Best Savings Accounts in North Dakota of May 2021

Victoria Daniel

Are you looking for a high-yield savings account in North Dakota? We are here to help.

North Dakota has hundreds of banks operating within the state. Many banks provide a wide range of online and traditional banking services. So, if you search for a high-yield savings account, you will find a variety to choose from.

No two banks offer high-yield savings accounts with the same interest rate or annual percentage yield (APY) and features. While the first consideration is the interest rate, it is not the only one. Aim to find an account with a high APY and low service charges.

Shop around and compare features such as the account APY, account fees, minimum requirements, ease of access, safety, and customer care. For example, if you are saving for an emergency fund, you will want the ease of access to your savings when needed. An account with ATM, online, or mobile access will be most suited to your needs.

We reviewed some of the best savings accounts in North Dakota. We analyzed their APYs, account fees, and minimum requirements, together with other features, to select our top picks. Use our comprehensive review to choose the best match for you today.

Axos Bank High Yield Savings Account

axos bank logo

$0

Monthly Fee

$250

Min. To Open

0.60%

Est. APY

Overview

This savings account will provide a flat APY regardless of your balance, and you won't worry about monthly fees. A great perk with this account is you can request a free ATM card.

What we like

  • No monthly fees
  • Interest compounded daily
  • Free ATM card

What we don't

  • No physical branch
  • No sign up bonus
  • No rate tier, APY same regardless of balance

APY ranges

Range APY
$0.01+ 0.60%

Account Fees & Information

  • Monthly Fee$0
  • Min. To Open$250
  • Min. Deposit For No Fee$0
  • CompoundedDaily
  • State RestrictionsNone

ATM & Debit Card

  • Monthly Transaction Limits6
  • Excessive Transaction Fee$10+
  • ATM FeesDepends on ATM
  • Debit Card UseAllowed

CIT Bank Savings Account

cit bank logo

$0

Monthly Fee

$100

Min. To Open

0.45%

Est. APY

Overview

This savings builder account is unique where you need to deposit $100 a month to get the highest APY. If you don't deposit $100+ a month, then you need to maintain $25,000 in the account.

If you don't do either, you won't receive the higher end APY. It's best to go by depositing $100 a month because you will have accumulated a significant balance in a few years without realizing it.

What we like

  • No monthly fees
  • Deposit $100 a month to receive higher APY
  • One of the top APYs around

What we don't

  • No sign up bonuses
  • No physical branch locations
  • No ATM card

APY ranges

Range APY
$1 - $24,999.99 0.30%
$25,000+ 0.45%

Account Fees & Information

  • Monthly Fee$0
  • Min. To Open$100
  • Min. Deposit For No Fee$0
  • CompoundedDaily
  • State RestrictionsNone

ATM & Debit Card

  • Monthly Transaction Limits6
  • Excessive Transaction Fee$10+
  • ATM FeesDepends on ATM
  • Debit Card UseAllowed