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Best Savings Accounts in Oklahoma of August 2022

Victoria Daniel

Are you in search of a savings account in Oklahoma?

Oklahoma is home to dozens of banks with a variety of online and traditional banking services to choose from. When selecting a banking service, consider a savings account that meets your needs and preferences.

If you are considering a high-yield savings account, make sure you select one with a higher annual percentage rate (APY). It is also important to keep in mind that the APY varies depending on the strength of the economy. Choose one that has remained relatively stable over long periods.

While the high-interest rate is the focal point, it is not the only factor to consider when selecting a high-yield savings account. The account fees, such as monthly and transactional fees, also play a significant role in making the final decision. High account fees usually reduce the net value of the returns earned. Look out for accounts with a high APY and low fees. Better yet, look for an account with the option to waive fees if certain minimums are maintained.

Other factors to consider are the customer service, ease of access, among others features. WalletBrain took a look at some of the best savings accounts in Oklahoma. Use our comprehensive review of our top picks and choose the most suitable fit for you today.

Earn 19x higher than the national average

$0

Min. To Earn APY

1.90%

Est. APY

Overview

This savings account is unique where you need to deposit $100 a month to get the highest APY. If you don't deposit $100+ a month, then you need to maintain $25,000 in the account. If you don't do either, you won't receive the higher end APY.

What we like

  • No monthly fees
  • FDIC Insured
  • No minimum balance fees
  • Online banking

What we don't

  • Minimum opening deposit
  • No ATM access
  • Tiered APY

Track your savings through online banking or the mobile app

$0

Min. To Earn APY

1.85%

Est. APY

Overview

Quontic Bank high yield savings account provides you with the opportunity to accrue interest at a rate 15x higher than the national average. Interest compounds daily and is paid into your account every month.

What we like

  • Mobile and online banking
  • Competitive interest rate
  • No monthly service fees
  • Interest compounded daily

What we don't

  • Limited access to physical branches
  • No sign up bonus
  • $100 minimum deposit requirement

No monthly, minimum, and overdraft fees

$0

Min. To Earn APY

0.61%

Est. APY

Overview

This savings account will provide a flat APY regardless of your balance, and you won't worry about monthly fees. A great perk with this account is you can request a free ATM card.

What we like

  • No monthly fees
  • Interest compounded daily
  • Free ATM card

What we don't

  • No physical branch
  • No sign up bonus

Provides access to money management tools

$0

Min. To Earn APY

0.03%

Est. APY

Overview

First Citizen Bank savings account is an online account that charges no monthly fees, but you need to make a minimum deposit of $50 to open this account.

What we like

  • Mobile and online banking
  • Money management tools
  • No monthly service fees
  • ATM card available
  • FDIC Insured

What we don't

  • Limited no-fee withdrawals
  • High wire transfer fee