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Titan offers low-cost active investment management strategies typically available to the ultra-wealthy. There are no performance fees, and long-term investors can benefit from the expertise of an investment team.
Summary: Titan provides a modern investing experience at a fraction of the cost of traditional hedge funds and active fund managers, allowing investors to pocket more of their investment gains.
Deposits & Withdrawals
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|HQ||New York, United States|
|Fees||$5 per month for less than $10,000 or 1% AUM Per Year for deposits greater than or equal to $10,000|
|Accounts||Individual account, Traditional IRA, and Roth IRA|
|Access||Mobile App (Android or iOS)|
|Tax Loss Harvesting||No|
|Socially Responsible Investing||Not available|
|Smart Beta||Not available|
|State Restrictions||Available in all States|
Titan is an active investment manager, giving you the benefits of a hedge fund-like platform for a fraction of the cost. There are no hefty performance fees or over-the-top account management fees. Instead, for a 1% advisory fee, you’ll have access to strategies typically available to the ultra-wealthy.
Titan uses four flagship investment strategies to beat benchmark returns. These strategies include:
In addition, downside protection is offered through hedging to minimize losses during a down market. You can learn more about Titan’s investment strategies on their website.
Titan supports a range of accounts, including:
You can roll over an existing IRA, 401(k), or 403(b). In the future, Titan hopes to support joint and custodial accounts.
To start investing with Titan, you’ll need to fill out an application. It’s a good idea to have the following information to hand:
Investors must be over the age of 18 years old to apply.
Titan adopts a low-cost approach charging a simple 1% advisory fee for balances greater than or equal to $10,000. Balances below $10,000 pay a monthly $5 flat fee.
Other fees include:
|Incoming Wire Transfers (Domestic Bank)||$0|
|Outgoing Wire Transfers (Domestic Bank)||$25 per wire|
|Incoming Wire Transfers (Foreign Bank)||$14 per wire|
|Outgoing Wire Transfers (Foreign Bank)||$45 per wire|
|Electronic Statements and Confirms||$0|
|Paper Confirms||$2 per confirm|
|Paper Statements||$5 per statement|
|Dividend Check||$5 per item|
|Incoming ACAT Transfers||$0|
|Outgoing ACAT Transfers||$100 per account|
You can find a complete list of the fees imposed by Titan here.
You can deposit funds using an ACH transfer or wire transfer. Plus, you can set up automatic deposits for regular contributions. Minimum deposits must be $100, and you can set up one automatic deposit per account.
Titan processes funds within 2 – 3 market hours, and crypto deposits are invested immediately.
You can easily withdraw funds back to your bank account. There is a minimum withdrawal amount of $100, and withdrawals are executed within 2 – 4 business days.
There is a maximum withdrawal limit of $50,000 each business day. Withdrawals greater than $50,000 will be extended over multiple business days.
Titan offers actively managed investment strategies focused on single stocks. Unlike Robo-advisors, Titan aims to outperform the benchmark using four primary investment strategies.
These strategies are:
Each investment strategy has been expertly curated to deliver stronger returns over the long term. Below is a summary of the strategies offered.
|Titan Flagship||Titan Opportunities||Titan Offshore||Titan Crypto|
|Goal||Invest in large-cap US growth companies that compounds in excess of the S&P 500 over the long-term.||Invest in small/mid-cap high-quality US companies that compound in excess of the Russel 2000 over the long term.||Invest in high-quality companies that compound in excess of the MSCI World ex USA Index over the long term.||Invest in an actively managed portfolio of crypto assets|
|Market capitalization||Invest in companies greater than $10 billion||Invest in companies between $10-20 billion||Focus on emerging and developed markets such as China, Europe, and Latin America.||Focuses on cryptocurrency|
|Number of stocks||10 – 25 stocks||10 – 25 stocks||10 – 25 stocks||5 – 10 coins|
In addition, Titan offers downside protection to your portfolio with the use of hedging strategies.
Each quarter, Titan’s Flagship, Opportunities, and Offshore strategies are rebalanced to ensure that the portfolio weightings do not drift too far from target allocations. There is no extra cost for rebalancing with Titan.
Titan offers a selection of articles to help investors increase their knowledge about handling their money and investing in the markets. Topics can include:
With Titan, there is no phone support. Instead, you can get in touch via [email protected] or send a direct message via the app. There is also a chat box and help center available on the website to answer your questions.
Investments and cash are held by Apex Clearing Corp and SIPC insured for up to $500,000.
In addition, Titan recommends switching on two-factor authentication (2FA) as additional protection for your account. Plus, your information is securely transmitted with SSL encryption when signing up.
Titan is best for investors looking for a modern investment experience with access to investment strategies typically available to the ultra-wealthy. Fees are a fraction of the cost of traditional actively managed funds, and there are no performance fees.
However, investors looking for extensive customer support should consider alternative providers. In addition, the nature of investing with Titan can be higher risk than passive investment strategies. Investment returns are not guaranteed, and portfolios can go up and down.
Consequently, if you’re an investor with a more conservative risk profile or approaching retirement, you should consider other options before you open an account with Titan.