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Our dogs can be a significant part of our lives and for some people, their closest companion. This is why you want to ensure your Belgian Shepherd Malinois dog is able to access medical care when needed. With pet insurance coverage, you can provide your pet with exceptional care while also reducing the chance of financial risk. By securing a pet insurance plan, you can avoid a situation where you have to choose between your pet and their medical bills. We’ve looked at the top choices for coverage, discounts, reimbursements, and overall quality.
ASPCA® Pet Health Insurance program offers coverage on accidents, illnesses, and optional preventive care (at an additional cost) at affordable monthly premiums. It has a robust customer service center that will guide you through your pet insurance needs and help your pet receive great care during emergencies. The provider also offers a wide range of reimbursement options, deductibles, and annual limits to help you customize your policy to suit your financial needs.
Disclosure provided by the ASPCA Pet Health Insurance program: Pre-existing conditions are not covered. Waiting periods, annual deductible, co-insurance, benefit limits and exclusions may apply. For all terms and conditions visit www.aspcapetinsurance.com/terms. Complete Coverage℠ reimbursements are based on the invoice. Preventive and Wellness Care reimbursements are based on a schedule. Products, schedules, discounts, and rates may vary and are subject to change. More information available at checkout. The ASPCA® is not an insurer and is not engaged in the business of insurance. Products are underwritten by United States Fire Insurance Company (NAIC #21113. Morristown, NJ), produced and administered by C&F Insurance Agency, Inc. (NPN # 3974227). Through a licensing agreement, the ASPCA receives a royalty fee that is in exchange for use of the ASPCA’s marks and is not a charitable contribution. C&F and Crum & Forster are registered trademarks of United States Fire Insurance Company. Crum & Forster Pet Insurance Group™ is a trademark of United States Fire Insurance Company. The Crum & Forster group of companies is rated A (Excellent) by AM Best Company 2020.
Pumpkin offers high-quality pet insurance plans for cats and dogs as well as an optional non-insurance preventive care plan for vaccinations, key tests and wellness exams, which will help to keep your pet happy and healthy through their life. You can travel with your pet in Canada or the US and can get access from any licensed vet in these countries. The platform is entirely digitized and serves as a one-stop-shop for all your pet's healthcare needs.
Pumpkin will cover up to $20,000 for dogs and $15,000 for cats annually.
Pumpkin Advertiser Disclosure: Pumpkin Pet Insurance policies do not cover pre-existing conditions. Waiting periods, annual deductible, co-insurance, benefit limits and exclusions may apply. For full terms, visit pumpkin.care/insurancepolicy. Products, discounts, and rates may vary and are subject to change. Pumpkin Insurance Services Inc. (“Pumpkin”) (NPN #19084749) is a licensed insurance agency, not an insurer. Insurance is underwritten by United States Fire Insurance Company, a Crum & Forster Company (NAIC #21113, Morristown, NJ) and produced by Pumpkin. Pumpkin Preventive Essentials is not an insurance policy. It is offered as an optional add-on non-insurance benefit. Pumpkin is responsible for the product and administration. Pumpkin Preventive Essentials is not available in all states. For full terms, visit pumpkin.care/customeragreement. Paid Endorsement.
Lemonade has earned a stellar reputation in the pet insurance industry with its affordable monthly premiums and fast reimbursement of claims with its AI technology. This technology has attracted thousands with its customizable policies and provides comprehensive coverage on illness and accidents to dogs and cats.
Pawp offers pet owners an emergency fund up to but not exceeding $3,000 annually. The platform is different from other traditional pet insurance agencies as it does not require you to provide a medical examination report before enrolling your pet. Whether your pet is healthy or has been diagnosed with a pre-existing condition, you can still enroll it and access the emergency fund when the need arises.
With no deductibles and low monthly premiums as low as $24, the digital platform will protect your furry friend during an incident and save money from large vet expenses. Although the agency does not provide any limitations on age, it is best to insure your pet while still young and be prepared in advance when an emergency occurs.
MetLife Insurance offers pet insurance for cats and dogs and is known for the shortest waiting periods in the industry.
Fetch covers various conditions and offers holistic therapy coverage.
Spot will insure older animals and provides a multi-pet discount when you insure two or more pets
Prudent pet has excellent coverage for your pet regardless of their age. The insurer can customize your plan from illnesses, medications, accidents to preventive care that will fit your pet's needs and financial situation. This plan will give you peace of mind that you won't break the bank with unlimited coverage if an emergency occurs since treatments tend to be more expensive for older pets.
Regardless of the type of dog you have, there is always a possibility your pet can get sick or injured. Sometimes, these illnesses or injuries can require more treatment such as hospitalization, medication, or surgery, which can also get quite expensive.
Belgian Shepherd Malinois dogs, like all other purebred dogs, are more susceptible to major health issues that may need a high level of treatment. There are also specific genetic issues that can arise in purebred dogs, no matter how well you take care of them. In these instances, you want to be prepared to give them the care they may need.
Pet insurance is the best way to ensure you can afford the treatment your dog needs in the event of a medical emergency, or even for long-term care. Additionally, a pet insurance plan can alleviate the large costs of veterinary care and allow you to focus on your pet’s recovery.
Belgian Shepherd Malinois dogs are healthy dogs, but due to their purebred status, they have a high likelihood to develop certain issues. The most common conditions include:
Additionally, Belgian Shepherd Malinois dogs are susceptible to injuries from exercising, including torn ligaments or broken bones.
Pet insurance coverage ranges depending on the type of insurance plan. Most plans distinguish between injury-only, illness-only, and combination plans that cover different types of treatments. Typically, pet insurance plans cover the following:
While pet insurance covers a range of treatments and procedures, most will not cover pre-existing conditions. This is why it is important to get pet insurance coverage as early as possible into your dog’s life to ensure their potential health issues will be covered.
Pet insurance premiums are largely dependent on the details of the unique plan you choose. Some of the most common details that factor into the cost of pet insurance include:
Additionally, pet insurance plans will range based on location. Areas that have less availability for veterinary services are likely to require a higher overall insurance plan.
Choosing the right insurance plan for your Belgian Shepherd Malinois requires you to do some research. To help you with your search, consider the following: