South Dakota is home to dozens of banks that provide both online and traditional brick-and-mortar banking services. If you are searching for a savings account, there is a wide range of options available.
When beginning the process of selecting a savings account, shop around and compare the available options to decide on the best fit for you. An important factor to consider is the interest rate or annual percentage yield (APY).
Since you want to get the most out of your money, consider savings accounts with a high APY. The account fees also matter. It makes no sense to choose an account with a high APY and high account charges. The account charges will automatically reduce the value of your returns.
Also, consider the account accessibility. High-yield accounts serve as a great way to build emergency funds. Also consider other bank features such as ATM or mobile access. But only search for this feature if it is important to you.
We reviewed some of the best savings accounts in South Dakota and selected our top picks.
Use our comprehensive review to compare the available options and choose an account that is the most suitable fit for you today.
This savings account will provide a flat APY regardless of your balance, and you won't worry about monthly fees. A great perk with this account is you can request a free ATM card.
This savings builder account is unique where you need to deposit $100 a month to get the highest APY. If you don't deposit $100+ a month, then you need to maintain $25,000 in the account.
If you don't do either, you won't receive the higher end APY. It's best to go by depositing $100 a month because you will have accumulated a significant balance in a few years without realizing it.
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