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Best Dogue de Bordeaux Pet Insurance of 2023

Lisa Scott

A loyal and loving purebred dog, the Dogue de Bordeaux makes a faithful family companion. Invest in quality pet insurance to help keep your dog happy and in good health. 

Extensive coverage to help keep your pet healthy

$20,000

Coverage Up To

90%

Reimbursement

Overview

Pumpkin offers high-quality pet insurance plans for cats and dogs as well as an optional non-insurance preventive care plan for vaccinations, key tests and wellness exams, which will help to keep your pet happy and healthy through their life. You can travel with your pet in Canada or the US and can get access from any licensed vet in these countries. The platform is entirely digitized and serves as a one-stop-shop for all your pet's healthcare needs.

Pumpkin will cover up to $20,000 for dogs and $15,000 for cats annually.

What we like

  • Extensive coverage on multiple health issues
  • Optional preventive care plan that reimburses in full for annual wellness exams and vaccines
  • No exclusion on breeds or older pets
  • Offers a Fur Family Discount on multiple pets
  • Healthcare coverage in Canada and the US

What we don't

  • Pre-existing health conditions not covered
  • Pumpkin only covers dogs and cats

Pumpkin Advertiser Disclosure: Pumpkin Pet Insurance policies do not cover pre-existing conditions. Waiting periods, annual deductible, co-insurance, benefit limits and exclusions may apply. For full terms, visit pumpkin.care/insurancepolicy. Products, discounts, and rates may vary and are subject to change. Pumpkin Insurance Services Inc. (“Pumpkin”) (NPN #19084749) is a licensed insurance agency, not an insurer. Insurance is underwritten by United States Fire Insurance Company, a Crum & Forster Company (NAIC #21113, Morristown, NJ) and produced by Pumpkin. Pumpkin Preventive Essentials is not an insurance policy. It is offered as an optional add-on non-insurance benefit. Pumpkin is responsible for the product and administration. Pumpkin Preventive Essentials is not available in all states. For full terms, visit pumpkin.care/customeragreement. Paid Endorsement.

Affordable prices with a fast reimbursement process

$100,000

Coverage Up To

70% - 90%

Reimbursement

Overview

Lemonade has earned a stellar reputation in the pet insurance industry with its affordable monthly premiums and fast reimbursement of claims with its AI technology. This technology has attracted thousands with its customizable policies and provides comprehensive coverage on illness and accidents to dogs and cats.

What we like

  • Customizable plans so you only pay for coverage that your pet needs
  • Claims are reimbursed in minutes
  • Affordable monthly premiums starting at $10/month
  • Comprehensive wellness plans to keep your pet in good health
  • Pay deductible once per year and not per incident

What we don't

  • Lemonade is only available in 33 states
  • Certain hybrid breeds may be denied

Pre-existing conditions and 6 pets covered for $24/m

$3,000

Coverage Up To

100%

Reimbursement

Overview

Pawp offers pet owners an emergency fund up to but not exceeding $3,000 annually. The platform is different from other traditional pet insurance agencies as it does not require you to provide a medical examination report before enrolling your pet. Whether your pet is healthy or has been diagnosed with a pre-existing condition, you can still enroll it and access the emergency fund when the need arises.

With no deductibles and low monthly premiums as low as $24, the digital platform will protect your furry friend during an incident and save money from large vet expenses. Although the agency does not provide any limitations on age, it is best to insure your pet while still young and be prepared in advance when an emergency occurs.

What we like

  • Monthly premiums as low as $24
  • Allows coverage on 6 pets for $24 a month
  • Allows enrollment of pets with pre-existing conditions
  • 24/7 unlimited access to Pawp’s virtual vet doctors

What we don't

  • Coverage is restricted to healthcare emergencies only
  • Does not offer wellness coverage
  • Emergency funds can be accessed only once per year

Short waiting periods on accidental coverage

$25,000

Coverage Up To

50% - 100%

Reimbursement

Overview

MetLife Insurance offers pet insurance for cats and dogs and is known for the shortest waiting periods in the industry.

What we like

  • No restriction on breeds and pet age
  • Customizable annual benefit limits
  • Short waiting periods accidental coverage
  • Flexible deductibles from $50 to $2,000
  • No incident limits

What we don't

  • Wellness treatment not included (optional add-on)
  • Pay first out of pocket and reimbursed later

Provides holistic therapy coverage

$15,000

Coverage Up To

70% - 90%

Reimbursement

Overview

Fetch covers various conditions and offers holistic therapy coverage.

What we like

  • Covers examination fee during vet visits
  • Holistic therapy coverage
  • Comprehensive dental coverage
  • No penalty for multiple claims
  • No upper age limit for the pets

What we don't

  • Offers a single plan
  • No preventive care plans
  • No multi-pet discount

Quick claims process

$10,000

Coverage Up To

70% - 90%

Reimbursement

Overview

Spot will insure older animals and provides a multi-pet discount when you insure two or more pets

What we like

  • Multi-pet discount
  • No upper age limit
  • Quick claims process
  • Fast and simple filing of claims
  • Optional no lifetime limits or caps on payouts

What we don't

  • Customer service limited to weekdays
  • 14 day waiting period

No age limit on pets - older dogs and cats are covered

Unlimited

Coverage Up To

70% - 90%

Reimbursement Rates

Overview

Prudent pet has excellent coverage for your pet regardless of their age. The insurer can customize your plan from illnesses, medications, accidents to preventive care that will fit your pet's needs and financial situation. This plan will give you peace of mind that you won't break the bank with unlimited coverage if an emergency occurs since treatments tend to be more expensive for older pets.

What we like

  • Older cats and dogs are covered
  • Customize your plan to fit your pet's needs and financial situation
  • Customers from US can get covered in Canada as well
  • Unlimited live vet chat if an issue occurs with your pet
  • 10% multiple pets discount

What we don't

  • Pre-existing health conditions not covered
  • Wellness add-ons can get expensive

Is Dogue de Bordeaux pet insurance worth it? 

It can be a stressful time when your dog has an accident or unexpectedly falls sick. You may be required to take your dog for an emergency visit to the vet. These costs can be expensive and difficult to pay out-of-pocket. 

As a purebred dog, the Dogue de Bordeaux is likely to be exposed to genetic health conditions throughout its life. Without insurance, you may be left to pay thousands of dollars in vet bills.

Pet insurance can help cover the cost of accidents and illness, giving you a safety net that helps your dog recover without needing to worry about the cost of health care. Financial decisions about your dog’s health care can be stressful, a pet insurance policy can give you the peace of mind you need to help your dog recover back to good health.

Common health conditions for a Dogue de Bordeaux 

With a short life span of only 6 – 8 years, your Dogue de Bordeaux can be susceptible to many health issues. If taken care of well, life expectancy can increase to 10 – 11 years. Pet insurance can cover a range of diagnostics, and treatments to help keep your Dogue de Bordeaux healthy. Based on your plan, you could be eligible for the following coverage:

  • Gastric Dilatation Volvulus (Bloat): This is where the stomach turns on itself and cuts off the blood supply. There are preventative measures to help, in addition, your dog is likely to require a vet visit if this occurs. 
  • Hip Dysplasia: This can be a painful condition for dogs and occurs due to abnormal development of the hip joints. Surgery may be required to help get your dog back on its feet. 
  • Aortic stenosis: A hereditary cardiovascular condition, due to a narrow aorta, the heart has to work hard to pump oxygenated blood. 
  • Cancer: A common health issue in the breed, surgery may be required to help your dog recover. 

What does pet insurance cover for a Dogue de Bordeaux? 

It can be a misconception that pet insurance is expensive. Paying a small monthly premium can help you save your dog’s life and get them back to good health. You can tailor your plan to your budget and you may be eligible to have the following expenses reimbursed:

  • Tests and diagnostics: To determine the right course of treatment, x-rays, ultrasounds, MRI scans, blood tests, CT scans, and urinalysis can all be covered by your policy.
  • Exam fees: Pet insurance can help cover the cost of exam fees. However, this is unlikely to include wellness check-ups which can require an add-on or a separate policy. 
  • Accidents and illness: Coverage can pay for treatments, medications, and procedures when your dog falls sick or has an accident.
  • Surgery and hospitalization: Pet insurance can cover you if your dog has to stay overnight in a hospital or requires surgery.

In addition, based on your policy you may receive coverage for alternative therapies such as physical therapy, acupuncture, hydrotherapy, chiropractic, homeopathy, and naturopathy. It’s a good idea to read the policy details as alternative therapies can differ between insurers. 

How are insurance premiums determined for a Dogue de Bordeaux?   

Many different factors determine the cost of your pet insurance coverage. Some of these factors include:

  • Type of coverage: There are generally three different types of pet insurance policies These are accident-only, accident and illness, and wellness coverage. Typically, accident and illness have more extensive coverage than accident-only, which will be reflected in higher premiums. 
  • Age: As your dog ages, health issues can increase which will increase the cost of your premium.
  • Breed: Certain breeds and purebreds are more susceptible to genetic health conditions that can increase the cost of your pet insurance. 
  • Payment of policy: Many insurers give a policy discount if you choose to pay annually instead of monthly. 
  • Add-ons: If you include policy add-ons such as dental care and wellness check-ups, this will increase your overall premium. 

As with any insurance policy, there are limits. Exclusions can include grooming costs, pre-existing conditions, and breeding costs. It’s a good idea to read the policy terms before you purchase a plan so that there are no surprises when you go to make a claim.

How to choose the best Dogue de Bordeaux pet insurance?

With several pet insurance providers on the market, trying to find the best pet insurance policy for your Dogue de Bordeaux can be time-consuming. Here are some key factors to keep in mind when choosing your plan:  

  • Calculate lifetime premiums: As insurance premiums can increase as your dog ages, it’s a good idea to factor these into your budget from the start. This will help you budget for future price increases and choose the best insurance plan from the beginning. 
  • Aim to buy pet insurance earlier rather than later: As your dog ages, it can be more challenging to find affordable premiums as your dog is exposed to more health issues. In addition, many insurers will not cover pre-existing medical conditions. 
  • Consider the health of your pet: If your dog has unique medical conditions or is susceptible to certain illnesses, you may need to shop around to find adequate and affordable coverage. 

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