FROM OUR PARTNERS

Best Savings Accounts in North Dakota of November 2022

Victoria Daniel

Are you looking for a high-yield savings account in North Dakota? We are here to help.

North Dakota has hundreds of banks operating within the state. Many banks provide a wide range of online and traditional banking services. So, if you search for a high-yield savings account, you will find a variety to choose from.

No two banks offer high-yield savings accounts with the same interest rate or annual percentage yield (APY) and features. While the first consideration is the interest rate, it is not the only one. Aim to find an account with a high APY and low service charges.

Shop around and compare features such as the account APY, account fees, minimum requirements, ease of access, safety, and customer care. For example, if you are saving for an emergency fund, you will want the ease of access to your savings when needed. An account with ATM, online, or mobile access will be most suited to your needs.

We reviewed some of the best savings accounts in North Dakota. We analyzed their APYs, account fees, and minimum requirements, together with other features, to select our top picks. Use our comprehensive review to choose the best match for you today.

Nationwide access to ATMs

3.00%

Est. APY

$0

Min. To Earn APY

Overview

A Discover Online Savings Account can be a great option for the avid saver where you can take advantage of daily compounding.

What we like

  • High APY
  • No minimum deposit
  • No recurring maintenance fees
  • 60,000+ Nationwide fee-free ATMs
  • No insufficient funds fee
  • User friendly mobile app

What we don't

  • Out-of-network ATM fees

Bank online with no monthly fees

3.25%

Est. APY

$0

Min. To Earn APY

Overview

This savings account is unique where you need to deposit $100 a month to get the highest APY. If you don't deposit $100+ a month, then you need to maintain $25,000 in the account. If you don't do either, you won't receive the higher end APY.

What we like

  • No monthly fees
  • FDIC Insured
  • No minimum balance fees
  • Online banking

What we don't

  • Minimum opening deposit
  • No ATM access
  • Tiered APY

Access to checking writing

3.83%

Est. APY

$0

Min. To Earn APY

Overview

UFB Direct comes with check-writing capabilities and a free ATM card with a national network of fee-free ATMs.

What we like

  • Competitive interest rates
  • No minimum deposit
  • No recurring maintenance fees
  • Nationwide fee-free ATMs
  • Check writing capabilities
  • FDIC insured

What we don't

  • No physical branches
  • Account options are limited

Track savings on the mobile app

3.00%

Est. APY

$0

Min. To Earn APY

Overview

Quontic Bank high yield savings account provides you with the opportunity to accrue interest at a rate 15x higher than the national average. Interest compounds daily and is paid into your account every month.

What we like

  • Mobile and online banking
  • Competitive interest rate
  • No monthly service fees
  • Interest compounded daily

What we don't

  • Limited access to physical branches
  • No sign up bonus
  • $100 minimum deposit requirement

No monthly and minimum fees

0.61%

Est. APY

$0

Min. To Earn APY

Overview

This savings account will provide a flat APY regardless of your balance, and you won't worry about monthly fees. A great perk with this account is you can request a free ATM card.

What we like

  • No monthly fees
  • Interest compounded daily
  • Free ATM card

What we don't

  • No physical branch
  • No sign up bonus