If you have a Coon Hound, they’ve already become a loved family member. Keep them healthy and safe by considering quality pet insurance for expensive veterinarian bills. To help you with this process, we’ve looked at the top choices for coverage, discounts, reimbursements, and overall quality.
Pumpkin offers high-quality pet insurance plans for cats and dogs as well as an optional non-insurance preventive care plan for vaccinations, key tests and wellness exams, which will help to keep your pet happy and healthy through their life. You can travel with your pet in Canada or the US and can get access from any licensed vet in these countries. The platform is entirely digitized and serves as a one-stop-shop for all your pet's healthcare needs.
Pumpkin will cover up to $20,000 for dogs and $15,000 for cats annually.
What we like
Extensive coverage on multiple health issues
Optional preventive care plan that reimburses in full for annual wellness exams and vaccines
Pumpkin Advertiser Disclosure: Pumpkin Pet Insurance policies do not cover pre-existing conditions. Waiting periods, annual deductible, co-insurance, benefit limits and exclusions may apply. For full terms, visit pumpkin.care/insurancepolicy. Products, discounts, and rates may vary and are subject to change. Pumpkin Insurance Services Inc. (“Pumpkin”) (NPN #19084749) is a licensed insurance agency, not an insurer. Insurance is underwritten by United States Fire Insurance Company, a Crum & Forster Company (NAIC #21113, Morristown, NJ) and produced by Pumpkin. Pumpkin Preventive Essentials is not an insurance policy. It is offered as an optional add-on non-insurance benefit. Pumpkin is responsible for the product and administration. Pumpkin Preventive Essentials is not available in all states. For full terms, visit pumpkin.care/customeragreement. Paid Endorsement.
Lemonade has earned a stellar reputation in the pet insurance industry with its affordable monthly premiums and fast reimbursement of claims with its AI technology. This technology has attracted thousands with its customizable policies and provides comprehensive coverage on illness and accidents to dogs and cats.
What we like
Customizable plans so you only pay for coverage that your pet needs
Claims are reimbursed in minutes
Affordable monthly premiums starting at $10/month
Comprehensive wellness plans to keep your pet in good health
Pawp offers pet owners an emergency fund up to but not exceeding $3,000 annually. The platform is different from other traditional pet insurance agencies as it does not require you to provide a medical examination report before enrolling your pet. Whether your pet is healthy or has been diagnosed with a pre-existing condition, you can still enroll it and access the emergency fund when the need arises.
With no deductibles and low monthly premiums as low as $24, the digital platform will protect your furry friend during an incident and save money from large vet expenses. Although the agency does not provide any limitations on age, it is best to insure your pet while still young and be prepared in advance when an emergency occurs.
What we like
Monthly premiums as low as $24
Allows coverage on 6 pets for $24 a month
Allows enrollment of pets with pre-existing conditions
24/7 unlimited access to Pawp’s virtual vet doctors
What we don't
Coverage is restricted to healthcare emergencies only
Does not offer wellness coverage
Emergency funds can be accessed only once per year
Prudent pet has excellent coverage for your pet regardless of their age. The insurer can customize your plan from illnesses, medications, accidents to preventive care that will fit your pet's needs and financial situation. This plan will give you peace of mind that you won't break the bank with unlimited coverage if an emergency occurs since treatments tend to be more expensive for older pets.
What we like
Older cats and dogs are covered
Customize your plan to fit your pet's needs and financial situation
Customers from US can get covered in Canada as well
Unlimited live vet chat if an issue occurs with your pet
Coon hounds are solid and sturdy dogs with a lot of energy. If you have one as a pet, you know they need plenty of exercise and attention. They’re also great hunters and will go after anything that moves. So it’s no wonder that these dogs are in high demand among hunters who want to track down raccoons and other small game.
Medical treatment for your Coon Hound can become very expensive, especially if they encounter a more severe issue that requires invasive treatment. Medical bills for treating a sick Coon Hound can quickly add up, costing up to a few thousand dollars. In these situations, you don’t want to be in the middle of a crisis and have to choose between your beloved dog and the affordability of their medical treatment.
To prepare for these unexpected circumstances, consider investing in pet insurance. It can help you afford your dog’s medical treatments and procedures while focusing on your dog’s recovery.
Pet insurance can also provide peace of mind that your dog can be covered for the necessary treatments when it has an accident, injury, or illness. This includes (but is not limited to) broken bones, cancer treatment, harm caused by another animal, and prescriptions for chronic conditions. Therefore, pet insurance can be essential and beneficial for your pet.
Common health conditions for a Coon Hound
Typically, a Coon Hound has a longer lifespan than the average dog, and you can expect your dog to live somewhere between 10 to 12 years. However, like all dog breeds, there are certain medical conditions that your dog could develop, such as:
Patellar luxation: Coon Hounds are susceptible to Patellar Luxation, a common condition in many large breeds of dogs. When the patella becomes dislocated from its normal position in the femur bone, it can cause pain and lameness.
Mast cell tumors: These tumors develop in your Coonhound’s skin or connective tissue and are usually benign but can become malignant if left untreated. They typically appear as lumps or bumps on your dog’s skin but may also be internal tumors that cause no outward signs. If you notice these bumps on your dog’s skin, contact your veterinarian immediately because they will need to be surgically removed as soon as possible.
Hip dysplasia: Coon Hounds are also at risk for hip dysplasia, a genetic disorder that causes malformation or degeneration of the hip joint. This disease can lead to arthritis, pain, lameness, and stiffness in your dog’s hind legs as they age.
Degenerative myelopathy (DM): DM is a neurological disease that affects Coon Hounds around five years old or older. Symptoms include loss of coordination and balance, difficulty walking, muscle weakness, and stumbling while walking or running. DM can result in paralysis in your dog’s rear legs and eventually death if left untreated by an experienced veterinarian with specialist knowledge of this condition.
Hypothyroidism: This is a condition in which the thyroid gland produces too little thyroid hormone (T4). The symptoms of hypothyroidism include weight gain, skin inflammation, and hair loss. Your vet will diagnose hypothyroidism by testing for low levels of T4 in your dog’s blood serum or through an ultrasound test of their thyroid gland.
What does pet insurance cover for a Coon Hound?
Pet insurance covers a range of diagnostics, treatments, and procedures for your dog. Depending on the pet insurance plan, you may be covered for injury-only, illness-only, or combination. Based on your plan, you are eligible for the following coverage:
Diagnostic and blood tests: If you suspect your dog has a disease or illness, diagnostic tests can help confirm or rule out the problem. Your vet may run diagnostic tests such as blood panels, urinalysis, or fecal testing to determine what might be causing your dog’s symptoms. These tests can also help identify underlying conditions that may be contributing to your dog’s illness or injury.
Hereditary and genetic conditions: A coonhound’s health could be affected by his breed. Coonhounds suffer from hip dysplasia, which can cause pain in their hips as they age. This condition is hereditary, so if you already own a coonhound or plan on buying one in the future, it’s essential to check that the dog isn’t at risk of having hip dysplasia or another hereditary issue before signing up for pet insurance.
X-rays and surgeries: Pet insurance covers X-rays, CT scans, and other diagnostic tests that vets use to diagnose injuries or illnesses in dogs. It also covers surgery (including dental procedures) if needed to treat an injury or disease.
Medication and hospital stays: If your dog needs surgery, he will likely need to stay at the veterinary hospital overnight or for several days for recovery time between procedures and checkups with his doctor. Pet insurance can also cover these costs, including medications prescribed by your vet during hospitalization.
Pet insurance covers a range of treatments, but not preventative or wellness care. Regular check-ups with the veterinarian will not be covered under most pet insurance plans. You will need to take advantage of an individual wellness plan or see if the provider has any add-ons for wellness visits. Most providers do have it as an add-on.
Moreover, most insurance providers will not cover pre-existing conditions before registering your pet for coverage. Review everything your potential pet insurance plan covers and what types of pre-existing conditions they exclude to ensure your pet will be eligible for coverage.
How much does pet insurance cost for a Coon Hound?
The average annual cost of pet insurance for a Coon Hound is $538, and the average monthly cost is $43. Coon Hounds are an average-weight dog breed and have an average life span of 10 to 12 years. They can be found anywhere from their family’s home to the local dog park. While lovable and playful pets, they require daily attention, exercise, and grooming.
How are pet insurance premiums determined for a Coon Hound?
Many factors will determine the monthly premium rate for your Coon Hound (included but not limited to):
Age: The older they are, the higher your premiums will be. This is because older dogs tend to be more prone to certain illnesses and conditions than younger dogs, which can be more expensive to treat.
Location: Where you live can also affect premiums. Some areas have higher veterinary costs than others, so expect to pay more for coverage if you live in an area with high living costs.
Gender: Male dogs are generally more aggressive than female dogs, so insurers charge more for them because they are more likely to cause injuries or damage to your property due to their aggression.
Medical history: Pets who have been hospitalized or treated for a severe illness (such as cancer) may increase their premiums when they apply for coverage again after recovering from their illness.
Deductible: The deductible is the amount you pay out of pocket before your insurance kicks in. The lower the deductible, the higher your premium will be. The only exception to this rule is if you have a costly pet, then a high deductible might make more sense because it could save you money in the long run.
Reimbursement rate: The reimbursement rate determines how much money your pet insurance company gives you after paying veterinary bills. Usually, higher reimbursement rates mean higher premiums, but in some cases, it may not be accurate and vice versa.
Coverage amount: The coverage amount you choose for your pet insurance policy is a significant factor in determining the premium amount of your pet insurance policy. The higher the coverage, the higher the premium. So, choose a high enough coverage to meet your requirements and needs.
How to choose the best pet insurance plan for a Coon Hound
Many pet insurance options are available for a Coon Hound, so how do you choose the best one? Here are some key factors to keep in mind as you are deciding on the right plan:
Budget: Pet insurance is not free, so you’ll need to consider how much you can spend on the premium. The best way to do this is to calculate how much a year would cost you for each plan and then choose the one in your price range.
Customer feedback: Once you’ve narrowed down your options, ask for references from previous customers to see how satisfied they were with their coverage experience. If possible, speak to an agent to get an idea of what it’s like dealing with them daily and learn about any hidden fees or limits.
Conditions covered: The best pet insurance plan will cover as many conditions as possible and won’t exclude pre-existing conditions or routine procedures like vaccinations or spaying or neutering procedures. You should also check whether each condition has its deductible amount and co-payments if asked to contribute to the treatment cost for specific illnesses or injuries.
Reimbursement rate: The reimbursement rate is the percentage of the cost of treatment that your pet insurance plan will cover. In most cases, this percentage is between 80% and 90%. The higher the reimbursement rate, the more money you’ll save in the long run. However, some plans may have higher monthly premiums.
Coverage amount: The maximum amount covered by any pet insurance policy varies depending on where you live and the type of animal you own. It’s important to shop around and compare essentials before signing up for one to ensure your pet has proper coverage without breaking your bank account in the process!
Deductible: The deductible is the amount you have to pay before your pet insurance company starts paying for any medical expenses. The amount varies from one policy to another, but it is recommended that you choose a high deductible policy because it will lead to lower premiums.
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