Best Brussels Griffon Pet Insurance of 2022

Lisa Scott

Brussels Griffon is sociable and playful but is susceptible to certain diseases and conditions. Pet insurance can give you the security that your pet will be taken care of when an accident, illness, or injury occurs. We’ve looked at the top choices for coverage, discounts, reimbursements, and overall quality.

Customizable plan to fit your pet's needs

$10,000

Coverage Up To

70% - 90%

Reimbursement Rates

Overview

ASPCA® Pet Health Insurance program offers coverage on accidents, illnesses, and optional preventive care (at an additional cost) at affordable monthly premiums. It has a robust customer service center that will guide you through your pet insurance needs and help your pet receive great care during emergencies. The provider also offers a wide range of reimbursement options, deductibles, and annual limits to help you customize your policy to suit your financial needs.

What we like

  • Customizable plans to fit your pet's needs and financial situation
  • Prescription medication coverage for covered conditions
  • Optional wellness plan (at an additional cost)
  • Fast and simple filing of claims
  • Vet finder feature to help you to locate a licensed vet clinic within your area

What we don't

  • Does not cover pre-existing conditions
  • 14 day waiting period

Disclosure provided by the ASPCA Pet Health Insurance program: Pre-existing conditions are not covered. Waiting periods, annual deductible, co-insurance, benefit limits and exclusions may apply. For all terms and conditions visit www.aspcapetinsurance.com/terms. Complete Coverage℠ reimbursements are based on the invoice. Preventive and Wellness Care reimbursements are based on a schedule. Products, schedules, discounts, and rates may vary and are subject to change. More information available at checkout. The ASPCA® is not an insurer and is not engaged in the business of insurance. Products are underwritten by United States Fire Insurance Company (NAIC #21113. Morristown, NJ), produced and administered by C&F Insurance Agency, Inc. (NPN # 3974227). Through a licensing agreement, the ASPCA receives a royalty fee that is in exchange for use of the ASPCA’s marks and is not a charitable contribution. C&F and Crum & Forster are registered trademarks of United States Fire Insurance Company. Crum & Forster Pet Insurance Group™ is a trademark of United States Fire Insurance Company. The Crum & Forster group of companies is rated A (Excellent) by AM Best Company 2020.

Extensive coverage to help keep your pet healthy

$20,000

Coverage Up To

90%

Reimbursement Rates

Overview

Pumpkin offers high-quality pet insurance plans for cats and dogs as well as an optional non-insurance preventive care plan for vaccinations, key tests and wellness exams, which will help to keep your pet happy and healthy through their life. You can travel with your pet in Canada or the US and can get access from any licensed vet in these countries. The platform is entirely digitized and serves as a one-stop-shop for all your pet's healthcare needs.

Pumpkin will cover up to $20,000 for dogs and $15,000 for cats annually.

What we like

  • Extensive coverage on multiple health issues
  • Optional preventive care plan that reimburses in full for annual wellness exams and vaccines
  • No exclusion on breeds or older pets
  • Offers a Fur Family Discount on multiple pets
  • Healthcare coverage in Canada and the US

What we don't

  • Pre-existing health conditions not covered
  • Pumpkin only covers dogs and cats

Pumpkin Advertiser Disclosure: Pumpkin Pet Insurance policies do not cover pre-existing conditions. Waiting periods, annual deductible, co-insurance, benefit limits and exclusions may apply. For full terms, visit pumpkin.care/insurancepolicy. Products, discounts, and rates may vary and are subject to change. Pumpkin Insurance Services Inc. (“Pumpkin”) (NPN #19084749) is a licensed insurance agency, not an insurer. Insurance is underwritten by United States Fire Insurance Company, a Crum & Forster Company (NAIC #21113, Morristown, NJ) and produced by Pumpkin. Pumpkin Preventive Essentials is not an insurance policy. It is offered as an optional add-on non-insurance benefit. Pumpkin is responsible for the product and administration. Pumpkin Preventive Essentials is not available in all states. For full terms, visit pumpkin.care/customeragreement. Paid Endorsement.

Affordable prices with a fast reimbursement process

$100,000

Coverage Up To

70% - 90%

Reimbursement Rates

Overview

Lemonade has earned a stellar reputation in the pet insurance industry with its affordable monthly premiums and fast reimbursement of claims with its AI technology. This technology has attracted thousands with its customizable policies and provides comprehensive coverage on illness and accidents to dogs and cats.

What we like

  • Customizable plans so you only pay for coverage that your pet needs
  • Claims are reimbursed in minutes
  • Affordable monthly premiums starting at $10/month
  • Comprehensive wellness plans to keep your pet in good health
  • Pay deductible once per year and not per incident

What we don't

  • Lemonade is only available in 33 states
  • Certain hybrid breeds may be denied

Community cost sharing model and unused contributions roll over

$8,500

Coverage Up To

80%

Reimbursement Rates

Overview

Eusoh is able to provide an affordable pet health plan because of its community-based health sharing plan. Pet parents directly fund each other's vet expenses, which helps everyone save.

What we like

  • Affordable, all-in-one pet health plan
  • Unused contributions roll over to the next month
  • Community cost sharing model
  • Save and help others save
  • See your own veterinarian

What we don't

  • Upfront costs for medical expenses
  • Only long term subscription option available

Pre-existing conditions and 6 pets covered for $24/m

$3,000

Coverage Up To

100%

Reimbursement Rates

Overview

Pawp offers pet owners an emergency fund up to but not exceeding $3,000 annually. The platform is different from other traditional pet insurance agencies as it does not require you to provide a medical examination report before enrolling your pet. Whether your pet is healthy or has been diagnosed with a pre-existing condition, you can still enroll it and access the emergency fund when the need arises.

With no deductibles and low monthly premiums as low as $24, the digital platform will protect your furry friend during an incident and save money from large vet expenses. Although the agency does not provide any limitations on age, it is best to insure your pet while still young and be prepared in advance when an emergency occurs.

What we like

  • Monthly premiums as low as $24
  • Allows coverage on 6 pets for $24 a month
  • Allows enrollment of pets with pre-existing conditions
  • 24/7 unlimited access to Pawp’s virtual vet doctors

What we don't

  • Coverage is restricted to healthcare emergencies only
  • Does not offer wellness coverage
  • Emergency funds can be accessed only once per year

Is pet insurance worth it for a Brussels Griffon?

Brussels Griffons have a history of medical problems that could be very expensive to treat. Pet insurance is a great way to help manage these costs by spreading them out over time and allowing you to budget for your pet’s health care.

The most common breed-specific health issue for Brussels Griffons is brachycephalic syndrome. Dogs with this syndrome have short, smooshed faces that make it hard for them to breathe. They often need surgery to widen their nostrils and shorten their soft palate, so they can breathe normally. And because brachycephalic dogs are prone to overheating, it’s essential to keep them cool in hot weather or when they’re exercising.

Brussels Griffons are prone to other health issues, including tooth problems and joint conditions like hip dysplasia and patellar luxation (slipping kneecaps).

Pet insurance can help you cover unexpected vet visits.

Common health conditions for a Brussels Griffon

Brussels Griffons are generally a healthy breed. However, there are some health conditions that owners should be aware of:

  • Patellar luxation: The patella is the kneecap. Luxation means dislocation of an anatomical part (as a bone at a joint). Patellar luxation is when the knee joint (often of a hind leg) slides in and out of place, causing pain. This can be crippling, but many dogs lead relatively everyday lives with this condition.
  • Eye problems: Cataracts, corneal ulcers, retinal atrophy, and progressive retinal atrophy (PRA) cause eye issues. Cataracts are opacities on the lens of the eye. A corneal ulcer is an open sore on the cornea – the transparent front part of the eye that covers the iris and pupil. Retinal atrophy is degeneration of the retina, the layer of nerve tissue that lines the back of the eye / optic nerve. Progressive retinal atrophy (PRA) refers to several degenerative diseases that result in the loss of cells in layers of tissue in the retina, which eventually leads to blindness.

What does pet insurance cover for a Brussels Griffon?

Pet insurance for a Brussels Griffon typically covers:

  • Accidents: Including but not limited to getting hit by a car, bitten by another animal, or ingesting something toxic.
  • Illness: Including but not limited to cancer, diabetes, and infections.
  • Routine care: Some policies offer optional coverage for regular care like vaccinations and dental cleanings.

How are pet insurance premiums determined for a Brussels Griffon?

Here’s some information about how much it might cost to insure your Brussels Griffon:

  • Location: In general, pet insurance costs more in cities than rural areas due to high veterinary costs and increased population density. However, discounts may be available depending on your location and the provider you choose. Be sure to discuss this with your provider when obtaining a quote.
  • Age: Like humans, dogs get more expensive as they age. Older dogs are more susceptible to various health issues, including arthritis and hip dysplasia. Most pet insurance companies will charge higher premiums for dogs over six years old.
  • Deductible: The deductible is the amount you pay before your insurance plan begins to cover the cost of treatment. By increasing your deductible, you can lower the cost of your insurance. You will be presented with different options for your deductible and corresponding premiums.
  • Gender: Females are more likely to get spayed or neutered than male pets, reducing the risk of some types of cancers and other health issues. In addition, unneutered male pets are more likely to run away from home and be injured in an accident, especially if not kept inside or restrained on a leash during walks. 

How to choose the best pet insurance plan for a Brussels Griffon

Pet insurance policies come in all shapes and sizes, which means that the best pet insurance for one person may not be the best pet insurance for another. To choose a pet insurance policy that fits your needs, you need to consider:

  • Check out the company’s reputation: It’s always essential to verify a company’s reputation before signing up for a health plan. Once you choose a provider, it can be challenging to switch plans if the service isn’t what you wanted. Also, make sure the provider you select has been in business for at least five years, so you know they’ll be around in case of an emergency.
  • Consider your budget: Pet insurance companies offer different coverage plans, just like human health insurance companies. It’s essential to check with the company to find out exactly what each plan covers, as well as how much it will cost you each month. For example, some programs may cover more routine care than others but could have higher deductibles and out-of-pocket costs.
  • Consider pre-existing conditions: If your pet has a pre-existing condition, then buying insurance for them may be difficult. Most plans will not cover any treatment for a pre-existing condition. If your pet has had a previous illness or injury, you should consider getting a plan covering chronic or recurring infections.
  • Define your needs: Your pet may already go to the vet regularly for shots and checkups, so maybe all your dog or cat needs is a plan that covers accidents and illnesses. For older pets, consider comprehensive coverage if they develop more complex health issues as they age.