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For many, keeping our pets safe and healthy is just as important as any other member of the family. To ensure you can always provide the best medical care for your Bernese Mountain dog, consider taking advantage of pet insurance plans as early as possible. We’ve looked at the top choices for coverage, discounts, reimbursements, and overall quality.
ASPCA® Pet Health Insurance program offers coverage on accidents, illnesses, and optional preventive care (at an additional cost) at affordable monthly premiums. It has a robust customer service center that will guide you through your pet insurance needs and help your pet receive great care during emergencies. The provider also offers a wide range of reimbursement options, deductibles, and annual limits to help you customize your policy to suit your financial needs.
Disclosure provided by the ASPCA Pet Health Insurance program: Pre-existing conditions are not covered. Waiting periods, annual deductible, co-insurance, benefit limits and exclusions may apply. For all terms and conditions visit www.aspcapetinsurance.com/terms. Complete Coverage℠ reimbursements are based on the invoice. Preventive and Wellness Care reimbursements are based on a schedule. Products, schedules, discounts, and rates may vary and are subject to change. More information available at checkout. The ASPCA® is not an insurer and is not engaged in the business of insurance. Products are underwritten by United States Fire Insurance Company (NAIC #21113. Morristown, NJ), produced and administered by C&F Insurance Agency, Inc. (NPN # 3974227). Through a licensing agreement, the ASPCA receives a royalty fee that is in exchange for use of the ASPCA’s marks and is not a charitable contribution. C&F and Crum & Forster are registered trademarks of United States Fire Insurance Company. Crum & Forster Pet Insurance Group™ is a trademark of United States Fire Insurance Company. The Crum & Forster group of companies is rated A (Excellent) by AM Best Company 2020.
Pumpkin offers high-quality pet insurance plans for cats and dogs as well as an optional non-insurance preventive care plan for vaccinations, key tests and wellness exams, which will help to keep your pet happy and healthy through their life. You can travel with your pet in Canada or the US and can get access from any licensed vet in these countries. The platform is entirely digitized and serves as a one-stop-shop for all your pet's healthcare needs.
Pumpkin will cover up to $20,000 for dogs and $15,000 for cats annually.
Pumpkin Advertiser Disclosure: Pumpkin Pet Insurance policies do not cover pre-existing conditions. Waiting periods, annual deductible, co-insurance, benefit limits and exclusions may apply. For full terms, visit pumpkin.care/insurancepolicy. Products, discounts, and rates may vary and are subject to change. Pumpkin Insurance Services Inc. (“Pumpkin”) (NPN #19084749) is a licensed insurance agency, not an insurer. Insurance is underwritten by United States Fire Insurance Company, a Crum & Forster Company (NAIC #21113, Morristown, NJ) and produced by Pumpkin. Pumpkin Preventive Essentials is not an insurance policy. It is offered as an optional add-on non-insurance benefit. Pumpkin is responsible for the product and administration. Pumpkin Preventive Essentials is not available in all states. For full terms, visit pumpkin.care/customeragreement. Paid Endorsement.
Lemonade has earned a stellar reputation in the pet insurance industry with its affordable monthly premiums and fast reimbursement of claims with its AI technology. This technology has attracted thousands with its customizable policies and provides comprehensive coverage on illness and accidents to dogs and cats.
Pawp offers pet owners an emergency fund up to but not exceeding $3,000 annually. The platform is different from other traditional pet insurance agencies as it does not require you to provide a medical examination report before enrolling your pet. Whether your pet is healthy or has been diagnosed with a pre-existing condition, you can still enroll it and access the emergency fund when the need arises.
With no deductibles and low monthly premiums as low as $24, the digital platform will protect your furry friend during an incident and save money from large vet expenses. Although the agency does not provide any limitations on age, it is best to insure your pet while still young and be prepared in advance when an emergency occurs.
MetLife Insurance offers pet insurance for cats and dogs and is known for the shortest waiting periods in the industry.
Fetch covers various conditions and offers holistic therapy coverage.
Spot will insure older animals and provides a multi-pet discount when you insure two or more pets
Prudent pet has excellent coverage for your pet regardless of their age. The insurer can customize your plan from illnesses, medications, accidents to preventive care that will fit your pet's needs and financial situation. This plan will give you peace of mind that you won't break the bank with unlimited coverage if an emergency occurs since treatments tend to be more expensive for older pets.
Keeping our dogs healthy is a crucial part of helping them live a long, happy life. No matter how well we take care of our Bernese Mountain dog, there will come a time when your pet needs to visit a veterinarian in order to maintain its health.
Bernese Mountain dogs are susceptible to certain illnesses and injuries that contribute to their relatively short lifespan, ranging from 7 to 10 years. These health issues often require repeated medical treatments and procedures to make sure they recover effectively. However, frequent trips to the veterinarian will often result in high veterinary bills for your dog’s various needs.
By purchasing pet insurance for your Bernese Mountain dog, healthcare can be more affordable and come in use in times of need. It helps to alleviate the costs associated with these expensive treatments and also reduces the chances of financial burden. You also want to take your dog for regular check-ups at the veterinarian clinic to maintain your pet’s health from a young age.
Like most other large breeds of dogs, Bernese Mountain dogs are prone to certain medical issues throughout their life. Some of the most common medical issues Bernese Mountain dogs may experience include:
Additionally, Bernese Mountain dogs are susceptible to hip and elbow dysplasia, which occurs when these joints are subject to repeated friction that wears them down. This can lead to difficulty walking and moving and often requires surgery to fix.
Pet insurance covers a range of medical treatments and procedures depending on the insurance provider. Plans are often distinguished by injury-only, illness-only, and injury and illness combination plans. Some of the most common things covered under pet insurance plans include:
While pet insurance for Bernese Mountain dogs covers a range of medical treatments, you will still need to pay out of pocket for other types of treatments. If your dog has a pre-existing condition, treatments associated with this condition will not be covered under the pet insurance plan. You will want to get your dog coverage at an early age so they are covered under the insurance plan for as much as possible.
Insurance premiums vary depending on the provider, the type of plan you choose, and your dog’s unique characteristics. Some of the most common factors that determine your insurance premium include:
Additionally, pet insurance premiums may also be affected by your location. If you live in an area that has fewer veterinary services available, you can expect to pay more overall for coverage.
There are a ton of pet insurance plans to choose from for your Bernese Mountain dog. To help you make the right choice, be sure to follow these steps: