What’s the Lowest Down Payment For a House?

Wendy Wilson

It’s estimated roughly 90% of new homes are purchased through finance options– in other words, a mortgage. That means you’re going to need a loan. Lenders typically want somebody with...

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How To Pay For Emergency Home Repairs

Wendy Wilson

Your furnace goes out, you discover a leak in the roof, or a pipe breaks in your basement. As a homeowner, you have to be prepared for any number...

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What Is A VA Loan & How Does It Work?

Wendy Wilson

Are you a military member or veteran looking to buy a home? If so, there is a special mortgage loan known as a VA loan. These loans offer competitively...

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What Is Title Insurance & Is It Important?

Wendy Wilson

Title insurance is a form of insurance one obtains to protect themselves if unexpected damages and loss occur to the home they own. Title insurance protects the lender, and...

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HARP Replacement Programs: Know Your Options

Wendy Wilson

Refinancing your home can offer you a way to pay less interest on your homeowner loan and reduce your monthly payments. Unfortunately, the situation many homeowners find themselves in...

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How to Avoid Mortgage Refinance Scams?

Wendy Wilson

Are you a homeowner looking to refinance in the near future? If so, you may be a scammer’s next target. From phone calls to emails to fake websites, scammers...

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What is FHA Streamline Refinance & How Does It Work?

Wendy Wilson

Federal Housing Administration (FHA) procures mortgage insurance on credits granted by FHA-approved lenders. A homeowner gets into a legal agreement with a lender for money in exchange for the...

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How to Choose the Best Mortgage?

Wendy Wilson

Finding your dream home is only half the battle in becoming a homeowner. Unless you’re paying in cash, you’ll need to figure out the best type of mortgage for...

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How To Get Pre-Approved For A Mortgage?

Wendy Wilson

If you are buying your home through a mortgage, it’s recommended that you get pre-approval for a mortgage. A pre-approval document shows the amount of money a lender is...

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What Determines Your Mortgage Rate?

Wendy Wilson

For many people, getting a mortgage is the most significant financial move of their life. However, getting a mortgage is almost always far from straightforward. Many factors can negatively...

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