Insuring your Bengal can help secure their long-term health and safety. We’ve looked at the top choices for coverage, discounts, reimbursements, and overall quality.
ASPCA® Pet Health Insurance program offers coverage on accidents, illnesses, and optional preventive care (at an additional cost) at affordable monthly premiums. It has a robust customer service center that will guide you through your pet insurance needs and help your pet receive great care during emergencies. The provider also offers a wide range of reimbursement options, deductibles, and annual limits to help you customize your policy to suit your financial needs.
Disclosure provided by the ASPCA Pet Health Insurance program: Pre-existing conditions are not covered. Waiting periods, annual deductible, co-insurance, benefit limits and exclusions may apply. For all terms and conditions visit www.aspcapetinsurance.com/terms. Complete Coverage℠ reimbursements are based on the invoice. Preventive and Wellness Care reimbursements are based on a schedule. Products, schedules, discounts, and rates may vary and are subject to change. More information available at checkout. The ASPCA® is not an insurer and is not engaged in the business of insurance. Products are underwritten by United States Fire Insurance Company (NAIC #21113. Morristown, NJ), produced and administered by C&F Insurance Agency, Inc. (NPN # 3974227). Through a licensing agreement, the ASPCA receives a royalty fee that is in exchange for use of the ASPCA’s marks and is not a charitable contribution. C&F and Crum & Forster are registered trademarks of United States Fire Insurance Company. Crum & Forster Pet Insurance Group™ is a trademark of United States Fire Insurance Company. The Crum & Forster group of companies is rated A (Excellent) by AM Best Company 2020.
Wagmo began by providing stand-alone pet wellness coverages. Today, it has expanded its portfolio to include customizable pet insurance coverage.
Pumpkin offers high-quality pet insurance plans for cats and dogs as well as an optional non-insurance preventive care plan for vaccinations, key tests and wellness exams, which will help to keep your pet happy and healthy through their life. You can travel with your pet in Canada or the US and can get access from any licensed vet in these countries. The platform is entirely digitized and serves as a one-stop-shop for all your pet's healthcare needs.
Pumpkin will cover up to $20,000 for dogs and $15,000 for cats annually.
Pumpkin Advertiser Disclosure: Pumpkin Pet Insurance policies do not cover pre-existing conditions. Waiting periods, annual deductible, co-insurance, benefit limits and exclusions may apply. For full terms, visit pumpkin.care/insurancepolicy. Products, discounts, and rates may vary and are subject to change. Pumpkin Insurance Services Inc. (“Pumpkin”) (NPN #19084749) is a licensed insurance agency, not an insurer. Insurance is underwritten by United States Fire Insurance Company, a Crum & Forster Company (NAIC #21113, Morristown, NJ) and produced by Pumpkin. Pumpkin Preventive Essentials is not an insurance policy. It is offered as an optional add-on non-insurance benefit. Pumpkin is responsible for the product and administration. Pumpkin Preventive Essentials is not available in all states. For full terms, visit pumpkin.care/customeragreement. Paid Endorsement.
Lemonade has earned a stellar reputation in the pet insurance industry with its affordable monthly premiums and fast reimbursement of claims with its AI technology. This technology has attracted thousands with its customizable policies and provides comprehensive coverage on illness and accidents to dogs and cats.
Eusoh is able to provide an affordable pet health plan because of its community-based health sharing plan. Pet parents directly fund each other's vet expenses, which helps everyone save.
Pawp offers pet owners an emergency fund up to but not exceeding $3,000 annually. The platform is different from other traditional pet insurance agencies as it does not require you to provide a medical examination report before enrolling your pet. Whether your pet is healthy or has been diagnosed with a pre-existing condition, you can still enroll it and access the emergency fund when the need arises.
With no deductibles and low monthly premiums as low as $24, the digital platform will protect your furry friend during an incident and save money from large vet expenses. Although the agency does not provide any limitations on age, it is best to insure your pet while still young and be prepared in advance when an emergency occurs.
Bengals are beautiful cats that love to stay active and curious. They make a great addition to any family and are very affectionate and friendly cats. It is critical to provide your Bengal cat with the right food and access to care so they can maintain their well-being.
While Bengals are a relatively healthy breed, they are predisposed to some genetic health conditions. In the event that they develop one of these genetic conditions, you will want to be able to provide them with medical care as soon as possible.
Insurance coverage for your Bengal is important in helping you be able to take care of them in several ways. This includes veterinary care, which can be expensive and the bills can add up quickly. You don’t want to be in a situation where you have to choose between your pet’s health and what you can afford. Pet insurance can alleviate the costs of your Bengal’s healthcare, and you can solely focus on your cat getting better.
Like all breeds, Bengals are more susceptible to certain health conditions based on genetics. Some of the most common conditions your Bengal cat may be predisposed to include:
Depending on the pet insurance plan you sign up for, your Bengal could be covered for a range of health procedures. Most insurance providers offer plans that cover injury-only, illness-only, or a combination of injury and illness medical coverage. Some of the most common procedures covered by pet insurance include:
While pet insurance helps to cover the cost of medical treatments, it may not cover every visit to the veterinarian. If you would like coverage for specific treatments, you will either need to add it to your existing plan through your provider or take advantage of a new plan altogether.
Insurance premiums vary depending on the provider, but many other details will factor into the overall cost to cover your Bengal cat. Some of the most common factors include:
Additionally, your location may factor into your monthly insurance premium. Areas that have less veterinary coverage available are likely to have higher insurance rates.
With tons of different insurance plans available, it can be difficult to determine which one is best for your Bengal cat. To help you make the right choice, here are some things to consider:
