Balinese cats are prone to some health issues that could be costly to pay. Pet insurance can help with expensive vet visits when your pet gets sick or injured. We’ve looked at the top choices for coverage, discounts, reimbursements, and overall quality.
Pumpkin offers high-quality pet insurance plans for cats and dogs as well as an optional non-insurance preventive care plan for vaccinations, key tests and wellness exams, which will help to keep your pet happy and healthy through their life. You can travel with your pet in Canada or the US and can get access from any licensed vet in these countries. The platform is entirely digitized and serves as a one-stop-shop for all your pet's healthcare needs.
Pumpkin will cover up to $20,000 for dogs and $15,000 for cats annually.
What we like
Extensive coverage on multiple health issues
Optional preventive care plan that reimburses in full for annual wellness exams and vaccines
Pumpkin Advertiser Disclosure: Pumpkin Pet Insurance policies do not cover pre-existing conditions. Waiting periods, annual deductible, co-insurance, benefit limits and exclusions may apply. For full terms, visit pumpkin.care/insurancepolicy. Products, discounts, and rates may vary and are subject to change. Pumpkin Insurance Services Inc. (“Pumpkin”) (NPN #19084749) is a licensed insurance agency, not an insurer. Insurance is underwritten by United States Fire Insurance Company, a Crum & Forster Company (NAIC #21113, Morristown, NJ) and produced by Pumpkin. Pumpkin Preventive Essentials is not an insurance policy. It is offered as an optional add-on non-insurance benefit. Pumpkin is responsible for the product and administration. Pumpkin Preventive Essentials is not available in all states. For full terms, visit pumpkin.care/customeragreement. Paid Endorsement.
Lemonade has earned a stellar reputation in the pet insurance industry with its affordable monthly premiums and fast reimbursement of claims with its AI technology. This technology has attracted thousands with its customizable policies and provides comprehensive coverage on illness and accidents to dogs and cats.
What we like
Customizable plans so you only pay for coverage that your pet needs
Claims are reimbursed in minutes
Affordable monthly premiums starting at $10/month
Comprehensive wellness plans to keep your pet in good health
Pawp offers pet owners an emergency fund up to but not exceeding $3,000 annually. The platform is different from other traditional pet insurance agencies as it does not require you to provide a medical examination report before enrolling your pet. Whether your pet is healthy or has been diagnosed with a pre-existing condition, you can still enroll it and access the emergency fund when the need arises.
With no deductibles and low monthly premiums as low as $24, the digital platform will protect your furry friend during an incident and save money from large vet expenses. Although the agency does not provide any limitations on age, it is best to insure your pet while still young and be prepared in advance when an emergency occurs.
What we like
Monthly premiums as low as $24
Allows coverage on 6 pets for $24 a month
Allows enrollment of pets with pre-existing conditions
24/7 unlimited access to Pawp’s virtual vet doctors
What we don't
Coverage is restricted to healthcare emergencies only
Does not offer wellness coverage
Emergency funds can be accessed only once per year
Prudent pet has excellent coverage for your pet regardless of their age. The insurer can customize your plan from illnesses, medications, accidents to preventive care that will fit your pet's needs and financial situation. This plan will give you peace of mind that you won't break the bank with unlimited coverage if an emergency occurs since treatments tend to be more expensive for older pets.
What we like
Older cats and dogs are covered
Customize your plan to fit your pet's needs and financial situation
Customers from US can get covered in Canada as well
Unlimited live vet chat if an issue occurs with your pet
Buying a pet is an exciting prospect, but so is the realization that you’re now responsible for this new life. One of the decisions about dog ownership is whether to purchase pet insurance. Here are some pros to consider before getting a pet insurance cover:
You can get coverage for accidents and illnesses. If your dog gets sick or injured unexpectedly, the costs can add up quickly. Pet insurance may help defray some or all of those costs. Some policies also cover routine care, such as annual exams, vaccinations, spaying/neutering, and dental care.
You can customize your policy. Many pet insurance policies allow you to choose a deductible, reimbursement level, and annual limits. In some cases, you can even adjust the premium by opting out of specific coverage options (such as spaying/neutering) or excluding treatments for pre-existing conditions.
It’s worth it if you want peace of mind. Even if you don’t use your pet insurance policy much (or at all), it’s nice to know that it’s there if you need it, especially if you’re on a tight budget.
Common health conditions for a Balinese
Balinese cats are known to be a healthy breed. There are, however, several health conditions that are commonly found within the species. The following is a list of some of the more common health issues within the breed:
Hereditary liver amyloidosis: Amyloidosis is a disease where amyloid builds up in the liver and other organs, leading to organ failure. This can lead to premature death for affected cats. Amyloidosis is inherited within Balinese cats.
Dilated cardiomyopathy: This disease occurs when the heart walls become abnormally thin and stretched, which leads to an enlarged heart. The heart becomes unable to pump blood adequately through the body, leading to congestive heart failure in cats affected by this condition.
Hip dysplasia is another inherited condition common among dogs and cats, but it’s less common among dogs than dogs. It occurs when the hip joint doesn’t develop normally, causing pain and lameness in the hind legs.
What does pet insurance cover for a Balinese?
Pet insurance can help cover the costs of emergency care and routine checkups if you have a Balinese. Here’s how pet insurance works and how to find the best plan for your furry friend. If you’re not sure whether pet insurance is right for your Balinese, start by looking at some common claims that come in for this breed:
Accidents: Accidents such as being hit by a car, poisoning or swallowing a foreign object are covered under pet insurance. If your pet is treated for an accident, you will receive a percentage of the cost of treatment. Policies cover accidents differently, so make sure you read through the procedure and choose what is right for you and your pet.
Illness: Pet insurance policies typically cover diseases related to your pet’s age and breed. Some commonly covered illnesses include urinary tract infections (UTIs), skin allergies, ear infections, arthritis and diabetes. Illness coverage may also include congenital conditions, congenital disabilities that are present at birth or surface in the first year of life.
Routine care: The routine care option covers some preventive and routine care expenses, such as vaccinations and teeth cleanings. Many pet insurance policies will cater for Annual exams, flea and tick prevention, no-cost microchipping, optional dental coverage and more.
How are pet insurance premiums determined for a Balinese?
Pet insurance premiums are based on several factors. Because the cost of treatment varies from animal to animal, pet insurance companies use the following criteria to determine your premium:
Location: In many cases, you’ll be charged more for pet insurance if you live in an area with a high cost of living. This is based on the assumption that veterinary bills in your area will be higher than in a less expensive place.
Age: Cats can develop some diseases as they age, but they are generally healthy until older. That means cat plans can be less expensive than an adult or senior plans. The age of your pet when you also enrol matters – if you register a young cat, his premiums won’t increase much as he ages; but if you wait until he is eight years old, his premiums will be higher due to his age-related health risks.
Deductible: This is the amount you have to pay before your insurer begins making payments. Policies with higher deductibles cost less than those with lower deductibles, but out-of-pocket costs will be higher if your pet gets sick or injured.
Gender: Male pets are generally charged more than females because they have a higher chance of developing testicular cancer.
How to choose the best pet insurance plan for a Balinese
Getting pet insurance can help keep your furry friend healthy and happy, but it can be hard to know what type of coverage is best for you and your pet. Here are the things you need to consider when choosing a policy:
Check out the company’s reputation: First, make sure you’re dealing with an insurer that has a good reputation for customer service and paying claims. Your state’s insurance department should have complaints on file against any company doing business within its borders. Also, check out independent reviews by pet owners.
Consider your budget: When it comes to comparing quotes, make sure you’re comparing the correct prices, some policies may look cheap on the surface but may not cover as much as others or have higher deductibles. And be sure to read the fine print before signing up for any policy.
Consider pre-existing conditions: Most companies will not cover pre-existing conditions. Check with your vet if your pet has any existing health conditions. In some cases, they may recommend buying insurance before certain conditions progress.
Define your needs: A significant point to consider is whether or not you want an accident-only plan, which will provide coverage only for injuries caused by accidents. These plans are generally the most affordable, but if you wish comprehensive coverage for illnesses as well as accidents, you’ll need to look at a more expensive plan.
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