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Biz2Credit specializes in financing solutions for small businesses that have been in operation for a minimum of 12 months, show a consistent profit, and have a strong credit history. Business financing includes working capital, commercial real estate, and term loans.
Summary: Biz2Credit business financing is best for small businesses that are established and generate consistent revenue. There are various repayment options available and a funding advisor is on hand to help you choose the best financing solution to grow your small business.
Loan Application
Loan Purpose
Loan Terms, Fees, & Rates
Repayment Options
Industry Restrictions
Customer Service
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HQ | New York, United States | |
Loan Amount | $25,000 to $6,000,000 | |
Loan Terms | 12 – 36 months | |
Interest Rate Type | Fixed | |
Loan Security | Unsecured | |
Collateral Requirements | None | |
Min. Credit Score | 575 or 660 (depending on product) | |
Min. Monthly Revenue | $10,000 or $25,000 (depending on product) | |
Time In Business | 12+ months | |
Turnaround Time | 24 – 72 hours | |
State Restrictions | Not available in NV, ND, SD |
Biz2Credit offers three types of financing solutions:
You can apply online in under 4 minutes and receive funds into your account within 72 hours. A Funding Advisor will talk you through the best options that suit your business needs to ensure you’re making the best decision for your business.
The following table summarizes the business loans on offer:
Biz2Credit Business Financing | Working Capital | Term Loan | Commercial Real Estate Loan |
Loan amount | $25,000 – $2,000,000+ | $25,000 – $500,000 | $250,000 – $6,000,000 |
Repayment term | Paid back from business receipts | 12, 18, 24, 36 months | 12 – 36 months |
Purpose | Business projects and expenses | Large projects and investments | Major projects or acquisitions |
Approval | Within 24 hours | Within 24 hours | Within 30 days |
Repayment schedule | Daily, weekly, bi-monthly | Weekly, bi-monthly, monthly | Monthly |
To be eligible for Biz2Credit Business Financing you’ll need to meet the following criteria:
You’ll need to have the following information:
Once you have completed the application you can choose from one of the financing solutions. A funding advisor will go over your application to ensure the funding option is the best fit for your business needs.
You may be asked to provide documentation such as financial statements, business tax returns, and profit and loss statements to support your application. Biz2Credit has a fast funding application process and you could receive approval within 24 hours. After you finalize the application the funds should be deposited into your bank account within 48 hours.
Biz2Credit Business Loans can be used for a range of purposes. Some of these include:
Terms of funding range from 12 – 36 months for commercial real estate and term loans. Working capital financing is paid back from business receipts.
The final interest rate will depend on your credit history and how quickly your business needs financing.
Fees include an underwriting fee typically ranging between $250 – $400 depending on the size of the loan. There are no other hidden fees and you will only pay a fee when your funding application closes.
Payment schedules can be daily, weekly, monthly, or bi-monthly depending on the type of business financing.
Biz2Credit does not disclose early repayment options for business financing.
Biz2Credit does not disclose industry restrictions. Small business loans can be used for the following industries (but are not limited to):
To get in touch with Biz2Credit, you can call (800) 200-5678 or email info@biz2credit.com from Monday to Friday 9 am to 6 pm. Biz2Credit is located at the following address:
Alternatively, you can send a message via the contact form on the website. There is also a helpful FAQ page that could answer some of your questions about receiving business funding.
With over 14,000 reviews on Trustpilot, Biz2Credit has many positive reviews reporting a fast and streamlined loan application process and great customer service.
Biz2Credit is an online small business funding platform that has provided over $7 billion in small business loans to over 250,000 businesses. Founded in 2007, Biz2Credit is widely recognized as one of the leading lenders for small businesses.
Biz2Credit Business Loans is a good fit for small businesses seeking fast financing solutions and flexible repayment options. There is a range of business loans available and a funding advisor is on hand to meet your business needs.