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Best Devon Rex Pet Insurance of 2025

Lisa Scott

Devon Rex cats are prone to some health issues that could be costly to pay. Pet insurance can help with expensive vet visits when your pet gets sick or injured. We’ve looked at the top choices for coverage, discounts, reimbursements, and overall quality.

Super-extensive accident & illness coverage

$20,000

Coverage Up To

90%

Reimbursement

Overview

Pumpkin offers high-quality pet insurance plans for cats and dogs as well as an optional non-insurance preventive care plan for vaccinations, key tests and wellness exams, which will help to keep your pet happy and healthy through their life. You can travel with your pet in Canada or the US and can get access from any licensed vet in these countries. The platform is entirely digitized and serves as a one-stop-shop for all your pet's healthcare needs.

Pumpkin will cover up to $20,000 for dogs and $15,000 for cats annually.

What we like

  • Extensive coverage on multiple health issues
  • Optional preventive care plan that reimburses in full for annual wellness exams and vaccines
  • No exclusion on breeds or older pets
  • Offers a Fur Family Discount on multiple pets
  • Healthcare coverage in Canada and the US

What we don't

  • Pre-existing health conditions not covered
  • Pumpkin only covers dogs and cats

Pumpkin Advertiser Disclosure: Pumpkin Pet Insurance policies do not cover pre-existing conditions. Waiting periods, annual deductible, co-insurance, benefit limits and exclusions may apply. For full terms, visit pumpkin.care/insurancepolicy. Products, discounts, and rates may vary and are subject to change. Pumpkin Insurance Services Inc. (“Pumpkin”) (NPN #19084749) is a licensed insurance agency, not an insurer. Insurance is underwritten by United States Fire Insurance Company, a Crum & Forster Company (NAIC #21113, Morristown, NJ) and produced by Pumpkin. Pumpkin Preventive Essentials is not an insurance policy. It is offered as an optional add-on non-insurance benefit. Pumpkin is responsible for the product and administration. Pumpkin Preventive Essentials is not available in all states. For full terms, visit pumpkin.care/customeragreement. Paid Endorsement.

Multiple options for wellness plans

$100,000

Coverage Up To

90% - 100%

Reimbursement Rates

Overview

Wagmo began by providing stand-alone pet wellness coverages. Today, it has expanded its portfolio to include customizable pet insurance coverage.

What we like

  • Customizable policies
  • Variety of wellness plans
  • Fast reimbursements
  • High incident limits
  • Visit a vet of your choice

What we don't

  • 15 day waiting period on accident policy

Affordable prices with a fast reimbursement process

$100,000

Coverage Up To

70% - 90%

Reimbursement

Overview

Lemonade has earned a stellar reputation in the pet insurance industry with its affordable monthly premiums and fast reimbursement of claims with its AI technology. This technology has attracted thousands with its customizable policies and provides comprehensive coverage on illness and accidents to dogs and cats.

What we like

  • Customizable plans so you only pay for coverage that your pet needs
  • Claims are reimbursed in minutes
  • Affordable monthly premiums starting at $10/month
  • Comprehensive wellness plans to keep your pet in good health
  • Pay deductible once per year and not per incident

What we don't

  • Lemonade is only available in 33 states
  • Certain hybrid breeds may be denied

Short waiting periods on accidental coverage

$25,000

Coverage Up To

50% - 100%

Reimbursement

Overview

MetLife Insurance offers pet insurance for cats and dogs and is known for the shortest waiting periods in the industry.

What we like

  • No restriction on breeds and pet age
  • Customizable annual benefit limits
  • Short waiting periods accidental coverage
  • Flexible deductibles from $50 to $2,000
  • No incident limits

What we don't

  • Wellness treatment not included (optional add-on)
  • Pay first out of pocket and reimbursed later

Quick claims process

$10,000

Coverage Up To

70% - 90%

Reimbursement

Overview

Spot will insure older animals and provides a multi-pet discount when you insure two or more pets

What we like

  • Multi-pet discount
  • No upper age limit
  • Quick claims process
  • Fast and simple filing of claims
  • Optional no lifetime limits or caps on payouts

What we don't

  • Customer service limited to weekdays
  • 14 day waiting period

Pre-existing conditions and 6 pets covered for $24/m

$3,000

Coverage Up To

100%

Reimbursement

Overview

Pawp offers pet owners an emergency fund up to but not exceeding $3,000 annually. The platform is different from other traditional pet insurance agencies as it does not require you to provide a medical examination report before enrolling your pet. Whether your pet is healthy or has been diagnosed with a pre-existing condition, you can still enroll it and access the emergency fund when the need arises.

With no deductibles and low monthly premiums as low as $24, the digital platform will protect your furry friend during an incident and save money from large vet expenses. Although the agency does not provide any limitations on age, it is best to insure your pet while still young and be prepared in advance when an emergency occurs.

What we like

  • Monthly premiums as low as $24
  • Allows coverage on 6 pets for $24 a month
  • Allows enrollment of pets with pre-existing conditions
  • 24/7 unlimited access to Pawp’s virtual vet doctors

What we don't

  • Coverage is restricted to healthcare emergencies only
  • Does not offer wellness coverage
  • Emergency funds can be accessed only once per year

Provides holistic therapy coverage

$15,000

Coverage Up To

70% - 90%

Reimbursement

Overview

Fetch covers various conditions and offers holistic therapy coverage.

What we like

  • Covers examination fee during vet visits
  • Holistic therapy coverage
  • Comprehensive dental coverage
  • No penalty for multiple claims
  • No upper age limit for the pets

What we don't

  • Offers a single plan
  • No preventive care plans
  • No multi-pet discount

No age limit on pets - older dogs and cats are covered

Unlimited

Coverage Up To

70% - 90%

Reimbursement Rates

Overview

Prudent pet has excellent coverage for your pet regardless of their age. The insurer can customize your plan from illnesses, medications, accidents to preventive care that will fit your pet's needs and financial situation. This plan will give you peace of mind that you won't break the bank with unlimited coverage if an emergency occurs since treatments tend to be more expensive for older pets.

What we like

  • Older cats and dogs are covered
  • Customize your plan to fit your pet's needs and financial situation
  • Customers from US can get covered in Canada as well
  • Unlimited live vet chat if an issue occurs with your pet
  • 10% multiple pets discount

What we don't

  • Pre-existing health conditions not covered
  • Wellness add-ons can get expensive

Is pet insurance worth it for a Devon Rex?

As with any other pet, it’s a good idea to get pet insurance for your Devon Rex cat. The breed is prone to several health conditions, which are pretty expensive to treat. Before you bring one of these cats home, it’s essential to know that they have some unique health concerns that can make them more expensive to care for.

Pet insurance can help cover veterinary costs if your pet becomes ill or injured, and in some cases, it can even help with preventive care costs like routine wellness exams, vaccines, and more.

Common health conditions Devon Rex

Devon Rex Cat is a great pet; the cat has some health issues that can cause problems for them and cause distress to their owners. Here are some of the common health conditions that may develop in these cats:

  •  Brachycephalic Airway Syndrome: This disease occurs in Devon Rex cats because they have a short nose. This makes it difficult for them to breathe properly because of which they tend to snore a lot.
  •  Allergies: cats also face allergies from time to time. Some of these allergies occur due to dust mites, while others are due to food items such as milk or eggs. The symptoms of an allergy include sneezing, coughing, and even vomiting.
  • Patellar luxation: Also called “slipped stifles,” this is a common problem in small dogs but occasionally occurs in cats as well. It’s when the knee joint (often of a hind leg) slides in and out of place.
  • Hypertrophic Cardiomyopathy: The most common form of heart disease in Devon Rex cats, hypertrophic cardiomyopathy is a progressive disease that thickens the heart muscle.

What does pet insurance cover for Devon Rex?

Pet insurance provides coverage for your cat should they become sick or injured. The best pet insurance offers customizable coverage options, affordable premiums, and straightforward claims. Pet insurance policies are usually structured in three ways:

  • Accidents: If your Devon Rex cat suffers an accident or injury, your policy can cover expenses including surgery, hospitalization, medications, diagnostic tests, and more. 
  • Illness: Covers the cost of treating an illness such as cancer or an infection. Pets Best covers illnesses that are not preexisting conditions like cancer, diabetes, allergies, and many others.
  • Routine care:  some insurers offer wellness plans that cover routine care costs and preventive treatments like shots and flea/tick medication. With Pets Best, you can add routine care coverage that pays a set amount toward annual vet exams, blood tests, medication, and much more.

How are pet insurance premiums determined for Devon Rex?

Many factors go into determining pet insurance premiums. The first thing to consider is the type of plan you want to ensure your pet, as different coverage options will have different premiums. For instance, if you choose a plan with higher coverage limits, your premium may be higher than if you chose a plan with lower coverage limits. Many other factors affect your pet’s premiums@:

  • Location: Where you live can impact what you pay for pet insurance. In some areas, the cost of veterinary care may be higher than in other areas. That’s why we use zip codes as one of our rating factors to make sure we’re charging fair premiums based on location.
  • Age: When we calculate your premium amount, we take your pet’s age into account because older pets tend to have more health problems and file more claims than younger pets do. If you insure your pet when they’re young, their monthly premiums will be cheaper than if you enroll them when they’re older.
  • Deductible: Your deductible amount is another factor that affects how much you pay for pet insurance each month. The higher the deductible amount, the lower your monthly premium will be.
  • Gender: Female pets are generally more expensive to insure than male pets because they can become pregnant and give birth.

How to choose the best pet insurance plan for Devon Rex

The best pet insurance plan for your Devon Rex may not be the same as the other breeds of cats. You’ll want to choose a plan that suits your furry companion’s individual health needs and that you can afford. Before you buy a pet insurance plan, consider the following factors:

  • Check out the company’s reputation: The first thing you need to do when researching pet insurance companies is to make sure you’re buying from a reputable source. Check out the Better Business Bureau or other consumer advocacy groups and make sure complaints haven’t been filed against the insurer.
  • Consider your budget: Pet insurance can be pricey, but you don’t have to break the bank to protect your pet. Look for a policy that fits your budget, and then find ways to supplement it if possible.
  • Consider preexisting conditions: If you plan on getting a pet insurance policy after you’ve already had your furry friend for some time, remember that preexisting conditions may not be covered. Make sure you read through any plan’s fine print before signing on the dotted line.
  • Define your needs: Make sure you know what types of coverage you need for your Devon Rex before signing up for a plan. Policies vary significantly in terms of what they cover and how high their deductible is, so make sure you understand what every pet policy has to offer before making a choice!

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