How to Avoid Mortgage Refinance Scams?

Wendy Wilson

Are you a homeowner looking to refinance in the near future? If so, you may be a scammer’s next target. From phone calls to emails to fake websites, scammers...

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What is FHA Streamline Refinance & How Does It Work?

Wendy Wilson

Federal Housing Administration (FHA) procures mortgage insurance on credits granted by FHA-approved lenders. A homeowner gets into a legal agreement with a lender for money in exchange for the...

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How to Choose the Best Mortgage?

Wendy Wilson

Finding your dream home is only half the battle in becoming a homeowner. Unless you’re paying in cash, you’ll need to figure out the best type of mortgage for...

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How To Get Pre-Approved For A Mortgage?

Wendy Wilson

If you are buying your home through a mortgage, it’s recommended that you get pre-approval for a mortgage. A pre-approval document shows the amount of money a lender is...

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What Determines Your Mortgage Rate?

Wendy Wilson

For many people, getting a mortgage is the most significant financial move of their life. However, getting a mortgage is almost always far from straightforward. Many factors can negatively...

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No Closing Cost Refinance: Everything You Need To Know

Wendy Wilson

Refinancing is a great way to save money by reducing your mortgage interest rate. Are you looking to refinance but don’t have the funds to pay the hefty upfront...

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Closing Costs To Refinance A Mortgage: What You Need To Know

Wendy Wilson

Nobody likes to pay closing costs, but it’s a reality of a mortgage refinance. You might want to refinance your home for various reasons, such as taking cash equity,...

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How to Apply for a Mortgage?

Wendy Wilson

So you’ve found your dream home? And now you need to find a mortgage? It can be thrilling when you’re taking the leap to apply for your first mortgage....

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What is a Jumbo Loan & How Does It Work?

Wendy Wilson

What is the difference between a conforming and a jumbo loan? If you are looking to buy a house that costs more than half a million dollars, this is...

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Documents Needed For a Mortgage Pre-Approval: A Checklist

Wendy Wilson

There’s nothing more exciting than starting the search for your dream home. What could be better than having your own slice of the American dream? However, if you’re serious...

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