement

Overview

Lemonade has earned a stellar reputation in the pet insurance industry with its affordable monthly premiums and fast reimbursement of claims with its AI technology. This technology has attracted thousands with its customizable policies and provides comprehensive coverage on illness and accidents to dogs and cats.

What we like

  • Customizable plans so you only pay for coverage that your pet needs
  • Claims are reimbursed in minutes
  • Affordable monthly premiums starting at $10/month
  • Comprehensive wellness plans to keep your pet in good health
  • Pay deductible once per year and not per incident

What we don't

  • Lemonade is only available in 33 states
  • Certain hybrid breeds may be denied

Short waiting periods on accidental coverage

$25,000

Coverage Up To

50% - 100%

Reimbursement

Overview

MetLife Insurance offers pet insurance for cats and dogs and is known for the shortest waiting periods in the industry.

What we like

  • No restriction on breeds and pet age
  • Customizable annual benefit limits
  • Short waiting periods accidental coverage
  • Flexible deductibles from $50 to $2,000
  • No incident limits

What we don't

  • Wellness treatment not included (optional add-on)
  • Pay first out of pocket and reimbursed later

Quick claims process

$10,000

Coverage Up To

70% - 90%

Reimbursement

Overview

Spot will insure older animals and provides a multi-pet discount when you insure two or more pets

What we like

  • Multi-pet discount
  • No upper age limit
  • Quick claims process
  • Fast and simple filing of claims
  • Optional no lifetime limits or caps on payouts

What we don't

  • Customer service limited to weekdays
  • 14 day waiting period

Pre-existing conditions and 6 pets covered for $24/m

$3,000

Coverage Up To

100%

Reimbursement

Overview

Pawp offers pet owners an emergency fund up to but not exceeding $3,000 annually. The platform is different from other traditional pet insurance agencies as it does not require you to provide a medical examination report before enrolling your pet. Whether your pet is healthy or has been diagnosed with a pre-existing condition, you can still enroll it and access the emergency fund when the need arises.

With no deductibles and low monthly premiums as low as $24, the digital platform will protect your furry friend during an incident and save money from large vet expenses. Although the agency does not provide any limitations on age, it is best to insure your pet while still young and be prepared in advance when an emergency occurs.

What we like

  • Monthly premiums as low as $24
  • Allows coverage on 6 pets for $24 a month
  • Allows enrollment of pets with pre-existing conditions
  • 24/7 unlimited access to Pawp’s virtual vet doctors

What we don't

  • Coverage is restricted to healthcare emergencies only
  • Does not offer wellness coverage
  • Emergency funds can be accessed only once per year

Provides holistic therapy coverage

$15,000

Coverage Up To

70% - 90%

Reimbursement

Overview

Fetch covers various conditions and offers holistic therapy coverage.

What we like

  • Covers examination fee during vet visits
  • Holistic therapy coverage
  • Comprehensive dental coverage
  • No penalty for multiple claims
  • No upper age limit for the pets

What we don't

  • Offers a single plan
  • No preventive care plans
  • No multi-pet discount

No age limit on pets - older dogs and cats are covered

Unlimited

Coverage Up To

70% - 90%

Reimbursement Rates

Overview

Prudent pet has excellent coverage for your pet regardless of their age. The insurer can customize your plan from illnesses, medications, accidents to preventive care that will fit your pet's needs and financial situation. This plan will give you peace of mind that you won't break the bank with unlimited coverage if an emergency occurs since treatments tend to be more expensive for older pets.

What we like

  • Older cats and dogs are covered
  • Customize your plan to fit your pet's needs and financial situation
  • Customers from US can get covered in Canada as well
  • Unlimited live vet chat if an issue occurs with your pet
  • 10% multiple pets discount

What we don't

  • Pre-existing health conditions not covered
  • Wellness add-ons can get expensive

Is pet insurance worth it for a Greenland Dog?

The Greenland Dog is a medium-sized working dog bred in Greenland to herd reindeer. Greenland dogs are very friendly and intelligent, making them ideal for families with small children. They love to play and are excellent with other animals.

Medical treatment for your Greenland Dog can become very expensive, especially if they encounter a more severe issue that requires invasive treatment. Medical bills for treating a sick Greenland Dog can quickly add up, costing up to a few thousand dollars. In these situations, you don’t want to be in the middle of a crisis and have to choose between your beloved dog and the affordability of their medical treatment.

To prepare for these unexpected circumstances, consider investing in pet insurance. It can help you afford your dog’s medical treatments and procedures while focusing on your dog’s recovery. 

Pet insurance can also provide peace of mind that your dog can be covered for the necessary treatments when it has an accident, injury, or illness. This includes (but is not limited to) broken bones, cancer treatment, harm caused by another animal, and prescriptions for chronic conditions. Therefore, pet insurance can be essential and beneficial for your pet.

Common health conditions for a Greenland Dog

Typically, a Greenland Dog has a longer lifespan than the average dog, and you can expect your dog to live somewhere between 13-14 years. However, like all dog breeds, there are certain medical conditions that your dog could develop, such as:

  • Hip Dysplasia: The hip joint is the most prolonged and most complicated of the dog’s joints. The femur (thigh bone) fits into a special cup-like socket in the pelvis called the acetabulum. If this joint is not well-formed or does not develop normally, it is known as hip dysplasia. Hip dysplasia can cause pain, lameness, and arthritis as your dog ages. It can also cause an abnormal gait and difficulty climbing stairs.
  • Gastric Torsion (Bloat): Gastric torsion occurs when the stomach becomes twisted on itself, trapping gas inside and cutting off circulation to vital organs such as the heart and liver. This can be life-threatening if it goes undetected for too long, so your dog must get treatment immediately if they show any signs of bloat.
  • Glaucoma: Glaucoma is an eye disease where pressure builds up inside one or both eyes, damaging the optic nerve, which sends information from your eye to your brain. Glaucoma often has no symptoms at first but may cause blindness if left untreated for long enough.
  • Multifocal retinal atrophy (MRD): A retina specialist will perform an eye exam on your dog at least once a year. The disease causes blindness in young dogs and sometimes affects older dogs.
  • Distichiasis: Eyelashes grow from the inner corner of the eye instead of the outside edge and rub against the cornea, causing irritation and corneal ulceration. This condition often requires surgery to remove the abnormal lashes.

What does pet insurance cover for a Greenland Dog?

Pet insurance covers a range of diagnostics, treatments, and procedures for your dog. Depending on the pet insurance plan, you may be covered for injury-only, illness-only, or combination. Based on your plan, you are eligible for the following coverage:

  • Diagnostic and blood tests: The cost of diagnostic tests or bloodwork may be covered by your pet insurance company. These tests can help detect illnesses early on and allow you to seek treatment before it becomes too expensive. 
  • Hereditary and genetic conditions: If you have a dog in your family who suffers from hereditary conditions, it may be possible to include these conditions in your policy at an additional cost. This would give you peace of mind knowing that your dog will receive the best treatment possible should he develop one of these conditions. 
  • X-rays and surgeries: X-rays allow veterinarians to diagnose potential problems with bones or joints before they become severe or require surgery. If your dog needs surgery due to an injury or illness, your insurance policy may also cover this cost. 
  • Medication and hospital stay: Some diseases require medication or hospital stays so that your dog can recover properly from their illness. Pet insurance policies often cover medications used during treatment and diagnostic testing performed before treatment.

Pet insurance covers a range of treatments, but not preventative or wellness care. Regular check-ups with the veterinarian will not be covered under most pet insurance plans. You will need to take advantage of an individual wellness plan or see if the provider has any add-ons for wellness visits. Most providers do have it as an add-on.

Moreover, most insurance providers will not cover pre-existing conditions before registering your pet for coverage. Review everything your potential pet insurance plan covers and what types of pre-existing conditions they exclude to ensure your pet will be eligible for coverage.

How much does pet insurance cost for a Greenland Dog?

The average cost of pet insurance for a Greenland Dog depends on many factors, including your location, the age and health of your pet, their breed, and the type of coverage you choose. The average cost of a pet insurance policy for a Greenland Dog is $20-$30 per month. 

How are pet insurance premiums determined for a Greenland Dog?

Many factors will determine the monthly premium rate for your Greenland Dog (included but not limited to):

  • Age: The older your dog is, the more expensive it will be because they are more prone to illness than puppies are. The younger they are, the less likely they will get sick or injured.
  • Location: The cost of living in different areas varies significantly from state to state and even city by city. If you live in an area where there is a higher cost of living or higher vet costs, you will pay more for pet insurance coverage than someone who lives in an area with a lower price of living or vet costs.
  • Gender: Male dogs tend to be more aggressive than females and hence require frequent visits to the vet due to fights and injuries sustained during those fights. They also tend to have a shorter lifespan than females since they are more prone to serious diseases such as cancer or heart problems. These factors can significantly increase your premium cost. 
  • Medical history: Any medical history of your pet should be disclosed when purchasing pet insurance so that you can be charged appropriately for it during the claims process at a later date if necessary. If your dog has any pre-existing health condition, expect to pay more.
  • Deductible: A deductible is an amount you pay for your pet’s medical expenses before the insurance company begins to cover them. The higher the deductible, the lower your premium will be.
  • Reimbursement Rate: This is the percentage of your pet’s medical expenses that the insurance company will cover. The reimbursement rate is usually expressed as a percentage and is calculated on a per-condition basis. For example, if you have a 90% reimbursement rate and your pet has an ear infection, then the insurance company will cover 90% of his medical bills related to that condition. [input information]
  • Coverage Amount: This is how much money the insurance company will pay for any condition. The higher the coverage amount, the higher your premium will be. If you choose an annual coverage amount of $3,000, you’ll pay more each month than someone who prefers a lower amount.

How to choose the best pet insurance plan for a Greenland Dog

Many pet insurance options are available for a Greenland Dog, so how do you choose the best one? Here are some key factors to keep in mind as you are deciding on the right plan: 

  • Budget:  How much money do you want to spend on health care for your dog? This will determine how much coverage you will get and what kind of deductible you should opt for.
  • Customer feedback: Ask friends or family members who have purchased a pet insurance plan in the past if they were satisfied with the service offered by their provider. You can also ask your veterinarian if they recommend any company or offer any discounts for their clients.
  • Conditions covered: Make sure that the plan covers all conditions that might affect your dog’s health in the future, including pre-existing conditions and hereditary diseases. Also, check whether there are any limitations on certain injury or illness causes like cancer or diabetes.
  • Reimbursement rate: The percentage of total veterinary expenses that the plan will reimburse you for. The higher the reimbursement rate, the higher your premiums will be. But if a plan has an increased reimbursement rate, you may find yourself paying less out-of-pocket if your dog needs medical attention.
  • Coverage amount: This is the maximum amount that your pet’s policy will cover per year. When comparing plans, make sure that the coverage amounts are comparable to or greater than your expected annual costs for vet care.
  • Deductible: This determines how much you must pay before your insurance company starts reimbursing your claims. Some plans use per-condition deductibles while others use annual deductibles, so check what applies to whichever policy you’re considering buying!

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