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Best Abyssinian Pet Insurance of 2024

Lisa Scott

Abyssinian cats are prone to some health issues that could be costly to pay. Pet insurance can help with expensive vet visits when your pet gets sick or injured. We’ve looked at the top choices for coverage, discounts, reimbursements, and overall quality.

Super-extensive accident & illness coverage

$20,000

Coverage Up To

90%

Reimbursement

Overview

Pumpkin offers high-quality pet insurance plans for cats and dogs as well as an optional non-insurance preventive care plan for vaccinations, key tests and wellness exams, which will help to keep your pet happy and healthy through their life. You can travel with your pet in Canada or the US and can get access from any licensed vet in these countries. The platform is entirely digitized and serves as a one-stop-shop for all your pet's healthcare needs.

Pumpkin will cover up to $20,000 for dogs and $15,000 for cats annually.

What we like

  • Extensive coverage on multiple health issues
  • Optional preventive care plan that reimburses in full for annual wellness exams and vaccines
  • No exclusion on breeds or older pets
  • Offers a Fur Family Discount on multiple pets
  • Healthcare coverage in Canada and the US

What we don't

  • Pre-existing health conditions not covered
  • Pumpkin only covers dogs and cats

Pumpkin Advertiser Disclosure: Pumpkin Pet Insurance policies do not cover pre-existing conditions. Waiting periods, annual deductible, co-insurance, benefit limits and exclusions may apply. For full terms, visit pumpkin.care/insurancepolicy. Products, discounts, and rates may vary and are subject to change. Pumpkin Insurance Services Inc. (“Pumpkin”) (NPN #19084749) is a licensed insurance agency, not an insurer. Insurance is underwritten by United States Fire Insurance Company, a Crum & Forster Company (NAIC #21113, Morristown, NJ) and produced by Pumpkin. Pumpkin Preventive Essentials is not an insurance policy. It is offered as an optional add-on non-insurance benefit. Pumpkin is responsible for the product and administration. Pumpkin Preventive Essentials is not available in all states. For full terms, visit pumpkin.care/customeragreement. Paid Endorsement.

Multiple options for wellness plans

$100,000

Coverage Up To

90% - 100%

Reimbursement Rates

Overview

Wagmo began by providing stand-alone pet wellness coverages. Today, it has expanded its portfolio to include customizable pet insurance coverage.

What we like

  • Customizable policies
  • Variety of wellness plans
  • Fast reimbursements
  • High incident limits
  • Visit a vet of your choice

What we don't

  • 15 day waiting period on accident policy

Affordable prices with a fast reimbursement process

$100,000

Coverage Up To

70% - 90%

Reimbursement

Overview

Lemonade has earned a stellar reputation in the pet insurance industry with its affordable monthly premiums and fast reimbursement of claims with its AI technology. This technology has attracted thousands with its customizable policies and provides comprehensive coverage on illness and accidents to dogs and cats.

What we like

  • Customizable plans so you only pay for coverage that your pet needs
  • Claims are reimbursed in minutes
  • Affordable monthly premiums starting at $10/month
  • Comprehensive wellness plans to keep your pet in good health
  • Pay deductible once per year and not per incident

What we don't

  • Lemonade is only available in 33 states
  • Certain hybrid breeds may be denied

Short waiting periods on accidental coverage

$25,000

Coverage Up To

50% - 100%

Reimbursement

Overview

MetLife Insurance offers pet insurance for cats and dogs and is known for the shortest waiting periods in the industry.

What we like

  • No restriction on breeds and pet age
  • Customizable annual benefit limits
  • Short waiting periods accidental coverage
  • Flexible deductibles from $50 to $2,000
  • No incident limits

What we don't

  • Wellness treatment not included (optional add-on)
  • Pay first out of pocket and reimbursed later

Quick claims process

$10,000

Coverage Up To

70% - 90%

Reimbursement

Overview

Spot will insure older animals and provides a multi-pet discount when you insure two or more pets

What we like

  • Multi-pet discount
  • No upper age limit
  • Quick claims process
  • Fast and simple filing of claims
  • Optional no lifetime limits or caps on payouts

What we don't

  • Customer service limited to weekdays
  • 14 day waiting period

Pre-existing conditions and 6 pets covered for $24/m

$3,000

Coverage Up To

100%

Reimbursement

Overview

Pawp offers pet owners an emergency fund up to but not exceeding $3,000 annually. The platform is different from other traditional pet insurance agencies as it does not require you to provide a medical examination report before enrolling your pet. Whether your pet is healthy or has been diagnosed with a pre-existing condition, you can still enroll it and access the emergency fund when the need arises.

With no deductibles and low monthly premiums as low as $24, the digital platform will protect your furry friend during an incident and save money from large vet expenses. Although the agency does not provide any limitations on age, it is best to insure your pet while still young and be prepared in advance when an emergency occurs.

What we like

  • Monthly premiums as low as $24
  • Allows coverage on 6 pets for $24 a month
  • Allows enrollment of pets with pre-existing conditions
  • 24/7 unlimited access to Pawp’s virtual vet doctors

What we don't

  • Coverage is restricted to healthcare emergencies only
  • Does not offer wellness coverage
  • Emergency funds can be accessed only once per year

Provides holistic therapy coverage

$15,000

Coverage Up To

70% - 90%

Reimbursement

Overview

Fetch covers various conditions and offers holistic therapy coverage.

What we like

  • Covers examination fee during vet visits
  • Holistic therapy coverage
  • Comprehensive dental coverage
  • No penalty for multiple claims
  • No upper age limit for the pets

What we don't

  • Offers a single plan
  • No preventive care plans
  • No multi-pet discount

No age limit on pets - older dogs and cats are covered

Unlimited

Coverage Up To

70% - 90%

Reimbursement Rates

Overview

Prudent pet has excellent coverage for your pet regardless of their age. The insurer can customize your plan from illnesses, medications, accidents to preventive care that will fit your pet's needs and financial situation. This plan will give you peace of mind that you won't break the bank with unlimited coverage if an emergency occurs since treatments tend to be more expensive for older pets.

What we like

  • Older cats and dogs are covered
  • Customize your plan to fit your pet's needs and financial situation
  • Customers from US can get covered in Canada as well
  • Unlimited live vet chat if an issue occurs with your pet
  • 10% multiple pets discount

What we don't

  • Pre-existing health conditions not covered
  • Wellness add-ons can get expensive

Is pet insurance worth it for an Abyssinian?

Abyssinian cats are one of the oldest cat breeds. They love to play and are very intelligent, so they’re known for getting into trouble. They are also prone to certain health conditions, so it’s important to think about pet insurance before you adopt an Abyssinian.

Abyssinians have a few health problems that are more common in the breed than others. Progressive retinal atrophy (PRA), a degenerative disease that causes blindness, can occur when a cat is just two years old. 

They’re also more likely to get feline inflammatory bowel disease, which can cause diarrhea, vomiting, weight loss, and dehydration. A few other issues that affect Abyssinians are pyruvate kinase deficiency, amyloidosis (a protein buildup in the organs), and renal cysts.

Abyssinians like to climb, jump and explore the world around them. They have adventurous spirits and this means they can often be more accident-prone than other breeds. If your Abyssinian has an accident in the house or while they’re out exploring, you might need to take them to the vet for treatment.

Abyssinians also have a tendency to get diabetes later in life which means you might need to pay for regular vet checkups as your cat gets older as well as medication if they start developing diabetes. This is why it’s important to consider whether pet insurance is right for your Abyssinian.

Common health conditions for an Abyssinian

Some of the health conditions most commonly seen in Abyssinians are:

  • Renal amyloidosis: This is a condition that causes the abnormal accumulation of a protein called amyloid in various organs in the body, particularly the kidneys. The cause is unknown, but there is a genetic link. Treatment includes medication and sometimes a special diet.
  • Pyruvate kinase deficiency: This is a genetic blood disorder that affects red blood cells and can lead to anemia. Treatment includes lifelong monthly transfusions.
  • Progressive retinal atrophy (PRA): This is an inherited, degenerative eye disorder that eventually causes blindness from the loss of photoreceptors at the back of the eye. It occurs in both eyes and has been found in Abyssinians worldwide, but not all cats with PRA have been tested for it, so it’s hard to say exactly how widespread it is among Abyssinians. 
  • Hip Dysplasia: This condition is seen in Abyssinians as well as many dog breeds. It occurs when the top of the hip bone doesn’t fit properly into the hip socket.
  • Tear Staining: This results from over-production of tears or poor tear drainage, which can lead to discoloration under a cat’s eyes or on its face or neck.

What does pet insurance cover for an Abyssinian?

Here’s what pet insurance generally covers:

  • Accidents: This can include ingesting poisonous substances, getting hit by a car, or falling from a high place.
  • Illnesses: Conditions like cancer, infections, and diabetes are covered under most plans.
  • Routine care: Vaccinations, flea treatments, and even spaying or neutering are all typically covered by pet insurance.
  • Many plans also offer routine care packages that provide extra coverage for these services at discounted prices.

How are pet insurance premiums determined for an Abyssinian?

Here are the factors that affect Abyssinian insurance premiums:

  • Age: Older cats cost more to insure than young cats because older cats tend to have more health problems. Most major pet insurers won’t even offer coverage for animals over a certain age — typically 10 to 12 years old — unless you’ve had them insured since they were younger with no gap in coverage.
  • Location: Costs can vary by state. Some states have higher rates of illness and other factors that can raise your premium.
  • Deductible: This is the amount you will pay out-of-pocket before your insurance policy kicks in to cover your vet bills. The lower your deductible, the more you’ll pay each month in premiums. However, keep in mind that a higher deductible may mean that you’ll have to pay a large amount out-of-pocket before receiving any benefits from your policy.
  • Gender: As you might expect, the gender of your Abyssinian can impact its insurance policy. This is because male cats are more likely to roam and get into fights. The more time they spend outside, the higher their risk of contracting a disease or getting injured.

How to choose the best pet insurance plan for an Abyssinian

Here are some tips on how to choose the best pet insurance plan for your Abyssinian:

  • Consider your budget: Pet insurance makes sense if it helps you afford expensive tests and treatments that you’d otherwise put off or decline. But some plans include regular checkups and vaccinations as part of their coverage, and that can be an unnecessary expense if you’re already taking care of those things yourself. 
  • Check out the company’s reputation: There are many different pet insurance providers, so do your research before buying a policy from any of them. Look at reviews and ratings online, talk to other pet owners, and ask your vet if they’ve had any good (or bad) experiences with certain companies.
  • Define your needs: Pet insurance for Abyssinians isn’t one-size-fits-all. The coverage you need depends on what kind of care your cat needs and how much you have to spend.
  • Consider pre-existing conditions: Some pet insurers won’t cover pre-existing conditions on Abyssinians of any age, but others will give older ones with pre-existing conditions basic coverage at least. You’ll pay more for this type of coverage, though.

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