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Best Dogo Argentino Pet Insurance of 2024

Lisa Scott

If you have a Dogo Argentino, they’ve already become a loved family member. Keep them healthy and safe by considering quality pet insurance for expensive veterinarian bills. To help you with this process, we’ve looked at the top choices for coverage, discounts, reimbursements, and overall quality.

Super-extensive accident & illness coverage

$20,000

Coverage Up To

90%

Reimbursement

Overview

Pumpkin offers high-quality pet insurance plans for cats and dogs as well as an optional non-insurance preventive care plan for vaccinations, key tests and wellness exams, which will help to keep your pet happy and healthy through their life. You can travel with your pet in Canada or the US and can get access from any licensed vet in these countries. The platform is entirely digitized and serves as a one-stop-shop for all your pet's healthcare needs.

Pumpkin will cover up to $20,000 for dogs and $15,000 for cats annually.

What we like

  • Extensive coverage on multiple health issues
  • Optional preventive care plan that reimburses in full for annual wellness exams and vaccines
  • No exclusion on breeds or older pets
  • Offers a Fur Family Discount on multiple pets
  • Healthcare coverage in Canada and the US

What we don't

  • Pre-existing health conditions not covered
  • Pumpkin only covers dogs and cats

Pumpkin Advertiser Disclosure: Pumpkin Pet Insurance policies do not cover pre-existing conditions. Waiting periods, annual deductible, co-insurance, benefit limits and exclusions may apply. For full terms, visit pumpkin.care/insurancepolicy. Products, discounts, and rates may vary and are subject to change. Pumpkin Insurance Services Inc. (“Pumpkin”) (NPN #19084749) is a licensed insurance agency, not an insurer. Insurance is underwritten by United States Fire Insurance Company, a Crum & Forster Company (NAIC #21113, Morristown, NJ) and produced by Pumpkin. Pumpkin Preventive Essentials is not an insurance policy. It is offered as an optional add-on non-insurance benefit. Pumpkin is responsible for the product and administration. Pumpkin Preventive Essentials is not available in all states. For full terms, visit pumpkin.care/customeragreement. Paid Endorsement.

Multiple options for wellness plans

$100,000

Coverage Up To

90% - 100%

Reimbursement Rates

Overview

Wagmo began by providing stand-alone pet wellness coverages. Today, it has expanded its portfolio to include customizable pet insurance coverage.

What we like

  • Customizable policies
  • Variety of wellness plans
  • Fast reimbursements
  • High incident limits
  • Visit a vet of your choice

What we don't

  • 15 day waiting period on accident policy

Affordable prices with a fast reimbursement process

$100,000

Coverage Up To

70% - 90%

Reimbursement

Overview

Lemonade has earned a stellar reputation in the pet insurance industry with its affordable monthly premiums and fast reimbursement of claims with its AI technology. This technology has attracted thousands with its customizable policies and provides comprehensive coverage on illness and accidents to dogs and cats.

What we like

  • Customizable plans so you only pay for coverage that your pet needs
  • Claims are reimbursed in minutes
  • Affordable monthly premiums starting at $10/month
  • Comprehensive wellness plans to keep your pet in good health
  • Pay deductible once per year and not per incident

What we don't

  • Lemonade is only available in 33 states
  • Certain hybrid breeds may be denied

Short waiting periods on accidental coverage

$25,000

Coverage Up To

50% - 100%

Reimbursement

Overview

MetLife Insurance offers pet insurance for cats and dogs and is known for the shortest waiting periods in the industry.

What we like

  • No restriction on breeds and pet age
  • Customizable annual benefit limits
  • Short waiting periods accidental coverage
  • Flexible deductibles from $50 to $2,000
  • No incident limits

What we don't

  • Wellness treatment not included (optional add-on)
  • Pay first out of pocket and reimbursed later

Quick claims process

$10,000

Coverage Up To

70% - 90%

Reimbursement

Overview

Spot will insure older animals and provides a multi-pet discount when you insure two or more pets

What we like

  • Multi-pet discount
  • No upper age limit
  • Quick claims process
  • Fast and simple filing of claims
  • Optional no lifetime limits or caps on payouts

What we don't

  • Customer service limited to weekdays
  • 14 day waiting period

Pre-existing conditions and 6 pets covered for $24/m

$3,000

Coverage Up To

100%

Reimbursement

Overview

Pawp offers pet owners an emergency fund up to but not exceeding $3,000 annually. The platform is different from other traditional pet insurance agencies as it does not require you to provide a medical examination report before enrolling your pet. Whether your pet is healthy or has been diagnosed with a pre-existing condition, you can still enroll it and access the emergency fund when the need arises.

With no deductibles and low monthly premiums as low as $24, the digital platform will protect your furry friend during an incident and save money from large vet expenses. Although the agency does not provide any limitations on age, it is best to insure your pet while still young and be prepared in advance when an emergency occurs.

What we like

  • Monthly premiums as low as $24
  • Allows coverage on 6 pets for $24 a month
  • Allows enrollment of pets with pre-existing conditions
  • 24/7 unlimited access to Pawp’s virtual vet doctors

What we don't

  • Coverage is restricted to healthcare emergencies only
  • Does not offer wellness coverage
  • Emergency funds can be accessed only once per year

Provides holistic therapy coverage

$15,000

Coverage Up To

70% - 90%

Reimbursement

Overview

Fetch covers various conditions and offers holistic therapy coverage.

What we like

  • Covers examination fee during vet visits
  • Holistic therapy coverage
  • Comprehensive dental coverage
  • No penalty for multiple claims
  • No upper age limit for the pets

What we don't

  • Offers a single plan
  • No preventive care plans
  • No multi-pet discount

No age limit on pets - older dogs and cats are covered

Unlimited

Coverage Up To

70% - 90%

Reimbursement Rates

Overview

Prudent pet has excellent coverage for your pet regardless of their age. The insurer can customize your plan from illnesses, medications, accidents to preventive care that will fit your pet's needs and financial situation. This plan will give you peace of mind that you won't break the bank with unlimited coverage if an emergency occurs since treatments tend to be more expensive for older pets.

What we like

  • Older cats and dogs are covered
  • Customize your plan to fit your pet's needs and financial situation
  • Customers from US can get covered in Canada as well
  • Unlimited live vet chat if an issue occurs with your pet
  • 10% multiple pets discount

What we don't

  • Pre-existing health conditions not covered
  • Wellness add-ons can get expensive

Is pet insurance worth it for a Dogo Argentino?

The Dogo Argentino was bred to be a hunting dog and has many characteristics that make it a good choice for this purpose. These dogs are also brilliant, which makes them easy to train. Dogo Argentino also tends to be very loyal animals, making them good companions for families with children or other pets in the home.

Medical treatment for your Dogo Argentino can become very expensive, especially if they encounter a more severe issue that requires invasive treatment. Medical bills for treating a sick Dogo Argentino can quickly add up, costing up to a few thousand dollars. In these situations, you don’t want to be in the middle of a crisis and have to choose between your beloved dog and the affordability of their medical treatment.

To prepare for these unexpected circumstances, consider investing in pet insurance. It can help you afford your dog’s medical treatments and procedures while focusing on your recovery. 

Pet insurance can also provide peace of mind that your dog can be covered for the necessary treatments when it has an accident, injury, or illness. This includes (but is not limited to) broken bones, cancer treatment, harm caused by another animal, and prescriptions for chronic conditions. Therefore, pet insurance can be essential and beneficial for your pet.

Common health conditions for a Dogo Argentino

Typically, a Dogo Argentino has a longer lifespan than the average dog, and you can expect your dog to live somewhere between 10 to 15 years. However, like all dog breeds, there are certain medical conditions that your dog could develop, such as:

  • Hip dysplasia: Hip dysplasia occurs when the thigh bone does not fit properly into the hip joint, resulting in pain and lameness. The condition is caused by malformation of the hip joint, which can be inherited or acquired later in life due to injury or illness. Dogs with hip dysplasia may have difficulty standing straight, walking normally, and jumping onto things like couches or beds.
  • Eye Problems: Dogs with short faces, such as the Dogo Argentino, often suffer from eye problems. Eye problems can include cataracts, corneal dystrophy, and glaucoma. Dogs with these conditions have trouble seeing usually and may have to have surgery to correct the problem.
  • Ear Infections: Because of their large ears, which hang close to the ground, Dogos are prone to ear infections. Ear mites and diseases can cause your dog significant discomfort, so it is essential to watch your pet’s ears for irritation or soreness.
  • Pyoderma (bacterial skin infection): This condition is caused by an overgrowth of bacteria on the skin or hair follicles. It can cause redness, crusting, and scaling around the affected areas. Pyoderma can also lead to secondary infections such as cellulitis and abscesses.
  • Bloat: A condition where the stomach fills up with gas, causing pain and discomfort. The only treatment is surgery to remove the affected part of the stomach, but if it isn’t treated quickly enough, it can be fatal.

What does pet insurance cover for a Dogo Argentino?

Pet insurance covers a range of diagnostics, treatments, and procedures for your dog. Depending on the pet insurance plan, you may be substituted for injury-only, illness-only, or combination. Based on your plan, you are eligible for the following coverage:

  • Diagnostic and blood tests: These tests can help determine whether your dog has an illness or condition and available treatment options. Examples include bloodwork, urinalysis, and ultrasounds.
  • Hereditary and genetic conditions: Some breeds have higher risks for certain conditions like cancer or hip dysplasia. Pet insurance plans that cover congenital conditions will pay out-of-pocket treatments if your dog develops one of these illnesses.
  • X-rays and surgeries: X-rays can help detect problems in your dog’s bones or joints, while surgeries may be required if their condition is severe enough. Without pet insurance, these treatments could cost thousands of dollars out-of-pocket.
  • Medication and hospital stay: If your pet needs prescription medication or stays at the veterinarian’s office overnight, the cost of these services can add up quickly without pet insurance coverage.

Pet insurance covers a range of treatments, but not preventative or wellness care. Regular check-ups with the veterinarian will not be covered under most pet insurance plans. You will need to take advantage of an individual wellness plan or see if the provider has any add-ons for wellness visits. Most providers do have it as an add-on.

Moreover, most insurance providers will not cover pre-existing conditions before registering your pet for coverage. Review everything your potential pet insurance plan covers and what types of pre-existing conditions they exclude to ensure your pet will be eligible for coverage.

How much does pet insurance cost for a Dogo Argentino?

Dogo Argentino’s can vary from 25 pounds to 70 pounds and are bred specifically to be guard dogs. Because of their size will typically have higher costs than other breeds, such as Retrievers or Bulldogs. The average pet insurance cost for Dogo Argentino is $30 per month or $360 per year.

How are pet insurance premiums determined for a Dogo Argentino?

Many factors will determine the monthly premium rate for your Dogo Argentino (included but not limited to):

  • Age: An older dog is more likely to develop specific health problems than a younger one. For example, hip dysplasia often occurs in dogs older than 6 years old. Older dogs also tend to have more expensive medical bills because they may require more extensive treatment than younger dogs.
  • Location: Where you live affects the cost of pet insurance. If you live in an urban neighborhood or near an emergency clinic, your policy will likely cost more expensive than it would be if you lived in a rural area with less access to emergency care.
  • Gender: Certain conditions are gender-specific, such as pyometra in female dogs or benign prostatic hyperplasia in male dogs. Gender also influences how much you’ll pay for pet insurance premiums because males tend to have higher rates of certain conditions than females do.
  • Medical history: A dog with a clean bill of health may be less likely to need expensive medical care than a dog who has had several surgeries or whose parents had specific health issues. However, even if your pet has no history of any health problems, they may still need emergency treatment, and you’ll want to be prepared for those expenses.
  • Deductible: A deductible is an amount that has to be paid towards any claims before the insurer pays out anything. The higher the deductible, the lower your premiums, and the less money you can claim back should anything happen to your pet.
  • Reimbursement rate: This is how much money will be paid out by the insurer for specific treatments such as surgery or medication when they are carried out by a vet (usually 80% or 90%).
  • Coverage amount: This is the maximum amount that the pet insurance company will pay per incident and year. Higher coverage means more expensive monthly payments, but they also suggest that a single illness won’t wipe out your lifetime coverage for your dog and leave you with nothing for the future.

How to choose the best pet insurance plan for a Dogo Argentino

Many pet insurance options are available for a Dogo Argentino, so how do you choose the best one? Here are some key factors to keep in mind as you are deciding on the right plan: 

  • Budget: The cost of pet insurance depends on the type of coverage you’re looking for and how much money you want per month. Some plans cover basic care costs, while others cover more extensive treatment options.
  • Customer feedback: Customer reviews will help determine whether an insurance company has good customer service and how reliable its claims process is. Look for companies with positive feedback from customers who’ve used their services before.
  • Conditions covered: Different types of pet insurance policies offer different levels of coverage for various diseases. It’s important to know what each policy covers before purchasing so you know whether it will meet your expectations or not. You can also get a list of pre-existing conditions not covered by your policy so that you do not make any mistakes while choosing it.
  • Reimbursement rate: This is the percentage an insurer pays out after receiving a customer claim. The higher this number is, the better quality of service you’re likely getting from your insurer.
  • Coverage amount: This is how much money your insurer will payout in any given year. Some plans have a low annual limit, while others offer unlimited coverage. The coverage amount is the essential factor in determining what type of plan you should purchase. This is because this number can determine whether or not your pet will be covered for medical expenses if they become ill or injured.
  • Deductible: This is the amount of money you must pay before your insurer starts paying out claims. A high deductible means that you’ll have to pay more out of pocket for medical care before the insurer begins paying for treatment.

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