If you have an English Coonhound, they’ve already become a loved family member. Keep them healthy and safe by considering quality pet insurance for expensive veterinarian bills. To help you with this process, we’ve looked at the top choices for coverage, discounts, reimbursements, and overall quality.
Pumpkin offers high-quality pet insurance plans for cats and dogs as well as an optional non-insurance preventive care plan for vaccinations, key tests and wellness exams, which will help to keep your pet happy and healthy through their life. You can travel with your pet in Canada or the US and can get access from any licensed vet in these countries. The platform is entirely digitized and serves as a one-stop-shop for all your pet's healthcare needs.
Pumpkin will cover up to $20,000 for dogs and $15,000 for cats annually.
What we like
Extensive coverage on multiple health issues
Optional preventive care plan that reimburses in full for annual wellness exams and vaccines
Pumpkin Advertiser Disclosure: Pumpkin Pet Insurance policies do not cover pre-existing conditions. Waiting periods, annual deductible, co-insurance, benefit limits and exclusions may apply. For full terms, visit pumpkin.care/insurancepolicy. Products, discounts, and rates may vary and are subject to change. Pumpkin Insurance Services Inc. (“Pumpkin”) (NPN #19084749) is a licensed insurance agency, not an insurer. Insurance is underwritten by United States Fire Insurance Company, a Crum & Forster Company (NAIC #21113, Morristown, NJ) and produced by Pumpkin. Pumpkin Preventive Essentials is not an insurance policy. It is offered as an optional add-on non-insurance benefit. Pumpkin is responsible for the product and administration. Pumpkin Preventive Essentials is not available in all states. For full terms, visit pumpkin.care/customeragreement. Paid Endorsement.
Lemonade has earned a stellar reputation in the pet insurance industry with its affordable monthly premiums and fast reimbursement of claims with its AI technology. This technology has attracted thousands with its customizable policies and provides comprehensive coverage on illness and accidents to dogs and cats.
What we like
Customizable plans so you only pay for coverage that your pet needs
Claims are reimbursed in minutes
Affordable monthly premiums starting at $10/month
Comprehensive wellness plans to keep your pet in good health
Pawp offers pet owners an emergency fund up to but not exceeding $3,000 annually. The platform is different from other traditional pet insurance agencies as it does not require you to provide a medical examination report before enrolling your pet. Whether your pet is healthy or has been diagnosed with a pre-existing condition, you can still enroll it and access the emergency fund when the need arises.
With no deductibles and low monthly premiums as low as $24, the digital platform will protect your furry friend during an incident and save money from large vet expenses. Although the agency does not provide any limitations on age, it is best to insure your pet while still young and be prepared in advance when an emergency occurs.
What we like
Monthly premiums as low as $24
Allows coverage on 6 pets for $24 a month
Allows enrollment of pets with pre-existing conditions
24/7 unlimited access to Pawp’s virtual vet doctors
What we don't
Coverage is restricted to healthcare emergencies only
Does not offer wellness coverage
Emergency funds can be accessed only once per year
Prudent pet has excellent coverage for your pet regardless of their age. The insurer can customize your plan from illnesses, medications, accidents to preventive care that will fit your pet's needs and financial situation. This plan will give you peace of mind that you won't break the bank with unlimited coverage if an emergency occurs since treatments tend to be more expensive for older pets.
What we like
Older cats and dogs are covered
Customize your plan to fit your pet's needs and financial situation
Customers from US can get covered in Canada as well
Unlimited live vet chat if an issue occurs with your pet
Is pet insurance worth it for an English Coonhound?
English Coonhounds are very active dogs and need lots of exercise each day to stay healthy, happy, and fit. They love to run and play outside with their owners or other dogs, so they must get plenty of exercise every day.
Medical treatment for your English Coonhound can become very expensive, especially if they encounter a more severe issue that requires invasive treatment. Medical bills for treating a sick English Coonhound can quickly add up, costing up to a few thousand dollars. In these situations, you don’t want to be in the middle of a crisis and have to choose between your beloved dog and the affordability of their medical treatment.
To prepare for these unexpected circumstances, consider investing in pet insurance. It can help you afford your dog’s medical treatments and procedures while focusing on your recovery.
Pet insurance can also provide peace of mind that your dog can be covered for the necessary treatments when it has an accident, injury, or illness. This includes (but is not limited to) broken bones, cancer treatment, harm caused by another animal, and prescriptions for chronic conditions. Therefore, pet insurance can be essential and beneficial for your pet.
Common health conditions for an English Coonhound
Typically, an English Coonhound has a longer lifespan than the average dog, and you can expect your dog to live somewhere between 11 to 12 years. However, like all dog breeds, there are certain medical conditions that your dog could develop, such as:
Allergies: English Coonhounds are prone to allergies due to their coat type and length. These dogs typically have short hair with an undercoat, making them more prone to irritation from pollen or dust mites. If your dog has allergies, they may be itchy and uncomfortable all year long, especially during springtime or when the weather changes dramatically due to seasonal allergies.
Cataracts: Cataracts are a common condition found in most breeds of dogs over seven years old. Cataracts develop slowly over time but can eventually lead to blindness if left untreated. Hence, you must take your dog’s eye health seriously from an early age so you can catch any problems before they become serious issues.
Ear infections: English Coonhounds have large ears that trap moisture and debris, making them prone to ear infections. If your dog has an ear infection, you’ll notice him shaking his head or scratching at his ears more than usual. He might also have discharge coming from his ears or smell foul-smelling release when you take him out for walks.
Bloat: Bloat is a condition that occurs when gas or air gets trapped in the stomach. The stomach then twists and distends, leading to death if not treated quickly. Symptoms include excessive salivation, restlessness, vomiting, and abdominal pain.
Legg-Calve-Perthes disease: LCPD is a genetic disease that causes hip joint damage and leads to lameness in dogs. The condition is caused by a lack of blood supply to the affected bone. Dogs with LCPD usually recover after surgery, but some may experience permanent lameness.
What does pet insurance cover for an English Coonhound?
Pet insurance covers a range of diagnostics, treatments, and procedures for your dog. Depending on the pet insurance plan, you may be substituted for injury-only, illness-only, or combination. Based on your plan, you are eligible for the following coverage:
Diagnostic and blood tests: Depending on your pet insurance plan, diagnostic tests may be covered when your dog is sick or injured. These tests can include blood work, radiographs (x-rays), and ultrasound imaging.
Hereditary and genetic conditions: If your dog has a congenital disease such as hip dysplasia or cataracts, it may be covered by your pet insurance plan. Congenital means that the problem was present or developed shortly after birth.
X-rays and surgeries: Depending on your pet insurance plan, x-rays may be covered if your dog is sick or injured. Surgery may also be covered if needed to treat an injury or illness.
Medication and hospital stay: Depending on your pet insurance plan, prescription medications may be covered for treatment of an illness or injury and emergency care at the vet’s office or hospitalization due to a disease or injury that requires surgery or other invasive procedures.
Pet insurance covers a range of treatments, but not preventative or wellness care. Regular check-ups with the veterinarian will not be covered under most pet insurance plans. You will need to take advantage of an individual wellness plan or see if the provider has any add-ons for wellness visits. Most providers do have it as an add-on.
Moreover, most insurance providers will not cover pre-existing conditions before registering your pet for coverage. Review everything your potential pet insurance plan covers and what types of pre-existing conditions they exclude to ensure your pet will be eligible for coverage.
How much does pet insurance cost for an English Coonhound?
The English Coonhound is a large dog weighing 60 to 120 pounds. They have a short coat that is easy to groom and maintain, but they shed quite a bit. The average cost of pet insurance for an English Coonhound is $23.02 per month, which equals $264.08 per year.
How are pet insurance premiums determined for an English Coonhound?
There are many factors will monthly premium rate for your English Coonhound (included but not limited to):
Age: Older pets cost more to insure than younger ones because they have a greater chance of developing health conditions that require treatment.
Location: Where you live can affect how much you pay for pet insurance because of regional differences in veterinary care costs. Some places tend to have higher rates than other parts of the country due to higher demand and competition among vets.
Gender: Male pets cost more to insure than females, as they are more likely to be aggressive and get into fights with other animals.
Medical history: If your pet has already had some serious illnesses or injuries in their past, they will likely require even more care in the future. This could make them a higher risk for insurers and raise their premiums accordingly.
Deductible: A deductible is how much money you pay out-of-pocket before your insurance kicks in and starts covering the costs of treatments and medications. If your deductible is high, your premiums will be higher because more out-of-pocket expenses will be incurred by everyone who has this policy before insurers can reimburse.
Reimbursement rate: The reimbursement rate is how much the insurance company will pay for each pet’s condition or illness. The higher the reimbursement rate, the more expensive your premium will be.
Coverage amount: The coverage you choose will impact your premium amount. Higher coverage amounts generally mean higher premiums and mean that you can receive more compensation if something happens to your pet.
How to choose the best pet insurance plan for an English Coonhound
Many pet insurance options are available for an English Coonhound, so how do you choose the best one? Here are some key factors to keep in mind as you are deciding on the right plan:
Budget: The cost of the plan should be commensurate with your budget. Budget is an important factor because if it doesn’t fit your budget, you might have to consider other options, wait until you save enough money to afford it, or look for another plan that best fits your budget.
Customer Feedback: Customer feedback is another factor that should be considered before choosing a pet insurance plan. This will give you an idea of how well-received the product is by its users and whether it’s worth investing in or not. Ask other pet owners about the best policies they are using.
Conditions covered: The coverages offered by each plan differ significantly from one another. Before deciding which policy to purchase, make sure it covers all the conditions that might affect your dog’s health in the future (including pre-existing conditions).
Reimbursement Rate: The first thing to look at when choosing a pet insurance plan is the reimbursement rate. This refers to how much money the insurance company will pay per condition per year. A higher reimbursement rate means that the insurance company will pay out more money in claims than a lower one would provide for similar conditions in the same period.
Coverage Amount: The coverage amount refers to how much money the policy covers each year (or other predetermined length of time). A higher coverage amount will allow you to cover more medical expenses without paying out-of-pocket or using additional funds to protect them yourself during the treatment period.
Deductible: A deductible is the amount of money you must pay out-of-pocket before your insurance company starts paying claims for covered services or treatments.
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