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Titan Review 2022: Hedge Fund Style Investing

Bobby Hall

Titan offers low-cost active investment management strategies typically available to the ultra-wealthy. There are no performance fees, and long-term investors can benefit from the expertise of an investment team. 

Overall rating

4.8

Summary: Titan provides a modern investing experience at a fraction of the cost of traditional hedge funds and active fund managers, allowing investors to pocket more of their investment gains. 

Titan

titan logo

0% - 1.00%

Annual Fee

$0

Account Minimum


Reviews

5

Account Opening

4.5

Fees

5

Deposits & Withdrawals

4.5

Product Offerings

5

Portfolio Construction

5

Portfolio Management

4

Customer Service

5

Education

5

Safe & Secure

Pros

  • Zero performance fees 
  • Low minimum 
  • Choose from several investment strategies 
  • User-friendly platform 
  • Customer SIPC Insurance up to $500K

Cons

  • Limited customer service

Best For

  • Long-term investors 
  • Investments managed by experts 
  • Provides investment education 
  • Modern investing experience 
  • Low-cost

Features

HQNew York, United States 
Fees$5 per month for less than $10,000 or 1% AUM Per Year for deposits greater than or equal to $10,000
Account Minimum$100
AccountsIndividual account, Traditional IRA, and Roth IRA
AccessMobile App (Android or iOS)
Portfolio RebalancingYes
Tax Loss HarvestingNo
Automatic DepositsYes
AdvisorYes
Fractional ShareNo
Socially Responsible InvestingNot available
Smart BetaNot available
State RestrictionsAvailable in all States

In depth review on Titan 

Titan is an active investment manager, giving you the benefits of a hedge fund-like platform for a fraction of the cost. There are no hefty performance fees or over-the-top account management fees. Instead, for a $5 or a 1% advisory fee, you’ll have access to strategies typically available to the ultra-wealthy.  

Titan uses four investment strategies to beat benchmark returns. These strategies include: 

  • Titan Flagship: Large US growth companies where the focus is to beat the S&P 500 over the long-term.  
  • Titan Opportunities: Small/mid-cap high-quality US companies where the aim is to beat the Russel 2000 over the long-term.  
  • Titan Offshore: High-quality companies that beat the MSCI World ex USA Index over the long-term.  
  • Titan Crypto: Focus on crypto assets over the long term.  

In addition, downside protection is offered through hedging to minimize losses during a down market. You can learn more about Titan’s investment strategies on their website.  

Titan is best for 

  • Long-term investors: Titan aims to help investors grow their long-term wealth through investing in high-quality companies.  
  • Investments managed by experts: You’ll have experts on hand in your back pocket to ask questions and learn directly from the investment team.  
  • Provides investment education: Titan is on a mission to empower you as an investor so that you can learn while investing. You can visit the learning center for a range of easy-to-read articles on topics like where to invest your money and how to get into crypto.  
  • Modern investing experience: Using streamlined investment processes typically used by top hedge funds, Titan offers investment opportunities usually only available to the ultra-wealthy. This produces the opportunity for high returns at a minimal cost.  
  • Low-cost: As an actively managed portfolio, fees start at $5 per month for deposits less than $10,000 and 1% for deposits greater than or equal to $10,000.   

Titan benefits 

  • Zero performance fees: There are no performance fees if your investments do well.  
  • Low minimum: You can get started with a low minimum deposit of $100. 
  • Choose from several investment strategies: There is a range of award-winning investment strategies available, including Flagship, Opportunities, Offshore, and Crypto. 
  • User-friendly platform: The platform provides an easy-to-use interface for investors to track their wealth and grow their investment knowledge.  
  • SIPC Insurance: You’ll have your account safe for up to $500,000 if the firm becomes financially insolvent. 

Titan drawbacks 

  • Limited customer service: There is limited customer support and no phone number available to ring and ask questions. However, there is email and a chatbot that can direct you to a human.

Account opening 

5

Titan supports a range of accounts, including: 

  • Traditional IRA 
  • Roth IRA 
  • Individual taxable account 

You can roll over an existing IRA, 401(k), or 403(b). In the future, Titan hopes to support joint and custodial accounts.  

To start investing with Titan, you’ll need to fill out an application. It’s a good idea to have the following information to hand: 

  • Name  
  • Email address 
  • Date of birth 
  • Social security number 
  • Residential address 
  • Phone number 
  • Employment information 
  • Personal bank account for bank linking 

 Investors must be over the age of 18 years old to apply.  

Fees 

4.5

Titan adopts a low-cost approach charging a simple 1% advisory fee for balances greater than or equal to $10,000. Balances below $10,000 pay a monthly $5 flat fee.  

Other fees include: 

Incoming Wire Transfers (Domestic Bank) $0 
Outgoing Wire Transfers (Domestic Bank) $25 per wire 
Incoming Wire Transfers (Foreign Bank) $14 per wire 
Outgoing Wire Transfers (Foreign Bank) $45 per wire 
Electronic Statements and Confirms $0 
Paper Confirms $2 per confirm 
Paper Statements $5 per statement 
Dividend Check $5 per item 
Incoming ACAT Transfers $0 
Outgoing ACAT Transfers $100 per account 

You can find a complete list of the fees here.  

Deposit and withdrawal 

5

You can deposit funds using an ACH transfer or wire transfer. Plus, you can set up automatic deposits for regular contributions. Minimum deposits must be $100, and you can set up one automatic deposit per account.  

Titan processes funds within 2 – 3 market hours, and crypto deposits are invested immediately.  

You can easily withdraw funds back to your bank account. There is a minimum withdrawal amount of $100, and withdrawals are executed within 2 – 4 business days.  

There is a maximum withdrawal limit of $50,000 each business day. Withdrawals greater than $50,000 will be extended over multiple business days.  

Product offerings 

4.5

Titan offers actively managed investment strategies focused on single stocks. Unlike Robo-advisors, Titan aims to outperform the benchmark using four primary investment strategies.  

These strategies are: 

  • Titan Flagship 
  • Titan Opportunities 
  • Titan Offshore 
  • Titan Crypto 

Portfolio construction 

5

Each investment strategy has been expertly curated to deliver stronger returns over the long term. Below is a summary of the strategies offered. 

 Titan Flagship Titan Opportunities Titan Offshore Titan Crypto 
Goal Invest in large-cap US growth companies that compounds in excess of the S&P 500 over the long-term. Invest in small/mid-cap high-quality US companies that compound in excess of the Russel 2000 over the long term. Invest in high-quality companies that compound in excess of the MSCI World ex USA Index over the long term. Invest in an actively managed portfolio of crypto assets 
Market capitalization Invest in companies greater than $10 billion Invest in companies between $10-20 billion Focus on emerging and developed markets such as China, Europe, and Latin America.  Focuses on cryptocurrency 
Number of stocks 10 – 25 stocks 10 – 25 stocks  10 – 25 stocks 5 – 10 coins 

In addition, Titan offers downside protection to your portfolio with the use of hedging strategies.  

Portfolio management 

5

Titan’s Flagship, Opportunities, and Offshore strategies are constantly monitored by their team of experts and are not limited to periodic reviews. You can rebalance your account by adding more capital to certain strategies to ensure that portfolio weightings do not drift too far from target allocations. There is no extra cost for rebalancing with Titan. 

Education 

5

Titan offers a selection of articles to help investors increase their knowledge about handling their money and investing in the markets. Topics can include: 

  • Cryptocurrency 
  • Investing 
  • Hedge funds 
  • ETFs 
  • Index funds 
  • IRA 
  • Retirement 
  • Active investing 
  • Stock analysis 
  • Stock trading 
  • Bonds 
  • Commodities 
  • Employee stock options 
  • Mergers and acquisitions 
  • Saving for college 
  • Angel investing 
  • SEP-IRA 
  • Backdoor Roth IRA 
  • Venture capital 
  • Private equity 
  • Bitcoin 
  • Ethereum 

Customer service 

4

With Titan, there is no phone support. Instead, you can get in touch via [email protected] or send a direct message via the app. There is also a chat box and help center available on the website to answer your questions.  

Safe and secure 

5

Investments and cash are held by Apex Clearing Corp and SIPC insured for up to $500,000.  

In addition, Titan recommends switching on two-factor authentication (2FA) as additional protection for your account. Plus, your information is securely transmitted with SSL encryption when signing up. 

Is Titan right for you? 

Titan is best for investors looking for a modern investment experience with access to investment strategies typically available to the ultra-wealthy. Fees are a fraction of the cost of traditional actively managed funds, and there are no performance fees.  

However, investors looking for extensive customer support should consider alternative providers. In addition, the nature of investing with Titan can be higher risk than passive investment strategies. Investment returns are not guaranteed, and portfolios can go up and down.