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Best Greater Swiss Mountain Dog Pet Insurance of 2024

Lisa Scott

Even though Greater Swiss Mountain Dogs are calm, sweet, and soft, they can still get in trouble and need medical care from time to time. Keep them healthy and safe by considering quality pet insurance for expensive vet bills. We’ve looked at the top choices for coverage, discounts, reimbursements, and overall quality

Super-extensive accident & illness coverage

$20,000

Coverage Up To

90%

Reimbursement

Overview

Pumpkin offers high-quality pet insurance plans for cats and dogs as well as an optional non-insurance preventive care plan for vaccinations, key tests and wellness exams, which will help to keep your pet happy and healthy through their life. You can travel with your pet in Canada or the US and can get access from any licensed vet in these countries. The platform is entirely digitized and serves as a one-stop-shop for all your pet's healthcare needs.

Pumpkin will cover up to $20,000 for dogs and $15,000 for cats annually.

What we like

  • Extensive coverage on multiple health issues
  • Optional preventive care plan that reimburses in full for annual wellness exams and vaccines
  • No exclusion on breeds or older pets
  • Offers a Fur Family Discount on multiple pets
  • Healthcare coverage in Canada and the US

What we don't

  • Pre-existing health conditions not covered
  • Pumpkin only covers dogs and cats

Pumpkin Advertiser Disclosure: Pumpkin Pet Insurance policies do not cover pre-existing conditions. Waiting periods, annual deductible, co-insurance, benefit limits and exclusions may apply. For full terms, visit pumpkin.care/insurancepolicy. Products, discounts, and rates may vary and are subject to change. Pumpkin Insurance Services Inc. (“Pumpkin”) (NPN #19084749) is a licensed insurance agency, not an insurer. Insurance is underwritten by United States Fire Insurance Company, a Crum & Forster Company (NAIC #21113, Morristown, NJ) and produced by Pumpkin. Pumpkin Preventive Essentials is not an insurance policy. It is offered as an optional add-on non-insurance benefit. Pumpkin is responsible for the product and administration. Pumpkin Preventive Essentials is not available in all states. For full terms, visit pumpkin.care/customeragreement. Paid Endorsement.

Multiple options for wellness plans

$100,000

Coverage Up To

90% - 100%

Reimbursement Rates

Overview

Wagmo began by providing stand-alone pet wellness coverages. Today, it has expanded its portfolio to include customizable pet insurance coverage.

What we like

  • Customizable policies
  • Variety of wellness plans
  • Fast reimbursements
  • High incident limits
  • Visit a vet of your choice

What we don't

  • 15 day waiting period on accident policy

Affordable prices with a fast reimbursement process

$100,000

Coverage Up To

70% - 90%

Reimbursement

Overview

Lemonade has earned a stellar reputation in the pet insurance industry with its affordable monthly premiums and fast reimbursement of claims with its AI technology. This technology has attracted thousands with its customizable policies and provides comprehensive coverage on illness and accidents to dogs and cats.

What we like

  • Customizable plans so you only pay for coverage that your pet needs
  • Claims are reimbursed in minutes
  • Affordable monthly premiums starting at $10/month
  • Comprehensive wellness plans to keep your pet in good health
  • Pay deductible once per year and not per incident

What we don't

  • Lemonade is only available in 33 states
  • Certain hybrid breeds may be denied

Short waiting periods on accidental coverage

$25,000

Coverage Up To

50% - 100%

Reimbursement

Overview

MetLife Insurance offers pet insurance for cats and dogs and is known for the shortest waiting periods in the industry.

What we like

  • No restriction on breeds and pet age
  • Customizable annual benefit limits
  • Short waiting periods accidental coverage
  • Flexible deductibles from $50 to $2,000
  • No incident limits

What we don't

  • Wellness treatment not included (optional add-on)
  • Pay first out of pocket and reimbursed later

Quick claims process

$10,000

Coverage Up To

70% - 90%

Reimbursement

Overview

Spot will insure older animals and provides a multi-pet discount when you insure two or more pets

What we like

  • Multi-pet discount
  • No upper age limit
  • Quick claims process
  • Fast and simple filing of claims
  • Optional no lifetime limits or caps on payouts

What we don't

  • Customer service limited to weekdays
  • 14 day waiting period

Pre-existing conditions and 6 pets covered for $24/m

$3,000

Coverage Up To

100%

Reimbursement

Overview

Pawp offers pet owners an emergency fund up to but not exceeding $3,000 annually. The platform is different from other traditional pet insurance agencies as it does not require you to provide a medical examination report before enrolling your pet. Whether your pet is healthy or has been diagnosed with a pre-existing condition, you can still enroll it and access the emergency fund when the need arises.

With no deductibles and low monthly premiums as low as $24, the digital platform will protect your furry friend during an incident and save money from large vet expenses. Although the agency does not provide any limitations on age, it is best to insure your pet while still young and be prepared in advance when an emergency occurs.

What we like

  • Monthly premiums as low as $24
  • Allows coverage on 6 pets for $24 a month
  • Allows enrollment of pets with pre-existing conditions
  • 24/7 unlimited access to Pawp’s virtual vet doctors

What we don't

  • Coverage is restricted to healthcare emergencies only
  • Does not offer wellness coverage
  • Emergency funds can be accessed only once per year

Provides holistic therapy coverage

$15,000

Coverage Up To

70% - 90%

Reimbursement

Overview

Fetch covers various conditions and offers holistic therapy coverage.

What we like

  • Covers examination fee during vet visits
  • Holistic therapy coverage
  • Comprehensive dental coverage
  • No penalty for multiple claims
  • No upper age limit for the pets

What we don't

  • Offers a single plan
  • No preventive care plans
  • No multi-pet discount

No age limit on pets - older dogs and cats are covered

Unlimited

Coverage Up To

70% - 90%

Reimbursement Rates

Overview

Prudent pet has excellent coverage for your pet regardless of their age. The insurer can customize your plan from illnesses, medications, accidents to preventive care that will fit your pet's needs and financial situation. This plan will give you peace of mind that you won't break the bank with unlimited coverage if an emergency occurs since treatments tend to be more expensive for older pets.

What we like

  • Older cats and dogs are covered
  • Customize your plan to fit your pet's needs and financial situation
  • Customers from US can get covered in Canada as well
  • Unlimited live vet chat if an issue occurs with your pet
  • 10% multiple pets discount

What we don't

  • Pre-existing health conditions not covered
  • Wellness add-ons can get expensive

Is pet insurance worth it for a Greater Swiss Mountain Dog?

Greater Swiss Mountain Dogs are beautiful, strong, intelligent dogs that make great family pets. While they are generally healthy, they are prone to many ailments and conditions, such as hip dysplasia and cancer. Fortunately, pet insurance for Greater Swiss Mountain Dog can help you afford the best possible care for your dog.

The Greater Swiss Mountain Dog is a large, heavy dog with long, straight hair and a double coat. Males are 25-28 inches in height and weigh 110-140 pounds; females are 23-26 inches tall and weigh 85-110 pounds. They can live up to 12 years old. Once they are old, they will have special care that will require a professional without pet insurance, which will be very costly.

Greater Swiss Mountain Dogs are energetic and can be quite rowdy, especially as puppies. They are incredibly loyal to their owners and like to be close to them at all times. Because of this, they do not do well left alone for long periods, which can lead to behavioral problems. As a result, a specialized trailer will be needed to help. This is easy if you have pet insurance.

Greater Swiss Mountain Dog needs top-notch nutrition and regular vet care. They also come down with illnesses and injuries from time to time. And if your Greater Swiss Mountain Dog gets sick or injured, it can be an expensive shock to your wallet. Pet insurance for Greater Swiss Mountain Dog is a smart investment that can help you handle those inevitable vet bills so you can afford the best medical treatment for your dog.

Common health conditions for a Greater Swiss Mountain Dog

Some of the health conditions most commonly seen in Greater Swiss Mountain Dog are:

  • Bloat: It occurs when the stomach fills with gas and twists upon itself. It’s a very serious condition requiring immediate treatment by a veterinarian. Since bloating can lead to death in just a few hours, be aware of the symptoms: a swollen abdomen, lip licking, excessive salivation, restlessness, and pacing.
  • Allergies: Some Greater Swiss Mountain Dog have skin allergies, usually caused by flea bites, but sometimes caused by other allergens like grass or mold.
  • Canine hip dysplasia (CHD): It is an abnormal formation of the hip socket that can eventually cause crippling lameness and painful arthritis of the joints in its more severe form. It is a genetic (polygenic) trait affected by environmental factors. It can be found in many animals and occasionally in humans but is most commonly associated with dogs.
  • Hip Dysplasia: This is a heritable condition in which the thigh bone doesn’t fit snugly into the hip joint. Some dogs show pain and lameness on one or both rear legs, but you may not notice any signs of discomfort in a dog with hip dysplasia. As the dog ages, arthritis can develop. X-ray screening for hip dysplasia is done by the Orthopedic Foundation for Animals or the University of Pennsylvania Hip Improvement Program (PennHIP).
  •  Elbow Dysplasia (ED): A common orthopedic condition characterized by abnormal development of the elbow joint. This abnormality results in lameness and arthritis over time.
  • Entropion: An inward rolling of the eyelid that causes discomfort, tearing, corneal ulceration, and infection due to eyelashes rubbing on/injuring the surface of the eye.

What does pet insurance cover for a Greater Swiss Mountain Dog?

Here’s what pet insurance generally covers:

  • Accidents: This includes Broken bones, torn ligaments, cuts, poisoning, burns, and ingested foreign objects are all examples of accidents that could happen to your pet and could require expensive surgeries or treatments.
  • Illness: It caters to Cancer treatment. Most Greater Swiss Mountain Dogs insurance plans cover cataracts surgery, diabetes management, and various other diseases.
  • Routine care: Routine vaccinations, parasite control (heartworm prevention, flea and tick control), dental cleaning, and behavioral therapy are typically excluded from standard pet insurance policies. However, they may be available as add-on options on certain policies or as separate coverage through another company.

How are pet insurance premiums determined for a Greater Swiss Mountain Dog?

Here are the factors that affect Greater Swiss Mountain Dog insurance premiums:

  • Age: The older a dog is, the more likely it will develop health issues and require treatment. This means that a dog’s premium will generally increase as it ages.
  • Gender: Your dog’s gender may affect their risk of developing certain health conditions, such as hip dysplasia, which can also increase their premium. This is because female dogs tend to have less hip dysplasia than male dogs.
  • Deductibles: This is the amount of money you’ll pay each time you file a claim before your insurance kicks in. If you opt for a higher deductible, you can get a lower premium.
  • Location: If you live in an area with lots of veterinary clinics or boarding kennels, you may pay less for your dog’s insurance than someone who lives far from a city. This is because insurers must pay for services in your area and may set higher premiums to offset higher business costs.

How to choose the best pet insurance plan for a Greater Swiss Mountain Dog

Here are some tips on how to choose the best pet insurance plan for your Greater Swiss Mountain Dog:

  • Define your needs: Consider how much you want to spend on pet insurance and how much your Greater Swiss Mountain Dog will cost to care for. This will help you decide whether or not a high or low deductible is right for you.
  • Check out the company’s reputation: When considering pet insurance, ask friends and family members who have used it to determine how satisfied they are with the plan. You can also check online customer reviews and ask your veterinarian about their experiences with pet insurance companies.
  • Consider your budget: Consider your monthly budget when choosing the best pet insurance plan for your Greater Swiss Mountain Dog. How much can you afford to set aside for their care? If you don’t have much extra money each month to spend on pet insurance, look into plans that have lower premiums and higher deductibles.
  • Consider pre-existing conditions: When you’re looking for pet insurance for your Greater Swiss Mountain Dog, be sure to read the fine print. Some insurers will not cover pre-existing conditions, while others may cover them after waiting.

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