FROM OUR PARTNERS

Best Money Market Accounts in Montana of February 2023

Mary Gilman

Montana has hundreds of banks offering both online and in-person financial services to its residents. If you are in search of a money market account in Montana, there is a wide range of options available to choose from.

One of the main advantages of a money market account is the high-interest rates. These rates vary according to the prevailing economic conditions. While some banks offer tiered interest rates–the higher your balance, the higher the rate; others offer a flat rate. Choose one that is best suited for your needs. 

Another factor to consider is the ease of access in terms of withdrawing and making deposits. For example, depending on your income sources, choose an account that allows you to make deposits via checks, cash, ATM, transfer between accounts, or schedule direct deposits into the account. 

Other factors to consider are the account fees, minimum requirements, and safety. Shop around to find the best combination of features.

WalletBrain reviewed some of the available options and the following are our top recommendations. Find the best money market accounts in Montana and your most suitable match today.

Access to a debit card

0.25%

Est. APY

$0

Min. To Earn APY

Overview

Axos offers no monthly fees and no minimum balance requirement but requires $1,000 to open the account which you can take out after opening.

What we like

  • No monthly fees
  • Access to debit card
  • Access to check writing

What we don't

  • No physical branch
  • $1,000 to open account

Schedule payments with Bill Pay

1.55%

Est. APY

$0

Min. To Earn APY

Overview

Build your savings with an above-average APY.

What we like

  • No monthly fees
  • FDIC Insured
  • Bill Pay feature

What we don't

  • Online banking only
  • Excess transaction fees
  • Overdraft fee

Interest compounded daily

3.00%

Est. APY

$0

Min. To Earn APY

Overview

Quontic provides a money market account that offers a competitive interest rate, which accrues daily. Also, customers can receive a debit card for the account.  

What we like

  • Competitive interest rate
  • Interest compounded daily
  • Debit card available

What we don't

  • Transfer and withdrawal limits

Fee-free access to ATMs

3.83%

Est. APY

$0

Min. To Earn APY

Overview

UFB Money Market Account comes with a debit card (you must request it) and allows fee-free access to any ATM within the US. 

What we like

  • Access to ATMs
  • High APY
  • No minimum balance requirements
  • Compliementary debit card

What we don't

  • $5,000 minimum to avoid monthly fees
  • No physical branches