Nebraska houses a handful of banks from national household names to regional institutions. It has nearly 200 local and national banks. National banks are more likely to offer the same experience to all their customers regardless of where they live. Local banks provide services catered to specific local needs.
The number of options available makes finding a checking account challenging. Do some research to find an account that is right for you. Whether you are searching for an online or in-person checking account, compare all the options. A checking account best suited for you makes your financial journey much more manageable.
If you live in Nebraska and are searching for a checking account, we are here for you. WalletBrain reviewed some of the best checking accounts in Nebraska. Compare the fees and other features and choose the one that matches your needs.
This checking account is great because you won't have to worry about paying monthly fees if your balance goes to $0.
Not only that, Axos Bank reimburses fees charged by domestics ATMs.
When opening an account, you only need to deposit $50 to open it but it can be removed without any issues and fees.
To get the high APY, up to 1.25%, you need to deposit $1000+ monthly and make 15 debit card transactions a month.
| Range | APY |
|---|---|
| $1 - $150,000 | 1.25% |
| $150,001+ | 0% |
This checking account pays a 0.10% APY on balances under $25,000 and offers $30 per month in reimbursements from out of network ATM fees and no fees for in network.
There is no monthly fees for the checking account, and you need to deposit $100 to open an account, which can be removed after with no monthly charges.
| Range | APY |
|---|---|
| $1 - $24,999.99 | 0.10% |
| $25,000+ | 0.25% |
Empower is a personal finance app that helps you to take control of your money. It allows you to track your spending, find savings in your budget and provides a flexible interest checking account. It has been recommended by Forbes, Time Magazine, and Apple as ‘Best Tech Apps to help you Save, Invest and Manage Finances,’ and ‘New Apps We Love.’
Empower’s checking account does not have minimum balance requirements or minimum first deposit. It offers an estimated APY of 0.20%, which is fairly competitive and comes with a Visa debit card, 24/7 notifications, and unlimited transfers. Also, Empower will float a cash advance of up to $250 when you need it with no interest, late fees, or credit checks.
There are no overdraft fees, insufficient funds fees, and it will reimburse up to three ATM fees per month, up to $10 each time. There is an $8 monthly fee, but access to the budgeting tools and Autosave features might be worth it.
| Range | APY |
|---|---|
| $1+ | 0.20% |
