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You always want what’s best for your Golden Retriever so they can live a long, happy life. Pet insurance is a great way to ensure you are prepared for the unexpected and have access to medical care when needed. We’ve looked at the top choices for coverage, discounts, reimbursements, and overall quality.
ASPCA® Pet Health Insurance program offers coverage on accidents, illnesses, and optional preventive care (at an additional cost) at affordable monthly premiums. It has a robust customer service center that will guide you through your pet insurance needs and help your pet receive great care during emergencies. The provider also offers a wide range of reimbursement options, deductibles, and annual limits to help you customize your policy to suit your financial needs.
Disclosure provided by the ASPCA Pet Health Insurance program: Pre-existing conditions are not covered. Waiting periods, annual deductible, co-insurance, benefit limits and exclusions may apply. For all terms and conditions visit www.aspcapetinsurance.com/terms. Complete Coverage℠ reimbursements are based on the invoice. Preventive and Wellness Care reimbursements are based on a schedule. Products, schedules, discounts, and rates may vary and are subject to change. More information available at checkout. The ASPCA® is not an insurer and is not engaged in the business of insurance. Products are underwritten by United States Fire Insurance Company (NAIC #21113. Morristown, NJ), produced and administered by C&F Insurance Agency, Inc. (NPN # 3974227). Through a licensing agreement, the ASPCA receives a royalty fee that is in exchange for use of the ASPCA’s marks and is not a charitable contribution. C&F and Crum & Forster are registered trademarks of United States Fire Insurance Company. Crum & Forster Pet Insurance Group™ is a trademark of United States Fire Insurance Company. The Crum & Forster group of companies is rated A (Excellent) by AM Best Company 2020.
Pumpkin offers high-quality pet insurance plans for cats and dogs as well as an optional non-insurance preventive care plan for vaccinations, key tests and wellness exams, which will help to keep your pet happy and healthy through their life. You can travel with your pet in Canada or the US and can get access from any licensed vet in these countries. The platform is entirely digitized and serves as a one-stop-shop for all your pet's healthcare needs.
Pumpkin will cover up to $20,000 for dogs and $15,000 for cats annually.
Pumpkin Advertiser Disclosure: Pumpkin Pet Insurance policies do not cover pre-existing conditions. Waiting periods, annual deductible, co-insurance, benefit limits and exclusions may apply. For full terms, visit pumpkin.care/insurancepolicy. Products, discounts, and rates may vary and are subject to change. Pumpkin Insurance Services Inc. (“Pumpkin”) (NPN #19084749) is a licensed insurance agency, not an insurer. Insurance is underwritten by United States Fire Insurance Company, a Crum & Forster Company (NAIC #21113, Morristown, NJ) and produced by Pumpkin. Pumpkin Preventive Essentials is not an insurance policy. It is offered as an optional add-on non-insurance benefit. Pumpkin is responsible for the product and administration. Pumpkin Preventive Essentials is not available in all states. For full terms, visit pumpkin.care/customeragreement. Paid Endorsement.
Lemonade has earned a stellar reputation in the pet insurance industry with its affordable monthly premiums and fast reimbursement of claims with its AI technology. This technology has attracted thousands with its customizable policies and provides comprehensive coverage on illness and accidents to dogs and cats.
Pawp offers pet owners an emergency fund up to but not exceeding $3,000 annually. The platform is different from other traditional pet insurance agencies as it does not require you to provide a medical examination report before enrolling your pet. Whether your pet is healthy or has been diagnosed with a pre-existing condition, you can still enroll it and access the emergency fund when the need arises.
With no deductibles and low monthly premiums as low as $24, the digital platform will protect your furry friend during an incident and save money from large vet expenses. Although the agency does not provide any limitations on age, it is best to insure your pet while still young and be prepared in advance when an emergency occurs.
MetLife Insurance offers pet insurance for cats and dogs and is known for the shortest waiting periods in the industry.
Fetch covers various conditions and offers holistic therapy coverage.
Spot will insure older animals and provides a multi-pet discount when you insure two or more pets
Prudent pet has excellent coverage for your pet regardless of their age. The insurer can customize your plan from illnesses, medications, accidents to preventive care that will fit your pet's needs and financial situation. This plan will give you peace of mind that you won't break the bank with unlimited coverage if an emergency occurs since treatments tend to be more expensive for older pets.
Golden Retrievers are a great pet for individuals and families alike. They are loyal, kind, easy to train, and fun to play with. Golden Retrievers also require a lot of exercise and enjoy being in open spaces so they are able to run around.
As your Golden Retriever is growing up, you will want to take them to the veterinarian on a regular basis to maintain their health. Like most dogs, when Golden Retrievers begin to age, they are prone to developing a number of health conditions that can lead to long-term illness and/or medical issues.
Taking your Golden Retriever to the veterinary clinic often can also become quite expensive. To help you take proper care of your dog and be able to afford their necessary medical treatments, you will want to take advantage of pet insurance.
Pet insurance helps you afford medical treatments and procedures to take care of your dog throughout its life. For more expensive or ongoing treatments, insurance can alleviate a large part of the financial obligations so you can feel confident that your Golden Retriever’s well-being is always put first.
Even if you are taking great care of your Golden Retriever, there may come a time later in your pet’s life when some health issues arise. The most common medical conditions Golden Retrievers experience include:
Insuring your dog is one of the best ways to secure its health long-term. Insurance providers determine premium costs based on a number of factors. The following are the most common part of the equation:
Depending on your pet insurance plan, you may have coverage for illness-only, injury-only, or a combination of illness and injury treatments. Pet insurance providers will cover most, if not all of the necessary procedures to treat health issues. Common treatments that are covered include:
Pet insurance for Golden Retrievers will not cover pre-existing conditions. It is encouraged to have your pet covered under an insurance policy from a young age so your dog can be treated when certain health issues arise.
Additionally, most pet insurance plans do not cover routine and preventative care. Often, providers will offer add-ons to their existing plans or a separate plan altogether.
There are several pet insurance plans available to cover your Golden Retriever. The following are some things to keep in mind as you search for the best plan for your dog:
