Whether you are saving for a specific purpose such as a down payment for a house, a car or perhaps a college fund, a high-yield savings account will help you reach your goals faster.
Idaho is home to hundreds of banks, which offer high-yield savings accounts. With a little research, you will be able to get the right account.
The first step is to take an in-depth look at your needs and preferences. Knowing what you want will help you narrow down your search to accounts with the features that matter to you.
For example, if you prefer an account with a high annual percentage yield (APY), narrow down your search on these types of accounts. If you prefer online to traditional banking, this will also focus your search.
Other things to take into consideration include the account fees such as monthly and transactional fees. Find out the amount and whether or not there is a waiver if you meet the minimum requirements for this type of account.
We reviewed some of the available options and here are our picks for some of the best savings accounts in Idaho. Use our review to compare the different options and find what is suitable for you today.
This savings account will provide a flat APY regardless of your balance, and you won't worry about monthly fees. A great perk with this account is you can request a free ATM card.
This savings builder account is unique where you need to deposit $100 a month to get the highest APY. If you don't deposit $100+ a month, then you need to maintain $25,000 in the account.
If you don't do either, you won't receive the higher end APY. It's best to go by depositing $100 a month because you will have accumulated a significant balance in a few years without realizing it.
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