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Best Savings Accounts in North Dakota of August 2022

Victoria Daniel

Are you looking for a high-yield savings account in North Dakota? We are here to help.

North Dakota has hundreds of banks operating within the state. Many banks provide a wide range of online and traditional banking services. So, if you search for a high-yield savings account, you will find a variety to choose from.

No two banks offer high-yield savings accounts with the same interest rate or annual percentage yield (APY) and features. While the first consideration is the interest rate, it is not the only one. Aim to find an account with a high APY and low service charges.

Shop around and compare features such as the account APY, account fees, minimum requirements, ease of access, safety, and customer care. For example, if you are saving for an emergency fund, you will want the ease of access to your savings when needed. An account with ATM, online, or mobile access will be most suited to your needs.

We reviewed some of the best savings accounts in North Dakota. We analyzed their APYs, account fees, and minimum requirements, together with other features, to select our top picks. Use our comprehensive review to choose the best match for you today.

Earn 19x higher than the national average

$0

Min. To Earn APY

1.90%

Est. APY

Overview

This savings account is unique where you need to deposit $100 a month to get the highest APY. If you don't deposit $100+ a month, then you need to maintain $25,000 in the account. If you don't do either, you won't receive the higher end APY.

What we like

  • No monthly fees
  • FDIC Insured
  • No minimum balance fees
  • Online banking

What we don't

  • Minimum opening deposit
  • No ATM access
  • Tiered APY

Track your savings through online banking or the mobile app

$0

Min. To Earn APY

1.85%

Est. APY

Overview

Quontic Bank high yield savings account provides you with the opportunity to accrue interest at a rate 15x higher than the national average. Interest compounds daily and is paid into your account every month.

What we like

  • Mobile and online banking
  • Competitive interest rate
  • No monthly service fees
  • Interest compounded daily

What we don't

  • Limited access to physical branches
  • No sign up bonus
  • $100 minimum deposit requirement

No monthly, minimum, and overdraft fees

$0

Min. To Earn APY

0.61%

Est. APY

Overview

This savings account will provide a flat APY regardless of your balance, and you won't worry about monthly fees. A great perk with this account is you can request a free ATM card.

What we like

  • No monthly fees
  • Interest compounded daily
  • Free ATM card

What we don't

  • No physical branch
  • No sign up bonus

Provides access to money management tools

$0

Min. To Earn APY

0.03%

Est. APY

Overview

First Citizen Bank savings account is an online account that charges no monthly fees, but you need to make a minimum deposit of $50 to open this account.

What we like

  • Mobile and online banking
  • Money management tools
  • No monthly service fees
  • ATM card available
  • FDIC Insured

What we don't

  • Limited no-fee withdrawals
  • High wire transfer fee