Banking / Checking

Best Checking Accounts in Hawaii of May 2026

From Our Partners Katie Stiner

Get paid up to 2 days earlier

$0

Monthly Fee

0%

Est. APY

Fee-free overdraft up to $200*

$0

Monthly Fee

0%

Est. APY

Mobile deposit available

$0

Monthly Fee

0%

Est. APY

Nationwide branch and ATM access

chase bank logo
4.5

$12

Monthly Fee

0%

Est. APY

Full service online banking

axos bank logo
4.8

0.61%

Est. APY

$0

Min. To Earn APY

No monthly service fees

$0

Monthly Fee

1.10%

Est. APY

Fee-free ACH transfers

$0

Monthly Fee

0%

Est. APY

Hawaii has about 1.4 million residents who need banking services. Although it has fewer banks than other, more populated states, residents have a variety of checking account options available to them. These include both in-person and online options.

A checking account is the most popular account banks have to offer. It allows you to receive deposits and pay bills, among other daily transactions you might need to do. 

Finding the best checking accounts can be challenging. Shop around the available options to get the best fit for your needs. For example, if you prefer using your smartphone to do your banking, an account with a robust mobile banking app would be ideal for you.

Whether you are looking for a no-fee checking account or a full-service checking account, a little research can help you find the best fit. WalletBrain has reviewed some of the best checking accounts in Hawaii based on fees and other features to make it easier.