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Best Banjara Greyhound Pet Insurance of 2024

Lisa Scott

If you have a Banjara Greyhound, they’ve already become a loved member of your family. Keep them healthy and safe by considering quality pet insurance for expensive veterinarian bills. To help you with this process, we’ve looked at the top choices for coverage, discounts, reimbursements, and overall quality.

Super-extensive accident & illness coverage

$20,000

Coverage Up To

90%

Reimbursement

Overview

Pumpkin offers high-quality pet insurance plans for cats and dogs as well as an optional non-insurance preventive care plan for vaccinations, key tests and wellness exams, which will help to keep your pet happy and healthy through their life. You can travel with your pet in Canada or the US and can get access from any licensed vet in these countries. The platform is entirely digitized and serves as a one-stop-shop for all your pet's healthcare needs.

Pumpkin will cover up to $20,000 for dogs and $15,000 for cats annually.

What we like

  • Extensive coverage on multiple health issues
  • Optional preventive care plan that reimburses in full for annual wellness exams and vaccines
  • No exclusion on breeds or older pets
  • Offers a Fur Family Discount on multiple pets
  • Healthcare coverage in Canada and the US

What we don't

  • Pre-existing health conditions not covered
  • Pumpkin only covers dogs and cats

Pumpkin Advertiser Disclosure: Pumpkin Pet Insurance policies do not cover pre-existing conditions. Waiting periods, annual deductible, co-insurance, benefit limits and exclusions may apply. For full terms, visit pumpkin.care/insurancepolicy. Products, discounts, and rates may vary and are subject to change. Pumpkin Insurance Services Inc. (“Pumpkin”) (NPN #19084749) is a licensed insurance agency, not an insurer. Insurance is underwritten by United States Fire Insurance Company, a Crum & Forster Company (NAIC #21113, Morristown, NJ) and produced by Pumpkin. Pumpkin Preventive Essentials is not an insurance policy. It is offered as an optional add-on non-insurance benefit. Pumpkin is responsible for the product and administration. Pumpkin Preventive Essentials is not available in all states. For full terms, visit pumpkin.care/customeragreement. Paid Endorsement.

Multiple options for wellness plans

$100,000

Coverage Up To

90% - 100%

Reimbursement Rates

Overview

Wagmo began by providing stand-alone pet wellness coverages. Today, it has expanded its portfolio to include customizable pet insurance coverage.

What we like

  • Customizable policies
  • Variety of wellness plans
  • Fast reimbursements
  • High incident limits
  • Visit a vet of your choice

What we don't

  • 15 day waiting period on accident policy

Affordable prices with a fast reimbursement process

$100,000

Coverage Up To

70% - 90%

Reimbursement

Overview

Lemonade has earned a stellar reputation in the pet insurance industry with its affordable monthly premiums and fast reimbursement of claims with its AI technology. This technology has attracted thousands with its customizable policies and provides comprehensive coverage on illness and accidents to dogs and cats.

What we like

  • Customizable plans so you only pay for coverage that your pet needs
  • Claims are reimbursed in minutes
  • Affordable monthly premiums starting at $10/month
  • Comprehensive wellness plans to keep your pet in good health
  • Pay deductible once per year and not per incident

What we don't

  • Lemonade is only available in 33 states
  • Certain hybrid breeds may be denied

Short waiting periods on accidental coverage

$25,000

Coverage Up To

50% - 100%

Reimbursement

Overview

MetLife Insurance offers pet insurance for cats and dogs and is known for the shortest waiting periods in the industry.

What we like

  • No restriction on breeds and pet age
  • Customizable annual benefit limits
  • Short waiting periods accidental coverage
  • Flexible deductibles from $50 to $2,000
  • No incident limits

What we don't

  • Wellness treatment not included (optional add-on)
  • Pay first out of pocket and reimbursed later

Quick claims process

$10,000

Coverage Up To

70% - 90%

Reimbursement

Overview

Spot will insure older animals and provides a multi-pet discount when you insure two or more pets

What we like

  • Multi-pet discount
  • No upper age limit
  • Quick claims process
  • Fast and simple filing of claims
  • Optional no lifetime limits or caps on payouts

What we don't

  • Customer service limited to weekdays
  • 14 day waiting period

Pre-existing conditions and 6 pets covered for $24/m

$3,000

Coverage Up To

100%

Reimbursement

Overview

Pawp offers pet owners an emergency fund up to but not exceeding $3,000 annually. The platform is different from other traditional pet insurance agencies as it does not require you to provide a medical examination report before enrolling your pet. Whether your pet is healthy or has been diagnosed with a pre-existing condition, you can still enroll it and access the emergency fund when the need arises.

With no deductibles and low monthly premiums as low as $24, the digital platform will protect your furry friend during an incident and save money from large vet expenses. Although the agency does not provide any limitations on age, it is best to insure your pet while still young and be prepared in advance when an emergency occurs.

What we like

  • Monthly premiums as low as $24
  • Allows coverage on 6 pets for $24 a month
  • Allows enrollment of pets with pre-existing conditions
  • 24/7 unlimited access to Pawp’s virtual vet doctors

What we don't

  • Coverage is restricted to healthcare emergencies only
  • Does not offer wellness coverage
  • Emergency funds can be accessed only once per year

Provides holistic therapy coverage

$15,000

Coverage Up To

70% - 90%

Reimbursement

Overview

Fetch covers various conditions and offers holistic therapy coverage.

What we like

  • Covers examination fee during vet visits
  • Holistic therapy coverage
  • Comprehensive dental coverage
  • No penalty for multiple claims
  • No upper age limit for the pets

What we don't

  • Offers a single plan
  • No preventive care plans
  • No multi-pet discount

No age limit on pets - older dogs and cats are covered

Unlimited

Coverage Up To

70% - 90%

Reimbursement Rates

Overview

Prudent pet has excellent coverage for your pet regardless of their age. The insurer can customize your plan from illnesses, medications, accidents to preventive care that will fit your pet's needs and financial situation. This plan will give you peace of mind that you won't break the bank with unlimited coverage if an emergency occurs since treatments tend to be more expensive for older pets.

What we like

  • Older cats and dogs are covered
  • Customize your plan to fit your pet's needs and financial situation
  • Customers from US can get covered in Canada as well
  • Unlimited live vet chat if an issue occurs with your pet
  • 10% multiple pets discount

What we don't

  • Pre-existing health conditions not covered
  • Wellness add-ons can get expensive

Is pet insurance worth it for a Banjara Greyhound?

Banjara Greyhounds are healthy and strong dogs, but like any other dog, they can get sick and have health problems. Whether pet insurance is worth it depends on your situation and whether the benefits outweigh the cost.

Medical treatment for your Banjara Greyhound can become very expensive, especially if they encounter a more severe issue that requires invasive treatment. Medical bills for treating a sick Banjara Greyhound can quickly add up, costing up to a few thousand dollars. In these situations, you don’t want to be in the middle of a crisis and have to choose between your beloved dog and the affordability of their medical treatment.

To prepare for these unexpected circumstances, consider investing in pet insurance. It can help you afford your dog’s medical treatments and procedures while focusing on your dog’s recovery. 

Pet insurance can also provide peace of mind that your dog can be covered for the necessary treatments when it has an accident, injury, or illness. This includes (but is not limited to) broken bones, cancer treatment, harm caused by another animal, and prescriptions for chronic conditions. Therefore, pet insurance can be important and beneficial for your pet.

Common health conditions for a Banjara Greyhound

Typically, a Banjara Greyhound has a longer lifespan than the average dog. You can expect your dog to live somewhere between12 to 14 years. However, like all dog breeds, there are certain medical conditions that your dog could develop, such as:

  • Patellar luxation: The patella, or kneecap, is part of the stifle (knee) joint. In patellar luxation, the kneecap luxates or pops out of place, either medial or lateral. The rubbing caused by patellar luxation can lead to arthritis, so dogs with this condition may have difficulty walking.
  • Epilepsy: This neurological disorder causes seizures and is usually controlled with medication. However, some dogs with epilepsy have clusters of seizures, and others have single seizures that occur months or years apart. Idiopathic epilepsy, the most common form of the disease in dogs, is suspected of having a genetic component.
  • Progressive retinal atrophy (PRA): This is a family of diseases that involves the gradual deterioration of the retina. Early in the disease, affected dogs become night-blind; they lose sight during the day as the disease progresses.
  • Periodontal disease: This is inflammation and infection of the gums caused by bacteria in plaque that builds up on teeth; it can eventually lead to tooth loss. This disease can also result in severe infections in other organs, including the heart and kidneys. Good oral hygiene is essential for preventing this problem; this includes regular brushing your dog’s teeth and providing chew toys that help keep his teeth clean.
  • Leg and tail fractures: when the fracture doesn’t heal well, or the dog tries to walk on it too much before it heals. This can lead to arthritis later in life.

What does pet insurance cover for a Banjara Greyhound?

Pet insurance covers a range of diagnostics, treatments, and procedures for your dog. Depending on the pet insurance plan, you may be covered for injury-only, illness-only, or combination. Based on your plan, you are eligible for the following coverage:

  • Diagnostic and blood tests: If your Banjara Greyhound has been sick or injured, your veterinarian will often recommend blood tests to help diagnose what’s wrong. These tests can be expensive, but pet insurance can help cover them.
  • Hereditary and genetic conditions: A hereditary condition is passed down from parent to offspring; in other words, it’s something your Banjara Greyhound may have inherited from its parents. Many hereditary conditions don’t show symptoms right away, so it’s difficult to know whether you’re adopting a pet with an underlying condition. Genetic testing isn’t always possible either. Some pet insurance companies don’t cover hereditary conditions, but others do.
  • X-rays and surgeries: Many pet insurance plans cover x-rays and surgeries. If your Banjara Greyhound is sick or injured, the vet may need to investigate to find out what’s wrong. Every pet insurance policy covers an unlimited amount for X-rays and surgeries. It also covers up to 90% of medication and hospital stays for illness and injury as long as you pay your premium on time.
  • Medication and hospital stays: Your Banjara Greyhound may need medication or a hospital stay after an injury or surgery. Some conditions may require medication for life. And if your Banjara Greyhound has an accident or chronic health issues requiring frequent stays at the vet hospital, those bills add up quickly. Hospital stays and medication is covered up to 90% for illness and injury as long as you pay your premium on time.

Pet insurance covers a range of treatments, but it does not cover preventative or wellness care. Regular check-ups with the veterinarian will not be covered under most pet insurance plans. You will need to take advantage of an individual wellness plan for this type of coverage or see if the provider has any add-ons for wellness visits. Most providers usually do have it as an add-on.

Moreover, most insurance providers will not cover pre-existing conditions established before you registered your pet for coverage. Review everything your potential pet insurance plan covers and what types of pre-existing conditions they exclude to ensure your pet will be eligible for coverage.

How much does pet insurance cost for a Banjara Greyhound?

Banjara Greyhounds are a rare breed, so it will be difficult to find the exact information. The average monthly cost of pet insurance is $47.76 per month or $573.00 per year. However, Banjara Greyhounds are generally more expensive to insure than other breeds because they have a higher risk of injury.

How are pet insurance premiums determined for a Banjara Greyhound?

Many factors will determine the monthly premium rate for your Banjara Greyhound (included but not limited to):

  • Age: As with human insurance, pets get more expensive to insure as they age. You can almost always save money by ensuring your pet is young and healthy.
  • Location: Where you live can affect how much your premiums cost. If you live in an area with a high cost of living hence high veterinary costs, you’ll pay more for pet insurance than someone living in a less expensive area with low veterinary costs.
  • Gender:  Males are generally more expensive than females because they tend to be larger, heavier, and have higher claims for injuries or diseases related to their size and nature by mostly involving themselves in fights than females.
  • Medical history: Medical history. If your pet has been treated for certain conditions before, you may not be able to get insurance for them because it’s too much of a risk for the insurer. Some pet insurance does not ensure pets with pre-existing conditions.
  • Deductible: With higher deductibles, you will pay less each month but more per incident when you need to file a claim. You will pay less out-of-pocket when an accident or illness occurs but more each month in your premiums with lower deductibles. Most pet insurance companies offer a range of deductible amounts to choose from.
  • Reimbursement rate:  Less common than it used to be, some companies will allow you to choose between 80%, 90%, and 100% reimbursement rates. You’ll pay a lower premium if you choose to cover less of the bill.
  • Coverage amount: This is the maximum amount that the pet insurance company will pay per incident and year. Higher coverage means more expensive monthly payments, but they also mean that a single illness won’t wipe out your lifetime coverage for your dog and leave you with nothing for the future. 

How to choose the best pet insurance plan for a Banjara Greyhound

Many pet insurance options are available for a Banjara Greyhound, so how do you choose the best one? Here are some key factors to keep in mind as you are deciding on the right plan: 

  • Budget: Do you have a monthly budget for pet insurance? Also, consider what you can afford for an annual deductible (which you pay out of pocket before the insurance company starts paying) and the annual coverage limit (the maximum amount of money the insurer will pay out per year). This factor will determine whether or not pet insurance is affordable for you.
  • Customer feedback: Does the company you’re considering have good reviews on sites like ConsumerAffairs? Check with your vet or other pet owners to determine if they recommend a particular policy.
  • Conditions covered: Does the plan cover hereditary or chronic conditions? Are there pre-existing condition exclusions? You may want to avoid a plan that excludes pre-existing conditions to cover you if an old problem flares up again. Consider the best insurance plan according to the conditions of your Banjara Greyhound.
  • Reimbursement rate: How much of your vet bill will be reimbursed? If your Banjara Greyhound gets sick or injured and needs expensive treatment, will it only be partially covered by your plan or fully paid for
  • Coverage amount: Review available coverage amounts and choose one that suits your needs.
  • Deductible: Consider how often you take your pet to the vet when selecting a deductible amount. You may want a low deductible if you know you’ll need frequent visits. All pet policies require that you pay an annual deductible before it starts covering claims.

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