Washington is the nation’s capital, and it houses hundreds of banks. These banks provide a wide range of checking accounts -both online and offline checking accounts.
When choosing a checking account, the aim is to find one best suited for your financial needs. The starting point is to take a critical look at your individual preferences and banking habits. Knowing what you want will help you narrow down your options and move you closer to finding the right choice. For example, if you prefer using your smartphone for all your banking transactions, then a checking account with a strong mobile banking app would be most suitable for you.
Other things to consider are convenience, fees, incentives, and customer service. Picking the right checking account can be very challenging. We reviewed some of the best checking accounts in Washington, those that stand out in different areas. Compare our top picks to find one that fits your financial needs.
This checking account is great because you won't have to worry about paying monthly fees if your balance goes to $0. Not only that, Axos Bank reimburses fees charged by domestics ATMs. When opening an account, you only need to deposit $50 to open it but it can be removed without any issues and fees. To get the high APY, you need to deposit $1000+ monthly and make 15 debit card transactions a month.
Current is a financial technology company that provides banking services through Choice Financial Group, a member of the FDIC.
Current is a financial technology company, not a bank. Banking services provided by and Visa® Debit Card issued by Choice Financial Group, Member FDIC, pursuant to a license from Visa U.S.A. Inc and can be used everywhere Visa debit cards are accepted.
Teen accounts do not earn points
The Annual Percentage Yield (“APY”) for Current Interest is variable and may change at any time. The disclosed APY is effective as of April 1, 2022. No minimum balance required. Must have $0.01 in Savings Pods to earn Current Interest on up to $2000 in deposits per Savings Pod up to $6000 total. Please refer to Current Interest Terms and Conditions
Out of network cash withdrawal fees, third-party, and adding cash fees may apply.
Faster access to funds is based on comparison of traditional banking policies and deposit of paper checks from employers and government agencies versus deposits made electronically. Direct deposit and earlier availability of funds is subject to timing of payer’s submission of deposits.
Please refer to Overdrive™ Features Terms and Conditions.
Quontic helps maximize your savings, while managing everyday finances, by paying a high rate on your entire account balance. To qualify for the interest rate, you have to make a minimum of 10 qualifying point of sale debit card transactions that are at least $10 each, per statement cycle
Chase provides you with an easy-to-use online banking and mobile app service to help you manage your account day-to-day. In addition, with branches across the U.S., you can receive personalized support at a location convenient for you.
Aspiration guarantees that none of the funds is ever used to fund fossil fuel projects or non-environmentally friendly projects. Aspiration’s acute focus on environmentally friendly practices will align with your views if you are environmentally conscious.
SoFi Checking and Savings allows you to simplify your banking, pay bills and earn interest. You can earn the APY on your entire account balance if you deposit at least $500 a month in your account.