An adorable dog with a large personality, these dogs were originally bred from a Cocker Spaniel and a Poodle. Easy to train and affectionate, invest in quality pet insurance to keep your dog healthy for years to come.
Pumpkin offers high-quality pet insurance plans for cats and dogs as well as an optional non-insurance preventive care plan for vaccinations, key tests and wellness exams, which will help to keep your pet happy and healthy through their life. You can travel with your pet in Canada or the US and can get access from any licensed vet in these countries. The platform is entirely digitized and serves as a one-stop-shop for all your pet's healthcare needs.
Pumpkin will cover up to $20,000 for dogs and $15,000 for cats annually.
What we like
Extensive coverage on multiple health issues
Optional preventive care plan that reimburses in full for annual wellness exams and vaccines
Pumpkin Advertiser Disclosure: Pumpkin Pet Insurance policies do not cover pre-existing conditions. Waiting periods, annual deductible, co-insurance, benefit limits and exclusions may apply. For full terms, visit pumpkin.care/insurancepolicy. Products, discounts, and rates may vary and are subject to change. Pumpkin Insurance Services Inc. (“Pumpkin”) (NPN #19084749) is a licensed insurance agency, not an insurer. Insurance is underwritten by United States Fire Insurance Company, a Crum & Forster Company (NAIC #21113, Morristown, NJ) and produced by Pumpkin. Pumpkin Preventive Essentials is not an insurance policy. It is offered as an optional add-on non-insurance benefit. Pumpkin is responsible for the product and administration. Pumpkin Preventive Essentials is not available in all states. For full terms, visit pumpkin.care/customeragreement. Paid Endorsement.
Lemonade has earned a stellar reputation in the pet insurance industry with its affordable monthly premiums and fast reimbursement of claims with its AI technology. This technology has attracted thousands with its customizable policies and provides comprehensive coverage on illness and accidents to dogs and cats.
What we like
Customizable plans so you only pay for coverage that your pet needs
Claims are reimbursed in minutes
Affordable monthly premiums starting at $10/month
Comprehensive wellness plans to keep your pet in good health
Pawp offers pet owners an emergency fund up to but not exceeding $3,000 annually. The platform is different from other traditional pet insurance agencies as it does not require you to provide a medical examination report before enrolling your pet. Whether your pet is healthy or has been diagnosed with a pre-existing condition, you can still enroll it and access the emergency fund when the need arises.
With no deductibles and low monthly premiums as low as $24, the digital platform will protect your furry friend during an incident and save money from large vet expenses. Although the agency does not provide any limitations on age, it is best to insure your pet while still young and be prepared in advance when an emergency occurs.
What we like
Monthly premiums as low as $24
Allows coverage on 6 pets for $24 a month
Allows enrollment of pets with pre-existing conditions
24/7 unlimited access to Pawp’s virtual vet doctors
What we don't
Coverage is restricted to healthcare emergencies only
Does not offer wellness coverage
Emergency funds can be accessed only once per year
Prudent pet has excellent coverage for your pet regardless of their age. The insurer can customize your plan from illnesses, medications, accidents to preventive care that will fit your pet's needs and financial situation. This plan will give you peace of mind that you won't break the bank with unlimited coverage if an emergency occurs since treatments tend to be more expensive for older pets.
What we like
Older cats and dogs are covered
Customize your plan to fit your pet's needs and financial situation
Customers from US can get covered in Canada as well
Unlimited live vet chat if an issue occurs with your pet
Accidents and illnesses happen and it can be difficult to cover these costs out-of-pocket when they happen without warning. Emergency vet bills can run into thousands of dollars which can quickly become unaffordable for many American families.
As a cross-breed, a Cockapoo is prone to developing health issues similar to the Cocker Spaniel and Poodle. While generally healthier than a purebred dog, health problems can come up that require urgent attention and treatment.
Pet insurance can help loosen the burden of out-of-pocket expenses for pet owners. Financial decisions can be stressful and it can be reassuring to have an insurance policy in place to help you cover veterinary costs.
Common health conditions for a Cockapoo
With a life expectancy of around 10 – 13 years, a healthy Cockapoo could live longer with the right health care available. But, like the Cocker Spaniel and Poodle, you may need to look out for certain health conditions common to the breed. Here are some common health conditions a Cockapoo can experience:
Disc Disease: Common in smaller dogs, movement can cause pain and in severe cases paralysis. As an active dog, it’s important that the Cockapoo is a good weight and avoids vertical jumping to avoid injuring the spine.
Liver and Kidney Disease: As Poodles are genetically susceptible to liver disease and Cocker Spaniels are at high risk of kidney disease, the Cockapoo is likely to be at high risk of both.
Eye disorders: Eye diseases such as cataracts and glaucoma are common. With medication or surgery, this can be treated successfully but can lead to a loss of vision or in severe cases, blindness.
Epilepsy: This disorder can cause seizures in your dog. A vet can help provide you with the right medication to treat your Cockapoo.
What does pet insurance cover for a Cockapoo?
Pet insurance can cover a range of treatments to help keep your Cockapoo healthy. Based on your plan, you could receive the following coverage:
Vet labor: Depending on the health issue, vet bills can rise quickly. Pet insurance helps cover the cost of vet labor resulting from consultations or treatments.
Emergency care: Unexpected events can happen and when there is an accident your dog may require an emergency visit to the vet. Coverage can help pay for diagnostics, treatment, and medication. If your dog needs to stay overnight at the hospital, pet insurance will help cover this too.
Alternative therapies: Treatments such as physical therapy, acupuncture, and hydrotherapy can be included under your pet insurance plan. As definitions of alternative treatments can vary across insurers, be sure to read the fine print before purchasing your policy.
Accidents and illness: If you’ve taken out an accident and illness policy, your pet insurance can cover the cost of x-rays, ultrasounds, medication, surgery, and hospitalization.
Like any insurance policy, pet insurance can have its limits. For routine check-ups, you may need to purchase an add-on or take out a separate insurance policy.
In addition, some policies are accident-only, where emergency care is provided however treatment for ongoing conditions is likely to be excluded.
How are insurance premiums determined for a Cockapoo?
Many different factors determine the cost of your pet insurance coverage. Some of these factors include:
Breed: A Cockapoo is a cross-breed and subject to fewer genetic health conditions. This can lower the cost of your insurance premium.
Age: Many pet insurance plans can be affordable while your dog is young, however as the years go by, premiums can increase to 4 – 5 times their original amount. This is because your dog is likely to develop more health conditions as it gets older.
Medical history: As your dog develops more health conditions, premiums can increase to account for the cost of treatments provided.
Deductibles: You may be required to pay deductibles depending on your policy. Increasing your deductibles can reduce your premium cost, making pet insurance more affordable over the long term.
Add-ons: Including packages for routine check-ups and dental care can increase the cost of your premium. It’s a good idea to only include this if it’s a necessary cost for you.
How to choose the best Cockapoo pet insurance?
Choosing the best pet insurance for your Cockapoo can be challenging and time-consuming. Changing providers as the dog ages can be costly, so it’s best to choose the best pest insurance for your dog from the get-go. Here are some key factors to keep in mind when choosing your plan:
Calculate your premiums: As premiums can rise over your dog’s age, it’s important to calculate the lifetime cost from the start. This will help you budget for price increases in pet insurance.
Be mindful of exclusions: As with any insurance policy, pet insurance is subject to exclusions. Some of these can include breeding costs, grooming, and pre-existing medical conditions. It’s best to avoid any surprises and be aware from the start of the policy by reading the fine print in detail.
Waiting periods: Most policies will include waiting periods where the effective date of coverage begins several days or weeks after purchasing the policy. If your dog has an accident during this time, pet insurance is unlikely to cover the cost of your vet bills. Waiting periods can vary by coverage, for instance, there may be a 3-day waiting period for accidents and a 6-month waiting period for knee injuries.
Ultimate Guide to Keep Your Pet Happy and Healthy
Learn how to provide the best care for your furry friend with practical tips and expert advice in this FREE comprehensive e-book.
