Are you in the market for a new checking account? Maryland has over 80 different banks and hundreds of branches. Whether you are looking to switch banks or open an account for the first time, there are plenty of options to choose from in Maryland.
Banking your money gives you better control over your income. It allows you to leap into the world of financial success. With so much importance attached to a checking account, it is important to select one best suited for your financial needs.
Start by determining your individual preferences and banking habits. Knowing what you want will help you narrow down your options. For example, if you prefer using your smartphone for most of your banking transactions, narrow down your options to checking accounts with the most advanced mobile app. Shop around and gather information on the fees and features of the available options.
Choosing the right checking account can be challenging. Lucky for you, we have done most of the hard work for you. We reviewed some of the available options and selected some of the best checking accounts in Maryland. Take a look at our selected options to find your match today!
This checking account is great because you won't have to worry about paying monthly fees if your balance goes to $0. Not only that, Axos Bank reimburses fees charged by domestics ATMs. When opening an account, you only need to deposit $50 to open it but it can be removed without any issues and fees. To get the high APY, you need to deposit $1000+ monthly and make 15 debit card transactions a month.
Current is a financial technology company that provides banking services through Choice Financial Group, a member of the FDIC.
Current is a financial technology company, not a bank. Banking services provided by and Visa® Debit Card issued by Choice Financial Group, Member FDIC, pursuant to a license from Visa U.S.A. Inc and can be used everywhere Visa debit cards are accepted.
Teen accounts do not earn points
The Annual Percentage Yield (“APY”) for Current Interest is variable and may change at any time. The disclosed APY is effective as of April 1, 2022. No minimum balance required. Must have $0.01 in Savings Pods to earn Current Interest on up to $2000 in deposits per Savings Pod up to $6000 total. Please refer to Current Interest Terms and Conditions
Out of network cash withdrawal fees, third-party, and adding cash fees may apply.
Faster access to funds is based on comparison of traditional banking policies and deposit of paper checks from employers and government agencies versus deposits made electronically. Direct deposit and earlier availability of funds is subject to timing of payer’s submission of deposits.
Please refer to Overdrive™ Features Terms and Conditions.
Chase provides you with an easy-to-use online banking and mobile app service to help you manage your account day-to-day. In addition, with branches across the U.S., you can receive personalized support at a location convenient for you.
Quontic helps maximize your savings, while managing everyday finances, by paying a high rate on your entire account balance. To qualify for the interest rate, you have to make a minimum of 10 qualifying point of sale debit card transactions that are at least $10 each, per statement cycle
Aspiration guarantees that none of the funds is ever used to fund fossil fuel projects or non-environmentally friendly projects. Aspiration’s acute focus on environmentally friendly practices will align with your views if you are environmentally conscious.
SoFi Checking and Savings allows you to simplify your banking, pay bills and earn interest. You can earn the APY on your entire account balance if you deposit at least $500 a month in your account.