Banking / Checking

Best Checking Accounts in Minnesota of May 2026

From Our Partners Katie Stiner

Get paid up to 2 days earlier

$0

Monthly Fee

0%

Est. APY

Fee-free overdraft up to $200*

$0

Monthly Fee

0%

Est. APY

Mobile deposit available

$0

Monthly Fee

0%

Est. APY

Nationwide branch and ATM access

chase bank logo
4.5

$12

Monthly Fee

0%

Est. APY

Full service online banking

axos bank logo
4.8

0.61%

Est. APY

$0

Min. To Earn APY

No monthly service fees

$0

Monthly Fee

1.10%

Est. APY

Fee-free ACH transfers

$0

Monthly Fee

0%

Est. APY

With more than 1000 different banks serving over 5.5 million residents, consumers have many options for opening a new account. Because so many people want to open a checking account, banks have to compete to draw new customers.

The high competition results in checking account options with competitive rates and features. It is vital to decide which option is best for you. Shop for an account that offers you low fees, low minimum balances, and any other features that you need. 

This process can be very time-consuming.WalletBrain reviewed some of the best checking accounts in Minnesota. Use our comprehensive review to find the best match for you today!