If you have an Artois Hound, they’ve already become a loved family member. Keep them healthy and safe by considering quality pet insurance for expensive veterinarian bills. To help you with this process, we’ve looked at the top choices for coverage, discounts, reimbursements, and overall quality.
Pumpkin offers high-quality pet insurance plans for cats and dogs as well as an optional non-insurance preventive care plan for vaccinations, key tests and wellness exams, which will help to keep your pet happy and healthy through their life. You can travel with your pet in Canada or the US and can get access from any licensed vet in these countries. The platform is entirely digitized and serves as a one-stop-shop for all your pet's healthcare needs.
Pumpkin will cover up to $20,000 for dogs and $15,000 for cats annually.
What we like
Extensive coverage on multiple health issues
Optional preventive care plan that reimburses in full for annual wellness exams and vaccines
Pumpkin Advertiser Disclosure: Pumpkin Pet Insurance policies do not cover pre-existing conditions. Waiting periods, annual deductible, co-insurance, benefit limits and exclusions may apply. For full terms, visit pumpkin.care/insurancepolicy. Products, discounts, and rates may vary and are subject to change. Pumpkin Insurance Services Inc. (“Pumpkin”) (NPN #19084749) is a licensed insurance agency, not an insurer. Insurance is underwritten by United States Fire Insurance Company, a Crum & Forster Company (NAIC #21113, Morristown, NJ) and produced by Pumpkin. Pumpkin Preventive Essentials is not an insurance policy. It is offered as an optional add-on non-insurance benefit. Pumpkin is responsible for the product and administration. Pumpkin Preventive Essentials is not available in all states. For full terms, visit pumpkin.care/customeragreement. Paid Endorsement.
Lemonade has earned a stellar reputation in the pet insurance industry with its affordable monthly premiums and fast reimbursement of claims with its AI technology. This technology has attracted thousands with its customizable policies and provides comprehensive coverage on illness and accidents to dogs and cats.
What we like
Customizable plans so you only pay for coverage that your pet needs
Claims are reimbursed in minutes
Affordable monthly premiums starting at $10/month
Comprehensive wellness plans to keep your pet in good health
Pawp offers pet owners an emergency fund up to but not exceeding $3,000 annually. The platform is different from other traditional pet insurance agencies as it does not require you to provide a medical examination report before enrolling your pet. Whether your pet is healthy or has been diagnosed with a pre-existing condition, you can still enroll it and access the emergency fund when the need arises.
With no deductibles and low monthly premiums as low as $24, the digital platform will protect your furry friend during an incident and save money from large vet expenses. Although the agency does not provide any limitations on age, it is best to insure your pet while still young and be prepared in advance when an emergency occurs.
What we like
Monthly premiums as low as $24
Allows coverage on 6 pets for $24 a month
Allows enrollment of pets with pre-existing conditions
24/7 unlimited access to Pawp’s virtual vet doctors
What we don't
Coverage is restricted to healthcare emergencies only
Does not offer wellness coverage
Emergency funds can be accessed only once per year
Prudent pet has excellent coverage for your pet regardless of their age. The insurer can customize your plan from illnesses, medications, accidents to preventive care that will fit your pet's needs and financial situation. This plan will give you peace of mind that you won't break the bank with unlimited coverage if an emergency occurs since treatments tend to be more expensive for older pets.
What we like
Older cats and dogs are covered
Customize your plan to fit your pet's needs and financial situation
Customers from US can get covered in Canada as well
Unlimited live vet chat if an issue occurs with your pet
Artois Hounds are more than just their noses and ears. They’re loyal, good-natured, and easy to train. And they’re a good fit for active families looking for a dog with a great sense of smell and endless enthusiasm. Their scent-based instincts make them great companions for hunting, search and rescue, and tracking.
Medical treatment for your Artois Hound can become very expensive, especially if they encounter a more severe issue that requires invasive treatment. Medical bills for treating a sick Artois Hound can quickly add up, costing up to a few thousand dollars. In these situations, you don’t want to be in the middle of a crisis and have to choose between your beloved dog and the affordability of their medical treatment.
To prepare for these unexpected circumstances, consider investing in pet insurance. It can help you afford your dog’s medical treatments and procedures while focusing on your dog’s recovery.
Pet insurance can also provide peace of mind that your dog can be covered for the necessary treatments when it has an accident, injury, or illness. This includes (but is not limited to) broken bones, cancer treatment, harm caused by another animal, and prescriptions for chronic conditions. Therefore, pet insurance can be essential and beneficial for your pet.
Common health conditions for an Artois Hound
Typically, an Artois Hound has a longer lifespan than the average dog. You can expect your dog to live somewhere between 12 to 15 years. However, like all dog breeds, there are certain medical conditions that your dog could develop, such as:
Progressive retinal atrophy (PRA), the most common form of inherited blindness, is an inherited degenerative eye disease in which the retina atrophies. PRA usually starts between six and 12 months of age and is often progressive. Early detection of PRA is critical because early treatment slows the progression of PRA and can improve vision for many dogs.
Hypothyroidism: Dogs with hypothyroidism are prone to weight gain, lethargy, and reduced activity levels. The condition may also lead to hair loss, skin problems, dry skin, itching, and even neurological symptoms such as muscle tremors, impaired coordination, or poor vision. Dogs with hypothyroidism should receive thyroid supplementation and be evaluated periodically by a veterinary ophthalmologist to ensure proper eye health.
Hip dysplasia: Hip and elbow dysplasia are common ailments in many larger dog breeds. These conditions are characterized by a malformation of the joints that can cause lameness and arthritis-like symptoms in dogs. Dogs with hip or elbow dysplasia should not be bred, as this is an inherited condition.
Epilepsy: Idiopathic epilepsy is a seizure disorder that has been reported in Basset Hounds, although it is scarce. Epilepsy can be controlled with medication, but affected dogs should not be bred.
Cataracts: Many breeds of dogs can develop cataracts, an opacity of the eye lens that can cause blindness if left untreated. This condition can affect one or both eyes and may occur at any age. Cataracts may be inherited or acquired later in life through injury or systemic disease. Affected dogs should not be bred, and surgical removal of the lens may be necessary to restore vision to the dog.
What does pet insurance cover for an Artois Hound?
Pet insurance covers a range of diagnostics, treatments, and procedures for your dog. Depending on the pet insurance plan, you may be covered for injury-only, illness-only, or combination. Based on your plan, you are eligible for the following coverage:
Diagnostic and blood tests: It can be very expensive if your pet needs a diagnostic test, such as an x-ray or MRI. Having pet insurance means that your policy covers these costs. This can help the veterinarian diagnose what’s wrong and get the right treatment for your pet. Your policy will cover all reasonable care costs after your deductible is met.
Hereditary and genetic conditions: Many insurers exclude hereditary or genetic conditions from coverage, but others offer limited coverage for these conditions. Check your policy’s fine print to see whether the congenital conditions you’re most concerned about are covered.
X-rays and surgeries: Surgeries, X-rays and other orthopaedic work are usually covered by pet insurance policies. Some policies cover a percentage of the cost of surgery, while others cover the entire cost up to a certain limit per incident. If your Artois Hound needs surgery, check with your vet beforehand to estimate how much it will cost.
Medication and hospital stays: Medications such as pain relievers or antibiotics are often prescribed after surgery or injury to help manage pain and speed recovery time. Your pet will likely be required to stay in the hospital while receiving these medications through an IV drip or other means. This can cost hundreds of dollars per day, depending on how many days your pet stays at the hospital.
Pet insurance covers a range of treatments, but it does not cover preventative or wellness care. Regular check-ups with the veterinarian will not be covered under most pet insurance plans. You will need to take advantage of an individual wellness plan for this type of coverage or see if the provider has any add-ons for wellness visits. Most providers usually do have it as an add-on.
Moreover, most insurance providers will not cover pre-existing conditions before registering your pet for coverage. Review everything your potential pet insurance plan covers and what types of pre-existing conditions they exclude to ensure your pet will be eligible for coverage.
How much does pet insurance cost for an Artois Hound?
The average cost of pet insurance is $52/month, which means you’ll pay about $624/year for the best insurance policy. But it can vary a lot depending on your pet’s breed, age, and health history. The most common pet insurance is called accident and illness coverage.
How are pet insurance premiums determined for an Artois Hound?
Many factors will determine the monthly premium rate for your Artois Hound (included but not limited to):
Age: The older your pet is, the more likely medical issues may arise that could require veterinary care. Because of this, it’s often more expensive to insure an older pet than a younger one.
Location: It costs more to treat pets in some parts of the country than others. If you live in an area where veterinary care is expensive, you’ll pay a higher premium.
Gender: Your dog’s gender will also affect how much premiums are. Female dogs are generally cheaper to insure because they usually live longer than male dogs, and they tend to be less aggressive.
Medical history: A pet with a pre-existing condition might not be eligible for coverage or could have limited coverage options and higher premiums. Some pre-existing conditions can be managed with medication, but it may make sense to pay out-of-pocket treatment if your pet isn’t insurable.
Deductible: The deductible is the amount you must pay before the insurance company pays out claims. The higher your pet’s deductible, the lower your monthly premium.
Reimbursement rate: The reimbursement rate is how much you’ll receive after submitting a claim (the insurance company will cover the difference). The reimbursement rate can be set at 70%, 80%, or 90%, depending on your policy. Higher rates will mean a higher premium.
Coverage amount: Most coverage plans have deductibles — you pay this much before your insurer pays anything. The higher the deductible, the lower your premium will be. Other plans have co-pays — you’ll have to pay this much toward treatment before the insurance kicks in.
How to choose the best pet insurance plan for an Artois Hound
Many pet insurance options are available for an Artois Hound, so how do you choose the best one? Here are some key factors to keep in mind as you are deciding on the right plan:
Budget: It’s important to consider your budget when researching pet insurance. Many plans require a monthly fee, and in some cases, deductibles and co-payments may also be required. The cost of these things can vary significantly by the provider.
Customer feedback: A reputable company should be able to offer at least a few references that you can contact to ask questions about their experience with the insurer. Be sure to contact the references and ask if they have any complaints or concerns about the insurance company and its policies.
Conditions covered: Make sure you know what is included in a plan before signing up. Some companies will cover routine care while others don’t. It’s important to know whether that’s important to you and what it will cost to have it added if necessary.
Reimbursement rate: Some insurers only reimburse you for a percentage of covered expenses, while others payout a flat amount per procedure or illness. It’s important to understand how much you’ll receive from an insurance policy before purchasing it, as providers’ reimbursement rates can vary widely.
Coverage amount:This is the maximum your plan will pay per incident. Some plans will pay a set amount per service, while others will reimburse you for the cost of care, minus any deductible and copay.
Deductible: A deductible amount you have to pay out-of-pocket before your pet insurance coverage kicks in. The higher the deductible, the lower your monthly premium will be. If you can’t afford a high deductible, look for a plan with lower copays or choose without a deductible.
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