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Best Money Market Accounts in Idaho of November 2022

Mary Gilman

Idaho is home to hundreds of banks spanning from local to national institutions. If you are searching for a money market account in Idaho, there is a wide range of available options.

When deciding on a money market account, consider one that gives you a competitive annual percentage yield (APY). A high APY will maximize the return on every dollar saved.

Apart from the APY, consider the account fees and minimums as they vary by institution. The minimums to watch out for include the minimum deposit requirement to open an account and a minimum account balance to avoid fees. Also, watch out for monthly fees, transfer fees, inactive account fees, and any other penalty you are likely to incur.

Ease of access is another factor to consider if you are saving towards an emergency fund. Look out for accounts with ATM, online, and mobile access. Keep an eye out for accounts with monthly ATM surcharge rebates.

Compare the available options to find the best combination of rates and features most suitable for your needs. We reviewed some of the best money market accounts in Idaho. Compare our top picks and find a match today.

Access to a debit card

0.25%

Est. APY

$0

Min. To Earn APY

Overview

Axos offers no monthly fees and no minimum balance requirement but requires $1,000 to open the account which you can take out after opening.

What we like

  • No monthly fees
  • Access to debit card
  • Access to check writing

What we don't

  • No physical branch
  • $1,000 to open account

Schedule payments with Bill Pay

1.55%

Est. APY

$0

Min. To Earn APY

Overview

Build your savings with an above-average APY.

What we like

  • No monthly fees
  • FDIC Insured
  • Bill Pay feature

What we don't

  • Online banking only
  • Excess transaction fees
  • Overdraft fee

Interest compounded daily

3.00%

Est. APY

$0

Min. To Earn APY

Overview

Quontic provides a money market account that offers a competitive interest rate, which accrues daily. Also, customers can receive a debit card for the account.  

What we like

  • Competitive interest rate
  • Interest compounded daily
  • Debit card available

What we don't

  • Transfer and withdrawal limits

Fee-free access to ATMs

3.83%

Est. APY

$0

Min. To Earn APY

Overview

UFB Money Market Account comes with a debit card (you must request it) and allows fee-free access to any ATM within the US. 

What we like

  • Access to ATMs
  • High APY
  • No minimum balance requirements
  • Compliementary debit card

What we don't

  • $5,000 minimum to avoid monthly fees
  • No physical branches