If you have a Eurasier, they’ve already become a loved member of your family. Keep them healthy and safe by considering quality pet insurance for expensive veterinarian bills. To help you with this process, we’ve looked at the top choices for coverage, discounts, reimbursements, and overall quality.
Pumpkin offers high-quality pet insurance plans for cats and dogs as well as an optional non-insurance preventive care plan for vaccinations, key tests and wellness exams, which will help to keep your pet happy and healthy through their life. You can travel with your pet in Canada or the US and can get access from any licensed vet in these countries. The platform is entirely digitized and serves as a one-stop-shop for all your pet's healthcare needs.
Pumpkin will cover up to $20,000 for dogs and $15,000 for cats annually.
What we like
Extensive coverage on multiple health issues
Optional preventive care plan that reimburses in full for annual wellness exams and vaccines
Pumpkin Advertiser Disclosure: Pumpkin Pet Insurance policies do not cover pre-existing conditions. Waiting periods, annual deductible, co-insurance, benefit limits and exclusions may apply. For full terms, visit pumpkin.care/insurancepolicy. Products, discounts, and rates may vary and are subject to change. Pumpkin Insurance Services Inc. (“Pumpkin”) (NPN #19084749) is a licensed insurance agency, not an insurer. Insurance is underwritten by United States Fire Insurance Company, a Crum & Forster Company (NAIC #21113, Morristown, NJ) and produced by Pumpkin. Pumpkin Preventive Essentials is not an insurance policy. It is offered as an optional add-on non-insurance benefit. Pumpkin is responsible for the product and administration. Pumpkin Preventive Essentials is not available in all states. For full terms, visit pumpkin.care/customeragreement. Paid Endorsement.
Lemonade has earned a stellar reputation in the pet insurance industry with its affordable monthly premiums and fast reimbursement of claims with its AI technology. This technology has attracted thousands with its customizable policies and provides comprehensive coverage on illness and accidents to dogs and cats.
What we like
Customizable plans so you only pay for coverage that your pet needs
Claims are reimbursed in minutes
Affordable monthly premiums starting at $10/month
Comprehensive wellness plans to keep your pet in good health
Pawp offers pet owners an emergency fund up to but not exceeding $3,000 annually. The platform is different from other traditional pet insurance agencies as it does not require you to provide a medical examination report before enrolling your pet. Whether your pet is healthy or has been diagnosed with a pre-existing condition, you can still enroll it and access the emergency fund when the need arises.
With no deductibles and low monthly premiums as low as $24, the digital platform will protect your furry friend during an incident and save money from large vet expenses. Although the agency does not provide any limitations on age, it is best to insure your pet while still young and be prepared in advance when an emergency occurs.
What we like
Monthly premiums as low as $24
Allows coverage on 6 pets for $24 a month
Allows enrollment of pets with pre-existing conditions
24/7 unlimited access to Pawp’s virtual vet doctors
What we don't
Coverage is restricted to healthcare emergencies only
Does not offer wellness coverage
Emergency funds can be accessed only once per year
Prudent pet has excellent coverage for your pet regardless of their age. The insurer can customize your plan from illnesses, medications, accidents to preventive care that will fit your pet's needs and financial situation. This plan will give you peace of mind that you won't break the bank with unlimited coverage if an emergency occurs since treatments tend to be more expensive for older pets.
What we like
Older cats and dogs are covered
Customize your plan to fit your pet's needs and financial situation
Customers from US can get covered in Canada as well
Unlimited live vet chat if an issue occurs with your pet
The Eurasier is an active dog that needs a lot of exercises. While he doesn’t require as much training as some breeds, he does need plenty of time outdoors to run and play. The Eurasier is intelligent and easy to train.
Medical treatment for your Eurasier can become very expensive, especially if they encounter a more severe issue that requires invasive treatment. Medical bills for treating a sick Eurasier can quickly add up, costing up to a few thousand dollars. In these situations, you don’t want to be in the middle of a crisis and have to choose between your beloved dog and the affordability of their medical treatment.
To prepare for these unexpected circumstances, consider investing in pet insurance. It can help you afford your dog’s medical treatments and procedures while focusing on recovery.
Pet insurance can also provide peace of mind that your dog can be covered for the necessary treatments when it has an accident, injury, or illness. This includes (but is not limited to) broken bones, cancer treatment, harm caused by another animal, and prescriptions for chronic conditions. Therefore, pet insurance can be essential and beneficial for your pet.
Common health conditions for a Eurasier
Typically, a Eurasier has a longer lifespan than the average dog, and you can expect your dog to live somewhere between 10 to 12 years. However, like all dog breeds, there are certain medical conditions that your dog could develop, such as:
Epilepsy: Epilepsy is a disorder that causes seizures (fits) due to abnormal brain activity. This can happen when the brain does not produce enough or too much of certain chemicals (called neurotransmitters), which transmit messages between nerve cells in the brain. Seizures can be caused by infections, head injuries, brain tumors, and genetic conditions. A history of seizures in your dog’s family may also make it more likely for them to develop epilepsy.
Hypothyroidism: Hypothyroidism occurs when your dog’s thyroid gland does not produce enough thyroid hormones which regulate metabolism (the way the body uses energy). This leads to weight gain and lethargy in dogs who have this condition. Symptoms include hair loss on their coat and skin problems such as dryness or itchiness around their face and paws.
Hip and elbow dysplasia: Hip and elbow dysplasia are common health problems for many dog breeds. The Eurasier is known to suffer from hip and elbow dysplasia. This is a genetic condition that can affect the joints of any breed of dog. When dogs have this condition, they may have trouble mobility and pain while walking or running.
Progressive retinal atrophy (PRA): Progressive retinal atrophy (PRA) is a degenerative disease that affects the retina (the layer at the back of the eye). It starts as night-blindness but gradually progresses to total blindness over time. PRA can affect any breed of dog but is more common in certain species, including Labradors, Dobermans, German Shepherd,s and Rhodesian Ridgebacks.
Eye problems: Eye problems are common in both dogs and cats, and they can lead to profound vision, severe even blindness if left untreated. The most common eye disorders in dogs are progressive retinal atrophy (PRA). This condition causes the retina to deteriorate over time, resulting in blindness.
What does pet insurance cover for a Eurasier?
Pet insurance covers a range of diagnostics, treatments, and procedures for your dog. Depending on the pet insurance plan, you may be substituted for injury-only, illness-only, or combination. Based on your plan, you are eligible for the following coverage:
Diagnostic and Blood Tests: The cost of blood tests, urine analysis, and other diagnostic procedures are covered in most pet insurance plans. These tests help determine if a dog is suffering from a disease or infection.
Hereditary and Genetic Conditions: If your dog has a congenital condition not covered by your pet’s health plan, they may require additional treatment or medication costs. This may be paid out-of-pocket, or you can apply to your insurer for reimbursement.
X-rays and Surgeries: X-rays can detect internal issues such as tumors or broken bones that may require surgery to correct them. The cost of these diagnostic procedures is included in most health plans. Still, if there is an issue with your dog’s organs or bones that requires surgery, this will probably not be covered by your plan unless it was pre-existing before the policy began.
Medication and hospital stay: Most pet insurance policies cover medication and hospitalization related to treating an injury or illness and preventive care. Some insurers even cover alternative treatments like acupuncture and chiropractic services. The more comprehensive your plan is, the better coverage you’ll have in an emergency.
Pet insurance covers a range of treatments, but not preventative or wellness care. Regular check-ups with the veterinarian will not be covered under most pet insurance plans. You will need to take advantage of an individual wellness plan or see if the provider has any add-ons for wellness visits. Most providers do have it as an add-on.
Moreover, most insurance providers will not cover pre-existing conditions before registering your pet for coverage. Review everything your potential pet insurance plan covers and what types of pre-existing conditions they exclude to ensure your pet will be eligible for coverage.
How much does pet insurance cost for a Eurasier?
The Eurasier is a medium-to-large dog that is well proportioned and muscular with a double coat that is thick and long. The average pet insurance price for a Eurasier is $35.00 per month and $420.00 per year.
How are pet insurance premiums determined for a Eurasier?
Many factors will determine the monthly premium rate for your Eurasier (included but not limited to):
Age: This is a significant factor in determining pet insurance premiums. Older pets are more likely to need medical treatment than younger ones. Additionally, older pets tend to develop chronic illnesses and conditions requiring ongoing care.
Location: Where you live can also affect how much you pay for pet insurance. Pet care costs vary widely by region and state. In addition, certain areas have higher rates of living that may require additional testing or treatment.
Gender: Male dogs tend to get cancer more often than female dogs. That’s why male dogs pay more for health insurance than females do.
Medical history: A dog who has had surgery or other treatments before could have an increased risk of developing certain conditions later on. In that case, your premium might be higher than average because there’s more chance he’ll need treatment at some point in the future.
Deductible: The deductible is the amount you’ll pay out-of-pocket before you can start collecting benefits on your claim. The higher the deductible, the lower your premiums will be.
Reimbursement rate: The reimbursement rate, also known as the “percentage of veterinary fees paid,” determines how much your plan will pay for covered veterinary expenses. Most programs have reimbursement rates between 60% and 90%.
Coverage amount: The coverage amount is the maximum amount you can receive in benefits under a policy. A low coverage amount might not be enough to cover the cost of major medical procedures or chronic conditions that require ongoing treatment.
How to choose the best pet insurance plan for a Eurasier
Many pet insurance options are available for a Eurasier, so how do you choose the best one? Here are some key factors to keep in mind as you are deciding on the right plan:
Budget: This is the first thing you need to consider when choosing a pet insurance plan. You can find several plans with different prices and features. Some of them are very expensive while others are less expensive. However, we highly recommend choosing a program that provides the best coverage at a reasonable cost.
Customer feedback: The feedback of previous customers is one of the most important things to consider when choosing an insurance plan for your dog. If most customers are satisfied with their experience with this company, then it’s likely that you’ll have a good experience as well.
Conditions covered: Many pet insurance plans only cover accidents and injuries suffered by your dog during its lifetime. If your dog has any pre-existing conditions such as allergies or arthritis, make sure that they are not excluded under the terms of your policy.
Reimbursement rate: This is the percentage of the total cost of your pet’s treatment and services. Most plans offer reimbursement rates from 80% to 90%. If your plan has a lower reimbursement rate, it might not cover all your pet’s medical expenses if he suffers from a severe illness or injury.
Coverage amount refers to how much money you’ll receive after paying deductibles, co-pays, and other costs when submitting a claim for an eligible medical condition. Most policies have a maximum limit on coverage amount which means that they won’t pay more than what you’ve paid in premiums over time.
Deductible: A deductible is an amount that must be paid by the owner before reimbursement kicks in. It’s usually expressed as a percentage of the claim value.
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