As a cat owner, you want to ensure your furry friend is receiving the most exceptional care. Our pets can be our closest companions and we want to be able to provide consistent medical care. By investing in quality pet insurance coverage, you can minimize your concern about financial risk but still be able to keep your cat healthy. We’ve looked at the top choices for coverage, discounts, reimbursements, and overall quality.
ASPCA® Pet Health Insurance program offers coverage on accidents, illnesses, and optional preventive care (at an additional cost) at affordable monthly premiums. It has a robust customer service center that will guide you through your pet insurance needs and help your pet receive great care during emergencies. The provider also offers a wide range of reimbursement options, deductibles, and annual limits to help you customize your policy to suit your financial needs.
Disclosure provided by the ASPCA Pet Health Insurance program: Pre-existing conditions are not covered. Waiting periods, annual deductible, co-insurance, benefit limits and exclusions may apply. For all terms and conditions visit www.aspcapetinsurance.com/terms. Complete Coverage℠ reimbursements are based on the invoice. Preventive and Wellness Care reimbursements are based on a schedule. Products, schedules, discounts, and rates may vary and are subject to change. More information available at checkout. The ASPCA® is not an insurer and is not engaged in the business of insurance. Products are underwritten by United States Fire Insurance Company (NAIC #21113. Morristown, NJ), produced and administered by C&F Insurance Agency, Inc. (NPN # 3974227). Through a licensing agreement, the ASPCA receives a royalty fee that is in exchange for use of the ASPCA’s marks and is not a charitable contribution. C&F and Crum & Forster are registered trademarks of United States Fire Insurance Company. Crum & Forster Pet Insurance Group™ is a trademark of United States Fire Insurance Company. The Crum & Forster group of companies is rated A (Excellent) by AM Best Company 2020.
Wagmo began by providing stand-alone pet wellness coverages. Today, it has expanded its portfolio to include customizable pet insurance coverage.
Pumpkin offers high-quality pet insurance plans for cats and dogs as well as an optional non-insurance preventive care plan for vaccinations, key tests and wellness exams, which will help to keep your pet happy and healthy through their life. You can travel with your pet in Canada or the US and can get access from any licensed vet in these countries. The platform is entirely digitized and serves as a one-stop-shop for all your pet's healthcare needs.
Pumpkin will cover up to $20,000 for dogs and $15,000 for cats annually.
Pumpkin Advertiser Disclosure: Pumpkin Pet Insurance policies do not cover pre-existing conditions. Waiting periods, annual deductible, co-insurance, benefit limits and exclusions may apply. For full terms, visit pumpkin.care/insurancepolicy. Products, discounts, and rates may vary and are subject to change. Pumpkin Insurance Services Inc. (“Pumpkin”) (NPN #19084749) is a licensed insurance agency, not an insurer. Insurance is underwritten by United States Fire Insurance Company, a Crum & Forster Company (NAIC #21113, Morristown, NJ) and produced by Pumpkin. Pumpkin Preventive Essentials is not an insurance policy. It is offered as an optional add-on non-insurance benefit. Pumpkin is responsible for the product and administration. Pumpkin Preventive Essentials is not available in all states. For full terms, visit pumpkin.care/customeragreement. Paid Endorsement.
Lemonade has earned a stellar reputation in the pet insurance industry with its affordable monthly premiums and fast reimbursement of claims with its AI technology. This technology has attracted thousands with its customizable policies and provides comprehensive coverage on illness and accidents to dogs and cats.
Eusoh is able to provide an affordable pet health plan because of its community-based health sharing plan. Pet parents directly fund each other's vet expenses, which helps everyone save.
Pawp offers pet owners an emergency fund up to but not exceeding $3,000 annually. The platform is different from other traditional pet insurance agencies as it does not require you to provide a medical examination report before enrolling your pet. Whether your pet is healthy or has been diagnosed with a pre-existing condition, you can still enroll it and access the emergency fund when the need arises.
With no deductibles and low monthly premiums as low as $24, the digital platform will protect your furry friend during an incident and save money from large vet expenses. Although the agency does not provide any limitations on age, it is best to insure your pet while still young and be prepared in advance when an emergency occurs.
When your British Shorthair is young and healthy, it’s hard to imagine they will ever need medical treatment or develop a recurring illness. But the fact is, most cats will experience some kind of health issues during their lifetime.
When your cat requires medical attention, you want to be certain they can get treated as soon as possible. An issue that commonly occurs is having to pay for medical treatments out of pocket. This can make it difficult to treat your British Shorthair if you cannot afford to make the payments in an emergency situation.
To help ease your financial burden, consider investing in pet insurance as soon as you get your British Shorthair. Pet insurance will alleviate the costs of medical treatments, vaccinations, veterinary check-ups, and more.
British Shorthairs, like all cat breeds, are susceptible to certain kinds of illnesses and medical issues. Some of the more common issues British Shorthairs may experience include:
Depending on the type of pet insurance plan you have, your British Shorthair will be eligible for a range of coverage options. Some of the most common include:
Most pet insurance providers offer plan options that cover either illness-only, injury-only, or a combination of injury and illness procedures. Depending on the type of plan you have, you will be covered for the relevant treatments.
While pet insurance covers a range of medical procedures, it will not cover treatments related to pre-existing conditions. You will want to get pet insurance coverage as soon as possible for your cat to ensure they are eligible for the treatments they may need throughout their life.
Insurance premiums depend on a number of details related to your cat and the type of plan you choose. Some of the most important factors that influence the cost of your insurance premium include:
Additionally, your plan details will affect your insurance policy. If your plan has a higher coverage capacity, higher reimbursement percentage, or a lower deductible than average, you can expect to pay a bit more per month.
Choosing the right plan for your British Shorthair doesn’t have to be difficult. To help you make the best choice for your cat, be sure to keep these key things in mind:
